Fibe Personal Loan – Check Eligibility, Interest Rate & Documentation

Instant Approval
Minimal Documentation
Flexible Tenure Options

Apply online for a Fibe personal loan and access quick funds with minimal paperwork. Compare eligibility, interest rates, and documents in one place. Ideal for home renovation, medical needs, education, weddings, travel, or debt consolidation. Enjoy fast approval, flexible tenure, and a smooth 100% digital process designed for convenience.

Interest Rate
Starting at 18% onwards
Loan Amount
5 Lakhs
Processing Fees
2%
Loan Tenure
6 to 36 months
Check the offer

Get a Personal Loan upto ₹25 Lakh in 30 Minutes*

100% digital and secure process, 45% lower EMIs starting at ₹1104/Lakh, Pay interest only on what you use with flexi loan.

Instant e-KYC No collateral Flexible tenure Trusted partner
Approval in 2 minutes & Disbursal in 30 Mins*
Disclaimer: Fincrif India Pvt Ltd is not associated with Fibe for personal loans. Information here is for general guidance only. For official details, contact Fibe directly.
1+ Million

Happy Customers

Rs. 250+ crore

Monthly Personal Loans Disbursal

Wide Range of 60+

Partner Banks & NBFCs

Support team 500+

Team Size of Experts

Eligibility Criteria – Fibe (EarlySalary) Personal Loan

  • Age: 19–55 years
  • Employment: Salaried individual
  • Minimum In-Hand Salary: ₹25,000 per month
  • Residency: Indian resident
  • KYC/Documents: PAN, Aadhaar, recent bank statements, and selfie during application

Documents Required – Fibe (EarlySalary) Personal Loan

KYC & Identity
  • PAN Card (mandatory)
  • Aadhaar Card
  • Selfie (clear photo for verification)
Address Proof (any one)
  • Passport
  • Aadhaar Card
  • Voter ID
  • Driver’s License
  • Rent Agreement
  • Recent Utility Bill
Income Proof (salaried)
  • Last 3 months’ salary slips, or
  • Bank statements showing salary credit for the last 3–6 months
Note: Fibe’s application is 100% digital—soft copies are accepted. Originals may be requested only for verification if needed.

Fees & Charges – Fibe (EarlySalary) Personal Loan

Fee Type Amount / Policy
Loan Amount Up to ₹500,000
Tenure 6 – 36 months
Rate of Interest Starting from 18% p.a. (reducing balance)
APR Starting from 18%
Processing Fee From 2% of the loan amount + GST
Pre-closure / Foreclosure Charges Nil
Late Payment Charges ₹500 or 3% of overdue (whichever is higher) + applicable taxes
Bounce Charges ₹500
Mandate Rejection Charges ₹250 + GST
Stamp Duty 0.1% of the loan amount
Annual / Renewal Charges None (No annual charges or renewal fees)
Notes: Figures are as listed on Fibe’s Personal Loan page; taxes as applicable. Actual offers depend on underwriting and may vary by profile.

Good to Know – Fibe (EarlySalary) Personal Loan

Key Highlights
  • 100% digital journey: Apply online; upload soft copies of PAN, Aadhaar, bank statements and a clear photo for verification.
  • No pre-closure charges; no annual or renewal fees, and no hidden charges. Taxes apply as per law.
  • Processing fee applies and GST is extra. Interest is on a reducing balance basis; APR is disclosed up-front.
  • Timely EMIs matter: missed payments can attract late fees, bounce charges and mandate rejection charges.
  • Disbursal is quick post-approval; funds are transferred directly to your bank account.
Smart Borrowing Tips
  • Check eligibility first with the calculator to estimate your offer and EMI fit.
  • Keep DTI under ~40% and maintain a healthy credit score to improve approval odds.
  • Avoid multiple applications with different lenders at once—too many bureau checks can hurt your score.
  • Ensure auto-debit/NACH is set and funded before EMI dates to avoid penalties.
  • Review the fee table & agreement (including state stamp duty) before you accept the offer.
Note: Actual offers vary by profile and underwriting. Fees/charges and policies may be updated by the lender. Always review the latest fee schedule, APR, and terms in your loan agreement before proceeding.

EMI Calculator

Calculate Your EMI Instantly

A Multi-Purpose Loan EMI Calculator helps you estimate your monthly repayment amount before applying for a loan. Whether it’s for education, travel, wedding, home renovation, or business needs—know your EMI and plan smarter.

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Breakdown: Principal vs Interest
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