Poonawalla Fincorp Personal Loan – Check Eligibility, Interest Rate & Documentation

Instant Approval
Minimal Documentation
Flexible Tenure Options

Apply online for a Poonawalla Fincorp personal loan and access quick funds with minimal paperwork. Compare eligibility, interest rates, and documents in one place. Ideal for home renovation, medical needs, education, weddings, travel, or debt consolidation. Enjoy fast approval, flexible tenure, and a smooth 100% digital process designed for convenience.

Interest Rate
10.25%onwards
Loan Amount
50 Lakhs
Processing Fees
3
Loan Tenure
upto 7 years
Apply Now Check Eligibility

Get a Personal Loan upto ₹25 Lakh in in 30 Minutes*

100% digital and secure process, 45% lower EMIs starting @ ₹1104/Lakh, Pay interest only on what you use with flexi loan.

Instant e-KYC No collateral Flexible tenure Trusted partner
Approval 2 minutes & Disbursal in 30 Mins*
Disclaimer: Fincrif India Pvt Ltd is not associated with Poonawalla Fincorp for personal loans. Information here is for general guidance only. For official details, contact Poonawalla Fincorp directly.
1+ Million

Happy Customers

Rs. 250+ crore

Monthly Personal Loans Disbursal

Wide Range of 60+

Partner Banks & NBFCs

Support team 500+

Team Size of Experts

Life often brings unplanned expenses—whether it’s a medical emergency, home renovation, wedding, or travel. The Poonawalla Fincorp Personal Loan makes it easy to access quick, unsecured funds without paperwork hassles. With flexible tenures, attractive interest rates, and a 100% digital process, this personal loan helps you meet your financial goals confidently.

At FinCrif.com, we help you compare, apply, and get the best personal loan offers directly from trusted lenders.

Key Highlights of Poonawalla Fincorp Personal Loan

FeatureDetails
Loan AmountUp to ₹ 50 Lakh*
Interest RateStarting from 9.99% p.a.*
Tenure12 to 84 months
Processing FeeUp to 3% of loan amount
CollateralNot required
Application100% Online

*Terms and eligibility apply.

The personal loan from Poonawalla Fincorp offers transparency, convenience, and flexibility—ideal for salaried professionals and self-employed individuals alike.


Benefits of Choosing Poonawalla Fincorp Personal Loan

  • ✅ Unsecured Loan: No need to pledge property or assets.

  • ✅ Quick Approval: Get instant loan approval and fast disbursal.

  • ✅ Flexible EMIs: Choose repayment tenure from 12 to 84 months.

  • ✅ Attractive Rates: Interest starts at just 9.99% p.a.* for eligible borrowers.

  • ✅ 100% Digital Process: Apply, verify, and sign documents online.

  • ✅ No Hidden Fees: Transparent processing and zero surprise charges.

  • ✅ Foreclosure Flexibility: Prepay anytime after 6 EMIs without penalty (when using own funds).

Eligibility Criteria

Before applying for a Poonawalla Fincorp personal loan through FinCrif, make sure you meet these basic requirements:

  • Applicant must be an Indian citizen.

  • Age: 21 – 60 years (varies by employment type).

  • Employment: Salaried or self-employed with a stable income source.

  • Minimum Monthly Income: ₹ 30,000 or more (for salaried individuals).

  • Credit Score: 700 + recommended for faster approval.

  • Work Experience: Minimum 1 year overall and 1 month with the current employer.

Documents Required

Prepare the following documents before starting your online application:

  • KYC Proof: Aadhaar Card / PAN Card / Passport.

  • Address Proof: Utility bill / rental agreement / passport copy.

  • Income Proof: Latest salary slips and 3 months’ bank statements.

  • Employment Proof: Employee ID card or official email.

Having these ready ensures a smooth and fast approval process.

How to Apply for Poonawalla Fincorp Personal Loan via FinCrif

  1. Visit FinCrif.com and select Personal Loan.

  2. Choose Poonawalla Fincorp from our list of verified lending partners.

  3. Enter Basic Details: Name, mobile number, PAN, income, and desired loan amount.

  4. Upload Documents securely online.

  5. Get Instant Approval and loan disbursal directly into your account.

FinCrif ensures a fast, transparent, and secure application experience — with no agent commissions or hidden fees.

Interest Rates & Charges

TypeCharges
Interest RateFrom 9.99% p.a.*
Processing FeeUp to 3% of loan amount
Prepayment ChargesNil (after 6 EMIs using own funds)
Foreclosure via Balance TransferUp to 4% + taxes
Late Payment Penalty24% p.a. on overdue EMIs
Cheque Bounce Charges₹ 500 + GST

Always check the final sanction letter for exact charges before signing your agreement.

Top Reasons to Choose Poonawalla Fincorp through FinCrif

  • Transparent comparison of multiple lenders

  • One-click online loan application

  • Paperless KYC and instant status updates

  • Secure data protection using 256-bit encryption

  • Expert support for loan queries and repayments

FinCrif works with India’s leading NBFCs and banks, ensuring that every customer gets the right personal loan at the right interest rate.

When Should You Consider This Personal Loan?

Use this loan for any planned or emergency expenses such as:

  • Wedding or event expenses

  • Home renovation or furniture upgrade

  • Medical emergencies

  • Higher education or career courses

  • Debt consolidation / credit card repayment

  • Travel and holiday plans

The Poonawalla Fincorp personal loan offers total flexibility with zero usage restrictions.

A Poonawalla Fincorp Personal Loan is a smart way to fund life’s major needs without financial stress. With attractive interest rates, no collateral, and a fully digital journey, it’s one of the best personal loan options in India today.

Apply conveniently through FinCrif.com to compare offers, check eligibility instantly, and get your loan approved faster than ever.

EMI Calculator

Calculate Your EMI Instantly

A Multi-Purpose Loan EMI Calculator helps you estimate your monthly repayment amount before applying for a loan. Whether it’s for education, travel, wedding, home renovation, or business needs—know your EMI and plan smarter.

₹
Selected:
Years
Selected:
% p.a.
Selected:
Monthly Payable

0 / month

Principal

Interest

Total Payable

Breakdown: Principal vs Interest
Repayment Schedule
Month-Year EMI Interest Principal Balance

Personal Loan Offers

 We are an online marketplace that connects you with India’s top financial institutions and insurance providers. We do not offer our own financial or insurance products — instead, we help you compare and choose the best options available in the market. All our comparison services are 100% free. We do not charge any fees from our customers at any stage. Our mission is to make financial and insurance solutions simple, transparent, and accessible — at no extra cost to you.
IDFC First Bank Personal loan | Incred Personal loan | