Finnable Personal Loan – Check Eligibility, Interest Rate & Documentation

Instant Approval
Minimal Documentation
Flexible Tenure Options

Apply online for a Finnable personal loan and access quick funds with minimal paperwork. Compare eligibility, interest rates, and documents in one place. Ideal for home renovation, medical needs, education, weddings, travel, or debt consolidation. Enjoy fast approval, flexible tenure, and a smooth 100% digital process designed for convenience.

Interest Rate
12%onwards
Loan Amount
₹ 10 Lacs
Processing Fees
0-1%
Loan Tenure
Upto 5 years
Apply Now Check Eligibility

Get a Personal Loan upto ₹25 Lakh in in 30 Minutes*

100% digital and secure process, 45% lower EMIs starting @ ₹1104/Lakh, Pay interest only on what you use with flexi loan.

Instant e-KYC No collateral Flexible tenure Trusted partner
Approval 2 minutes & Disbursal in 30 Mins*
1+ Million

Happy Customers

Rs. 250+ crore

Monthly Personal Loans Disbursal

Wide Range of 60+

Partner Banks & NBFCs

Support team 500+

Team Size of Experts

Finnable Personal Loan Overview

Finnable Personal Loan is an unsecured credit solution for salaried individuals that offers quick funding with a fully digital journey, minimal documentation, competitive interest rates, and same-day disbursal on approval. Use a Finnable personal loan for medical emergencies, weddings, education, travel, or debt consolidation without pledging collateral.

What is Finnable Personal Loan?

A Finnable personal loan is an unsecured, collateral-free loan available online. Borrow up to ₹10 Lakhs (based on eligibility), with interest rates typically ranging from 16% to 26% p.a. and flexible repayment tenure of up to 5 years. The end-to-end digital process emphasizes speed, simplicity, and minimal paperwork.

Features of Finnable Personal Loan

  1. Loan Amount: Borrow up to ₹10 Lakhs based on eligibility and profile.
  2. Interest Rates: 16%–26% p.a. (profile, city, employer category, and tenure may influence pricing).
  3. Flexible Tenure: Repay over up to 5 years with affordable EMIs.
  4. Quick Disbursal: Same-day funds post approval and verification in many cases.
  5. No Collateral: 100% unsecured; no guarantor or security required.
  6. Digital Journey: Online application, e-KYC, and seamless verification.
  7. Minimal Documentation: Basic KYC and income proofs for faster approval.

Eligibility Criteria for Finnable Personal Loan

  1. Residency: Applicant must be a resident of India.
  2. Age: Minimum 21 years at the time of application (maximum as per policy at loan maturity).
  3. Employment: Stable, verifiable salaried employment in private/public sector or PSU.
  4. Income Stability: Regular salary credits with adequate net take-home as per policy.
  5. Credit Score: A CIBIL score of 700+ is generally preferred for smoother approval.
  6. Banking Footprint: Clean banking history and manageable existing EMIs (FOIR within limits).

Documents Required for Finnable Personal Loan

  1. Identity Proof (any one): PAN, Aadhaar, Passport, Driving Licence, Voter ID.
  2. Address Proof (any one): Aadhaar, Passport, recent utility bill, registered rent agreement, or government address proof.
  3. Income Proof (Salaried): Last 3 months’ salary slips and last 6 months’ bank statements showing salary credits.
  4. Employment Proof: Employee ID / appointment letter / HR confirmation (if requested).
  5. Photograph: Recent passport-size photo (if required).

Fees and Charges of Finnable Personal Loan

Actual charges depend on profile and policy; always review the latest schedule before applying.

  1. Interest Rate: Typically 16%–26% p.a. based on risk and tenure.
  2. Processing Fee: One-time fee (usually a % of the sanctioned amount) plus applicable taxes.
  3. Prepayment/Foreclosure: Allowed as per policy; charges and minimum EMI conditions may apply.
  4. Part-payment: May be permitted after a minimum number of EMIs; limits/fees as per policy.
  5. Late Payment/Penal Interest: Applied on overdue EMIs as per schedule of charges.
  6. NACH/Instrument Return: Bounce/mandate return charges where applicable.
  7. Other Levies: Stamp duty, convenience/documentation/verification charges, and GST as applicable.

