Get a Personal Loan upto ₹25 Lakh in 30 Minutes*
100% digital and secure process, 45% lower EMIs starting @ ₹1104/Lakh — pay interest only on what you use with Flexi Loan.
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Overview of Bajaj Personal Loan (June 2025)
| Feature | Details (June 2025) |
|---|---|
| Loan Amount | ₹40,000 to ₹55 lakh |
| Tenure | 12 to 96 months |
| Interest Rate | Starts ~10% p.a. (profile-based) |
| Disbursal Time | Within 24 hours of approval |
| Loan Types | Term Loan, Flexi Term Loan, Flexi Hybrid Loan |
Tips to Get the Lowest Interest Rate on a Bajaj Personal Loan
- Maintain a High CIBIL Score (750+) — Strong credit history helps you qualify for a lower Bajaj personal loan interest rate and faster approval.
- Choose a Flexi Loan Option — Flexi & Flexi Hybrid let you pay interest-only EMIs initially, easing cash flow in early months.
- Select a Shorter Tenure — 3–5 year tenures can reduce the rate and total interest outgo if EMIs are affordable.
- Apply for Pre-Approved Offers — Existing customers often get zero-documentation, discounted-rate offers.
- Showcase Stable Income — Consistent salary and low debt-to-income increase approval odds and better pricing.
Eligibility Criteria (June 2025 Update)
| Criteria | Details |
|---|---|
| Age | 21 to 80 years |
| Employment | Salaried individuals or professionals |
| Minimum Salary | ₹25,001/month (may vary by location) |
| CIBIL Score | Preferably 750+ for low-interest offers |
| Residence | Indian citizen with valid address proof |
Required Documents for a Bajaj Personal Loan
- PAN Card
- Aadhaar Card / Passport / Voter ID
- Latest salary slips (last 2–3 months)
- Bank statement (past 3–6 months)
- Proof of residence
Digital verification is widely available for a paperless Bajaj personal loan June 2025 journey.
Bajaj Personal Loan EMI & Interest Calculator (June 2025)
Use the online EMI calculator to estimate your monthly EMI, total interest payable, and amortization schedule. Adjust loan amount and tenure to balance affordability and total cost for the lowest interest rate outcome.
Step-by-Step Application Process (Fast Online Apply)
- Visit www.fincrif.com
- Enter your mobile number to check personalized offers
- Fill details: income, PAN, employment type
- Upload KYC documents digitally
- Choose loan variant: Term Loan or Flexi Loan
- Submit and get instant approval (profile-based)
- Receive disbursal—often within 3 hours of sanction
Lock the Lowest Rate This June 2025
For the lowest Bajaj personal loan interest rate in June 2025, keep your CIBIL high, choose a suitable tenure, leverage pre-approved offers, and apply via Fincrif.com for quick comparisons and seamless digital processing. Apply smart, borrow wise—and secure the best Bajaj personal loan deal for your needs.
