With affordable interest rates and adjustable repayment terms, Tata Capital offers personal loans. There is little to no paperwork required in order to obtain a loan. Tata Capital with interest rates starting at 10.99%. A maximum loan of Rs 75000 to 35 lacs with a maximum 1 to 6 year repayment period is available to you.
The personal loans offered by Tata Capitalhave low interest rates and flexible payback schedules. A loan can be obtained with little to no paperwork. Interest rates on personal loans from Tata Capital start at 10.49%, making them a great option for any of your urgent financial requirements. You may be eligible for a loan with a maximum amount of Rs 20,000 to Rs 1 crore and a maximum payback term of 6 months to 5 years.
|Maximum Loan||Rs 75000 to 35 lacs|
|Maximum Loan Tenure||1 to 6 year|
To apply for a Tata Capital Personal Loan, you must provide the following documentation.
Aadhar card, voter ID, driver's licence, and passport are examples of acceptable forms of identification.
A passport, ration card, or electricity bill can be used as proof of address.
If requested at the time of application, provide proof of employment.
In the event that it is necessary at the time of application, provide proof of business continuity.
The Last three months' worth of paystubs, and the most recent six months' worth of bank statements are acceptable forms of identification for employment proof of income.
Recent certified financial documents as proof of income for a business
Tata Capital offers personal loans with rates starting at 10.99% p.a. for loans up to Rs 35 lakh and terms up to 6 years. Tata Capital loan offers personalised personal loans with speedy loan processing, including pre-approved immediate personal loans to a select group of consumers and instant modest personal loans to salaried people with spotty or no credit histories.
Here are some feature and benefit of Tata Capital Instant Personal Loan :
Multi-Purpose Loan - Tata Capital has the ideal personal loan programme no matter the situation. The borrower may choose to use these loans to pay for a variety of things, including unforeseen costs and significant life events like weddings.
Interest Rates That Are Reasonably Priced - Tata Capital offers interest rates that are reasonably priced and start at 10.99% annually.
No Assets Required As Collateral - Because personal loans are unsecured loans, loan approval is completed more quickly.
Minimal Paperwork - Tata Capital Personal Loan just requires a minimum amount of paperwork to process your application, including only the most fundamental information, such as your source of income or the reason you need the loan.
Simple Repayment - A Tata Capital Personal Loan can be customized to your needs and capacity for repayment. When applying for a loan through Tata Capital, you can select the loan's term, amount, and EMI schedule.
An Easy Process For Sanctioning And Paying Off Loans - The loan approval and disbursement occur without any problems because of Tata Capital's individualized approach.
Take use of Tata Capital's doorstep service to benefit from its convenience. It also makes the application process incredibly straightforward and straightforward.
Just follow these easy steps for Tata Capital Personal Loan apply. It is simple, quick, and trustworthy.
Go to the homepage.
Select Personal Loan.
Submit the form. Share your personal information and financing requirements. You must provide your name, intended loan amount, desired loan term, city of residence, employment status, income, and contact details.
To the mobile number provided in the previous step, an OTP (one-time password) will be produced and sent.
Use this OTP to access the Personal Loan product list that best fits your profile.
To apply for the best personal loan, evaluate several offers.
As an alternative, go straight to Tata Capital Personal Loan and select the Apply or eConnect with Bank button.
An agent from the lending department will contact you to further discuss your request after receiving it.
As she guides you through the disbursement process, she will go over the necessary paperwork and next steps with you.
FinCrif Frequently Asked Questions ( FAQ )
1. How can I apply for a Tata Capital personal loan?
ANS. To submit an application for a personal loan, visit the official Tata Capital website. All you have to do is complete an online application and upload all the necessary paperwork. Following the bank's review of your application and supporting documentation, your loan request will be approved.
2. When does Tata Capital decide whether to issue a personal loan?
ANS. Within 2 to 3 working days after you submit your loan application and the necessary documentation, the bank will authorize your loan.
ANS. The Tata Capital loan application form can be completed and submitted in a matter of minutes. In contrast, the bank may require up to two or three days to accept your loan application.
Here are the list of Tata Capital Personal Loan eligibility:
Between the ages of 22 and 58, you must be.
A minimum of 650 must be on your credit score
A monthly income of at least Rs 15,000 should be your minimal requirement.
At least a year must have passed since you started working.
FEES & CHARGES
Interest Rates (Per Annum)
Starts from 10.99%
Up to 2.75% +GST
Up to 4 % +GST
Part Payment Fee
*Prepayment allowed after 6 months
*NIL up to 25%
*Up to 2% for 25-50% prepayment
Penal Interest/ Additional Interest
3% on Overdue amount per month + GST
Rs. 600 for each instance + GST
Mandate Rejection Service Charge
Rs 450+ GST
Loan Cancellation Charges
2% of loan amount or Rs. 5,750, whichever is higher + GST
Instrument Swap Charges
Rs 550 +GST
Duplicate Repayment Schedule
*Soft Copy – Nil
*Branch Walk-In – Rs. 550 + GST
Rs. 550 + GST
While pursuing financial independence, taking out a personal loan can have drawbacks. When proper...
You may decide whether to invest the money in the stock market or not now that you are aware of t...
. It's important to read over the terms and conditions of different loan offers and be aware of t...
You may acquire the best conditions and lowest total cost for your personal loan by carefully com...
Everybody has a different financial scenario. The conditions of any emergency loan are also the s...