Bajaj Growth Location Personal Loan – Check Eligibility, Interest Rate & Documentation

Instant Approval
Minimal Documentation
Flexible Tenure Options

Apply online for a Bajaj Growth Location personal loan and access quick funds with minimal paperwork. Compare eligibility, interest rates, and documents in one place. Ideal for home renovation, medical needs, education, weddings, travel, or debt consolidation. Enjoy fast approval, flexible tenure, and a smooth 100% digital process designed for convenience.

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Apply Now Check Eligibility

Get a Personal Loan upto ₹25 Lakh in in 30 Minutes*

100% digital and secure process, 45% lower EMIs starting @ ₹1104/Lakh, Pay interest only on what you use with flexi loan.

Instant e-KYC No collateral Flexible tenure Trusted partner
Approval 2 minutes & Disbursal in 30 Mins*
1+ Million

Happy Customers

Rs. 250+ crore

Monthly Personal Loans Disbursal

Wide Range of 60+

Partner Banks & NBFCs

Support team 500+

Team Size of Experts

Eligibility Criteria for Bajaj Growth Location Personal Loan

To apply for a Bajaj Growth Location Personal Loan and enjoy quick approval anywhere in India, applicants must meet the following eligibility requirements:

  • Age: Must be between 21 and 60 years at the time of loan maturity.

  • Employment Type: Available for both salaried professionals (working in private or public sector) and self-employed individuals.

  • Minimum Income: Salaried applicants should have a net monthly income of ₹20,000 or more (income criteria may vary by location).

  • Work Experience:

    • Salaried: Minimum 1 year of total work experience, with at least 6 months in the current organization.

    • Self-Employed: Must have stable business operations for at least 2 years.

  • Credit Score: A credit score of 700+ is preferred for higher approval chances and competitive interest rates.

  • Residency: Applicant must be an Indian citizen residing in a location where Bajaj Growth Location Personal Loans are available.

  • Loan Amount Eligibility: Determined by income level, repayment capacity, and existing financial obligations.

To ensure a smooth and fast loan approval process, applicants need to submit the following documents when applying for a Bajaj Growth Location Personal Loan:

  • Identity Proof (any one):

    • Aadhaar Card

    • PAN Card

    • Voter ID

    • Passport

    • Driving Licence

  • Address Proof (any one):

    • Aadhaar Card

    • Utility Bill (Electricity, Water, or Gas Bill – not older than 2 months)

    • Rent Agreement

    • Passport

  • Income Proof:

    • For Salaried Applicants: Latest salary slips for the last 3 months and bank statement for the last 3 months showing salary credits.

    • For Self-Employed Applicants: ITR (Income Tax Return) for the last 2 years and bank statement for the last 6 months showing business transactions.

  • Employment Proof:

    • Company ID card or employment offer/appointment letter.

  • Photograph:

    • One recent passport-sized photograph.

Fees and Charges for Bajaj Growth Location Personal Loan

Here’s a clear overview of the standard fees and charges applicable to a Bajaj Growth Location Personal Loan:

  • Processing Fee: Up to 3.93% of the loan amount (inclusive of taxes). Charged once during loan processing and is non-refundable.

  • Foreclosure / Prepayment Charges: Up to 4.72% of the outstanding principal (inclusive of taxes). Applicable if you repay the loan early.

  • Penal Interest / Late Payment Charges: Up to 36% per annum on the delayed EMI amount, calculated for the overdue period.

  • Bounce Charges: ₹700 per bounce (or as per the lender’s policy) if an EMI payment fails due to insufficient funds.

  • Stamp Duty: Charged as per state government regulations and deducted at the time of loan disbursal.

  • Annual Maintenance Charges (if applicable): Around 0.295% for Flexi or line-of-credit variants.

These charges may vary based on your loan amount, credit profile, and location. Always review your loan agreement for the exact applicable fees before signing.

⚙️ How to Apply for a Bajaj Growth Location Personal Loan

Applying for this loan is quick and simple. Just follow these steps:

  1. Apply Online with Fincrif.com or Apply  Now

  2. Select ‘Personal Loan’ and choose the ‘Growth Location’ variant.

  3. Fill Out Basic Details such as name, mobile number, PAN, and employment type.

  4. Check Eligibility instantly to see how much you can borrow.

  5. Upload Documents digitally for verification.

  6. Get Instant Approval and receive the funds directly in your bank account.

The process is designed to take just a few minutes, making it perfect for those who need funds urgently.

🌟 Why Choose Bajaj?

Bajaj has built a strong reputation for trust, transparency, and technology-driven financial services. Their focus on customer convenience makes them one of India’s most preferred lenders. With a strong presence across the country, Bajaj ensures that borrowers from all regions — not just major cities — can access personal loans quickly and securely.

Whether you need funds for personal growth, emergencies, or lifestyle goals, the Bajaj Growth Location Personal Loan offers an ideal mix of flexibility, affordability, and speed.


The Bajaj Growth Location Personal Loan is a reliable financial solution for those who value convenience and speed. With minimal documentation, flexible repayment options, and transparent charges, it simplifies borrowing like never before.

If you’re looking for a quick, trusted, and affordable way to manage your financial needs, applying for a Bajaj Growth Location Personal Loan can be a smart move. It’s fast, flexible, and designed to help you meet your goals without financial stress.

EMI Calculator

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A Multi-Purpose Loan EMI Calculator helps you estimate your monthly repayment amount before applying for a loan. Whether it’s for education, travel, wedding, home renovation, or business needs—know your EMI and plan smarter.

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