Premier Indian Private Bank · Instant Online Approval

Axis Bank Personal Loan

Quick 24-Hour Sanction with Zero Documentation for Existing Customers

Starting ROI

10.49% p.a.

Max Tenure

60 Months

Loan Amount

Up to ₹40 Lakh

Processing Fee

1% - 2% + GST

100% Digital Process Flexible Prepayment Options Quick Disbursal

Check Loan Eligibility

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Get custom quotes without impacting your CIBIL score.

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⏱️ 3 Mins
Fast Disbursal

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Key Features of Axis Bank Personal Loan

Tailored financial solutions designed specifically for Axis Bank borrowers.

Zero Prepayment Fee for Selected Schemes

Enjoy Nil foreclosure penalties on select Axis Bank personal loan packages after completing 12 EMIs.

Axis Bank Personal Loan EMI Calculator

Plan your monthly outflows based on Axis Bank’s starting interest rate of 10.49% p.a..

Loan Amount₹5,00,000
₹50,000Up to ₹40 Lakh
Interest Rate (% p.a.)10.49%
10.49% (Min)24.0%
Tenure (Years)3 Years (36 Months)
1 Year5 Years
Monthly EMI

₹16,249

Principal Amount:₹5,00,000
Total Interest Payable:₹84,964
Total Amount Payable:₹5,84,964
Instant eligibility & disbursal for pre-approved customers of Axis Bank.

Axis Bank Eligibility Criteria Matrix

Detailed criteria for salaried employees and self-employed professionals applying at Axis Bank.

ParametersSalaried IndividualsSelf-Employed / Professionals
Age Range21 to 58 years25 to 65 years
Minimum Net Income₹15,000 / month₹3,00,000 annual net income
Credit Score (CIBIL)700+720+
Experience / VintageMin 1 year in current organizationMin 2 years in same line of business
Eligible EmployersMNCs, Public/Private Ltd, Govt entitiesProprietorships, Partnerships, Pvt Ltd, Professionals

Required Documents Checklist for Axis Bank

Have these documents handy to speed up your loan approval process.

Category 1

Identity Proof

  • PAN Card (Mandatory)
  • Aadhaar Card
  • Passport / Voter ID / DL
Category 2

Address Proof

  • Aadhaar Card (current address)
  • Electricity / Utility Bill
  • Valid Rent Agreement
Category 3

Income Proof

  • Last 3 months Salary Slips
  • Form 16 / Recent 2 years ITR
  • Business vintage proof (if SE)
Category 4

Financial Proof

  • Last 6 months Bank Account Statement
  • Salary credit account statement
  • Passport-size photographs

Frequently Asked Questions on Axis Bank Personal Loans

Clear answers to common questions about Axis Bank eligibility, interest rates, and loan disbursal.

Axis Bank personal loan interest rates start from 10.49% p.a. and can go up to 22.00% depending on employer reputation and applicant profile.