Fibe Personal Loan , Check Eligibility, Interest Rate & Documentation

Apply online for a Fibe personal loan. Compare eligibility, interest rate & documentation requirements. Enjoy quick, hassle-free approvals with minimal paperwork—ideal for home renovation, medical expenses, travel, or debt consolidation.

Interest Rate Starting from 10.25% onwards onwards
Maximum Loan 5 Lakh
Processing Fees 2%
Maximum Tenure 6 to 36 months
Apply Now
Disclaimer: Fincrif India Pvt Ltd is not associated with Fibe for personal loans. Information here is for general guidance only. For official details, contact Fibe directly.
1+ Million

Happy Customers

Rs. 250+ crore

Monthly Personal Loans Disbursal

Wide Range of 60+

Partner Banks & NBFCs

Support team 500+

Team Size of Experts

Eligibility Criteria

Eligibility Criteria – Fibe (EarlySalary) Personal Loan

  • Age: 19–55 years
  • Employment: Salaried individual
  • Minimum In-Hand Salary: ₹25,000 per month
  • Residency: Indian resident
  • KYC/Documents: PAN, Aadhaar, recent bank statements; selfie during application

Documents Required

Documents Required – Fibe (EarlySalary) Personal Loan

KYC & Identity
  • PAN Card (mandatory)
  • Aadhaar Card
  • Selfie (clear photo for verification)
Address Proof (any one)
  • Passport
  • Aadhaar Card
  • Voter ID
  • Driver’s Licence
  • Rent Agreement
  • Recent Utility Bill
Income Proof (salaried)
  • Last 3 months’ salary slips, or
  • Bank statements showing salary credit for the last 3–6 months
Note: Fibe’s application is 100% digital—soft copies are accepted. Originals may be requested only for verification if needed.

Fees & Charges

Fees & Charges – Fibe (EarlySalary) Personal Loan

Fee Type Amount / Policy
Loan Amount Up to ₹5,00,000
Tenure 6 – 36 months
Rate of Interest Starting from 18% p.a. (reducing balance)
APR Starting from 18%
Processing Fee From 2% of the loan amount + GST
Pre-closure / Foreclosure Charges Nil
Late Payment Charges ₹500 or 3% of overdue (whichever is higher) + applicable taxes
Bounce Charges ₹500
Mandate Rejection Charges ₹250 + GST
Stamp Duty 0.1% of the loan amount
Annual / Renewal Charges None (No annual charges or renewal fees)
Notes: Figures are as listed on Fibe’s Personal Loan page; taxes as applicable. Actual offers depend on underwriting and may vary by profile.

Good to Know

Good to Know – Fibe (EarlySalary) Personal Loan

Key Highlights
  • 100% digital journey: Apply online; upload soft copies of PAN, Aadhaar, bank statements and a clear photo for verification.
  • No pre-closure charges; no annual or renewal fees; no hidden charges. Taxes apply as per law.
  • Processing fee applies and GST is extra. Interest is on a reducing balance basis; APR is disclosed up-front.
  • Timely EMIs matter: missed payments can attract late fees, bounce charges and mandate rejection charges.
  • Disbursal is quick post-approval; funds are transferred directly to your bank account.
Smart Borrowing Tips
  • Check eligibility first with the calculator to estimate your offer and EMI fit.
  • Keep DTI under ~40% and maintain a healthy credit score to improve approval odds.
  • Avoid multiple applications with different lenders at once—too many bureau checks can hurt your score.
  • Ensure auto-debit/NACH is set and funded before EMI dates to avoid penalties.
  • Review the fee table & agreement (including state stamp duty) before you accept the offer.
Note: Actual offers vary by profile and underwriting. Fees/charges and policies may be updated by the lender. Always review the latest fee schedule, APR, and terms in your loan agreement before proceeding.

EMI Calculator

Calculate Your EMI Instantly

A Multi-Purpose Loan EMI Calculator helps you estimate your monthly repayment amount before applying for a loan. Whether it’s for education, travel, wedding, home renovation, or business needs—know your EMI and plan smarter.

₹
Selected:
Years
Selected:
% p.a.
Selected:
Monthly Payable

0 / month

Principal

Interest

Total Payable

Breakdown: Principal vs Interest
Repayment Schedule
Month-Year EMI Interest Principal Balance
Fibe – Quick approvals

Personal Loan Offers

 We are an online marketplace that connects you with India’s top financial institutions and insurance providers. We do not offer our own financial or insurance products — instead, we help you compare and choose the best options available in the market. All our comparison services are 100% free. We do not charge any fees from our customers at any stage. Our mission is to make financial and insurance solutions simple, transparent, and accessible — at no extra cost to you.
IDFC First Bank Personal loan | Incred Personal loan | Bajaj Finserv Personal loan | Axis Bank Personal loan | TATA FLY Personal loan | Tata Capital Personal loan | Bajaj Growth Location Personal loan | HDFC Bank Personal loan | Fibe Personal loan | SMFG India Credit Personal loan | Bajaj SOL Personal loan | Poonawalla Fincorp Personal loan | Bajaj Prime Location Personal loan | Axis Finance Personal loan | Bandhan Bank Personal loan | Finnable Personal loan | FairCent Personal loan | Upwards Personal loan | Moneyview Personal loan | IIFL Personal loan | IndusInd Bank Personal loan | Kotak Bank Personal loan | ICICI Bank Personal loan | RBL Bank Personal loan | HDB Financial Personal loan | Karur Vysya Bank Personal loan | Union Bank of India Personal loan | Canara Bank Personal loan | Federal Bank Personal loan | Yes Bank Personal loan | Aditya Birla Capital Personal loan |
logo

Contact Us
Career Life@Fincrif About Us © 2025 Copyright: made with ❤️ by www.fincrif.com Terms & Condition Privacy Policy