Types/Use-Cases of Finnable Personal Loan

  1. Medical Emergency Loan: Fast access to funds for healthcare needs.
  2. Wedding & Event Loan: Finance ceremonies and related expenses.
  3. Education & Upskilling Loan: Courses, certifications, or higher studies.
  4. Travel & Lifestyle Loan: Vacations or big-ticket lifestyle purchases.
  5. Home Improvement Loan: Renovation, furnishing, or appliances.
  6. Debt Consolidation Loan: Combine multiple high-cost debts into one EMI.

Application Process for Finnable Personal Loan

  1. Check Eligibility: Enter basic details (age, city, employer, income, existing EMIs) to view indicative offers.
  2. Complete Application: Fill the online form and consent to credit bureau checks.
  3. Upload Documents: Submit KYC and income proofs (or enable secure e-KYC and bank-statement fetch).
  4. Verify & e-Sign: Review sanction terms, e-sign the agreement, and set up e-mandate for EMI.
  5. Disbursal: On successful verification, receive funds—often the same day—into your bank account.

FAQs on Finnable Personal Loan

  1. What is the maximum Finnable personal loan amount?
    1. Eligible salaried applicants can borrow up to ₹10 Lakhs, subject to profile and policy.
  2. What interest rate can I expect?
    1. Rates typically range from 16%–26% p.a. depending on credit score, income, employer, city, and tenure.
  3. Is collateral required for a Finnable personal loan?
    1. No. It is unsecured; no collateral or guarantor is needed.
  4. How soon will I receive the loan amount?
    1. Post approval and verification, disbursal is usually same-day.
  5. Can I prepay or foreclose my Finnable personal loan?
    1. Generally yes, as per policy. Prepayment/foreclosure charges and minimum EMI conditions may apply.
  6. Which documents are mandatory?
    1. Standard KYC (PAN/Aadhaar), address proof, last 3 salary slips, and last 6 months’ bank statements.
  7. Will applying affect my credit score?
    1. A formal application may trigger a hard inquiry, which can have a minor, temporary impact.
  8. Who is eligible to apply?
    1. Resident Indians, salaried, aged 21+ with stable income and a CIBIL 700+ (indicative) have better approval odds.

Important Note

Finnable personal loan terms—including eligibility, interest rates, fees, and documentation—are subject to change and individual credit assessment. Always review the latest product disclosures and charges on the official application journey before proceeding.

EMI Calculator

Calculate Your EMI Instantly

A Multi-Purpose Loan EMI Calculator helps you estimate your monthly repayment amount before applying for a loan. Whether it’s for education, travel, wedding, home renovation, or business needs—know your EMI and plan smarter.

₹
Selected:
Years
Selected:
% p.a.
Selected:
Monthly Payable

0 / month

Principal

Interest

Total Payable

Breakdown: Principal vs Interest
Repayment Schedule
Month-Year EMI Interest Principal Balance

Personal Loan Offers

 We are an online marketplace that connects you with India’s top financial institutions and insurance providers. We do not offer our own financial or insurance products — instead, we help you compare and choose the best options available in the market. All our comparison services are 100% free. We do not charge any fees from our customers at any stage. Our mission is to make financial and insurance solutions simple, transparent, and accessible — at no extra cost to you.
IDFC First Bank Personal loan | Incred Personal loan | Bajaj Finserv Personal loan | Axis Bank Personal loan | TATA FLY Personal loan | Tata Capital Personal loan | Bajaj Growth Location Personal loan | HDFC Bank Personal loan | Fibe Personal loan | SMFG India Credit Personal loan | Bajaj SOL Personal loan | Poonawalla Fincorp Personal loan | Bajaj Prime Location Personal loan | Axis Finance Personal loan | Bandhan Bank Personal loan | Finnable Personal loan | FairCent Personal loan | Upwards Personal loan | Moneyview Personal loan | IIFL Personal loan | IndusInd Bank Personal loan | Kotak Bank Personal loan | ICICI Bank Personal loan | RBL Bank Personal loan | HDB Financial Personal loan | Karur Vysya Bank Personal loan | Union Bank of India Personal loan | Canara Bank Personal loan | Federal Bank Personal loan | Yes Bank Personal loan | Aditya Birla Capital Personal loan |
logo
Career Life@Fincrif About Us © 2025 Copyright: made with ❤️ by www.fincrif.com Terms & Condition Privacy Policy