Axis Finance Personal Loan

With affordable interest rates, Axis Finance offers personal loans. Additionally, Axis Finance provides paperless digital loan processing along with online, quick personal loan. Axis Finance with interest rates starting at 13.0% - 18.0% onwards. A maximum loan from Rs 25000 to 15 lacs with a maximum 0 to 3 year repayment period is available to you.

Interest Rate 13.0% - 18.0% onwards
Maximum Loan Rs 25000 to 15 lacs
Processing Fees 2%
Maximum Loan Tenure 0 to 3 year

Loan Disbursal in 3 hrs*
100% Online Process

A Four-Step Guide to Efficient Financing

Complete Your Basic Details
Check Your Soft Eligibilty
Complete Your Details
Get Disbursal in account

Axis Finance Personal Loan EMI Calculator



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Total Payable

Documents Required for Axis Finance Personal Loan 

Documents needed for an employee:

  • Aadhar, Pan, Voter, and Passport cards are acceptable forms of identification.

  • Utility bills (electricity, water, and gas), a registered rental agreement, a driver's license, and Voter identification are all acceptable forms of proof of address.

  • Bank statements for three months.

  • Paystubs, the most current Form 16 or ITR, the offer letter from your job, and salary slips.

Documents needed for self-employed individuals:

  • Aadhar, Pan, Voter, and Passport cards are acceptable forms of identification.

  • The following documents are admissible as proof of residency: a passport, driver's license, voter identification card, utility bills (electricity, water, and gas), and registered rental agreement.

  • A passport, a driver's license, a pan card, a birth certificate, a report card from your 10th or 12th grade, or an Aadhar card can all be used as proof of your birthdate.

  • The most recent three or six months of your bank passbook

Axis Finance Personal Loan: If there is not enough money, a person who takes on a large financial commitment has stress. You might also need more money.

  • Purchase a new laptop for work purposes,

  • Pay any outstanding college bills.

  • Combine your debts,

  • Finance the different costs associated with a wedding

  • Utility bills, etc.

What should you do if you don't have enough cash on hand to handle emergencies? What are your choices if close friends and family won't give you money? In this circumstance, a personal loan from Axis Finance is very useful. You can obtain the appropriate loan amount by fulfilling the eligibility requirements and carrying out a few quick processes. Nothing could be more comforting than knowing that the needed finances would be available when needed. It enables one to meet all financial obligations, stay out of trouble, and live happily.

Feature of Axis Finance Personal Loan 

Here are the following feature of Axis Finance Personal Loan : 

  • Interest Rates: Interest rates vary from 13% to 18%, depending on the person's vocation, credit score, and income.

  • Tenure: The normal repayment duration lasts between 12 and 60 months.

  • Loan Amount: For salaried individuals, a loan of up to 40 lakhs may be disbursed. For self-employed individuals, a loan of up to 1 crore may be disbursed.

  • Processing costs: Bank processing costs vary from 1.5% to 3%.

  • Loan Disbursement: The axis bank's loan disbursement turnaround time is typically 2 to 3 days.

    Process for Applying Axis Finance Personal Loan 

    Here are the some steps that you have to follow while applying for Axis Finance Personal Loan : 

    • Visit the official website .

    • Firstly , login with your name and number .

    • Then fulfill your employment type.

    • Verify OTP.

    • Upload all the documents and submit .

    • Last , you will get a call from the Fincrif team and help you to proceed next.

    Frequently Asked Questions ( FAQ ) 

    1. What size personal loan am I eligible for from Axis?

    If you work for a salary, you can receive up to 40 lakh rupees, and if you are self-employed, you can receive up to 1 crore rupees.

    1. What is the Axis Finance personal loan interest rate?

    Depending on factors including income, occupation, and credit score, interest rates range from 13% to 18%.

    1. What is the minimum credit score required to apply for an Axis Finance personal loan?

    For the personal loan from Axis Bank, the applicant's CIBIL Score must be at least 650.

Eligibility Criteria for Axis Finance Personal Loan 

To determine whether you qualify for an Axis Bank online personal loan, it is essential to do some research beforehand. The bank's loan eligibility requirements are straightforward. It enables many Indians to take a chance and obtain the needed finances under dire financial circumstances. To apply for a loan, you must meet the following eligibility requirements:

  • Citizenship in India;

  • Age-21-60,

  • Stable work in the public sector, the state government, the federal government, or any other reputable commercial organization,

  • A monthly pay of at least 15,000 rupees.

  • A running checking account.

Fees and Charges of Axis Finance Personal Loan 

Axis Bank Personal loan interest rate10.49% to 21%
Processing Fee `Up to 2% of the loan amount
Foreclosure Charges5% for 0 to 12 months
4% for 12 to 24 months
3% for 24 to 36 months
2% for greater than 36 months
+GST as applicable
Loan Tenure12 months to 60 months
Penal Interest24% per annum
Cheque/Instrument Swap chargesRs 500 + GST
CIBIL Report Issuance Charges Stamp Duty ChargesRs. 50 per instance per set + GST as per State Stamp Act
Issuance Charges for Photocopy of Loan Agreement/DocumentsRs. 250 per instance + GST
Charges for Duplicate Statement IssuanceCertificate for duplicate interest (Actual/Provisional)
Charges for Duplicate Amortization Schedule or Duplicate NOC IssuanceRs. 250 per instance + GST Rs. 250 per instance + GST Rs. 250 per instance + GST Rs.500 per instance + GST

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