Fibe personal loan: Check & Compare Fibe Personal Loans Eligibility, Interest Rate & Doumentation Required

Apply online for an Fibe , Check & Compare Fibe Personal Loans Eligibility, Interest Rate & Doumentation Requiredand experience quick, hassle-free approval with minimal documentation. Fibe is designed to meet your financial needs, whether for home renovation, medical expenses, travel, or debt consolidation.

  • Interest Rate 18% onwards
  • Maximum Loan 5 Lakh
  • Processing Fees 2%
  • Maximum Loan Tenure 6 to 36 months
Customers Rating

Disclaimer: Fincrif India Pvt Ltd is not associated with Fibe for personal loans. The details provided here are for informational purposes only and do not indicate any partnership, sponsorship, or endorsement by Fibe. Fincrif India Pvt Ltd does not offer or process personal loan applications on behalf of Fibe. For accurate and updated information regarding personal loans, please contact Fibe directly.

Get a Personal Loan upto₹25 Lakh in in 30 Minutes*

100% digital and secure process, 45% lower EMIs starting @ ₹1104/Lakh, Pay interest only on what you use with flexi loan.

Instant e-KYC No collateral Flexible tenure Trusted partner
Approval 2 minutes & Disbursal in 30 Mins*
Opens lender flow after a short verification step.

1+ Million

Happy Customers

Rs. 250+ crore

Monthly Personal Loans Disbursal

Wide Range of 60+

Partner Banks & NBFCs

Support team 500+

Team Size of Experts

Eligibility Criteria – Fibe (EarlySalary) Personal Loan

  • Age: 19–55 years
  • Employment: Salaried individual
  • Minimum In-Hand Salary: ₹25,000 per month
  • Residency: Indian resident
  • KYC/Documents: PAN, Aadhaar, recent bank statements; selfie during application

Documents Required – Fibe (EarlySalary) Personal Loan

KYC & Identity
  • PAN Card (mandatory)
  • Aadhaar Card
  • Selfie (clear photo for verification)
Address Proof (any one)
  • Passport
  • Aadhaar Card
  • Voter ID
  • Driver’s Licence
  • Rent Agreement
  • Recent Utility Bill
Income Proof (salaried)
  • Last 3 months’ salary slips, or
  • Bank statements showing salary credit for the last 3–6 months
Note: Fibe’s application is 100% digitalsoft copies are accepted. Originals may be requested only for verification if needed.

Fees & Charges – Fibe (EarlySalary) Personal Loan

Fee Type Amount / Policy
Loan Amount Up to ₹5,00,000
Tenure 6 – 36 months
Rate of Interest Starting from 18% p.a. (reducing balance)
APR Starting from 18%
Processing Fee From 2% of the loan amount + GST
Pre-closure / Foreclosure Charges Nil
Late Payment Charges ₹500 or 3% of overdue (whichever is higher) + applicable taxes
Bounce Charges ₹500
Mandate Rejection Charges ₹250 + GST
Stamp Duty 0.1% of the loan amount
Annual / Renewal Charges None (No annual charges or renewal fees)
Notes: Figures are as listed on Fibe’s Personal Loan page; taxes as applicable. Actual offers depend on underwriting and may vary by profile.

Good to Know – Fibe (EarlySalary) Personal Loan

Key Highlights
  • 100% digital journey: Apply online; upload soft copies of PAN, Aadhaar, bank statements and a clear photo for verification.
  • No pre-closure charges; no annual or renewal fees; no hidden charges. Taxes apply as per law.
  • Processing fee applies and GST is extra. Interest is on a reducing balance basis; APR is disclosed up-front.
  • Timely EMIs matter: missed payments can attract late fees, bounce charges and mandate rejection charges.
  • Disbursal is quick post-approval; funds are transferred directly to your bank account.
Smart Borrowing Tips
  • Check eligibility first with the calculator to estimate your offer and EMI fit.
  • Keep DTI under ~40% and maintain a healthy credit score to improve approval odds.
  • Avoid multiple applications with different lenders at once—too many bureau checks can hurt your score.
  • Ensure auto-debit/NACH is set and funded before EMI dates to avoid penalties.
  • Review the fee table & agreement (including state stamp duty) before you accept the offer.
Note: Actual offers vary by profile and underwriting. Fees/charges and policies may be updated by the lender. Always review the latest fee schedule, APR, and terms in your loan agreement before proceeding.

1+ Million

Happy Customers

Rs. 250+ crore

Monthly Personal Loans Disbursal

Wide Range of 60+

Partner Banks & NBFCs

Support team 500+

Team Size of Experts

Calculate Your EMI Instantly

A Multi-Purpose Loan EMI Calculator helps you estimate your monthly repayment amount before applying for a loan. Whether it’s for education, travel, wedding, home renovation, or business needs—know your EMI and plan smarter.

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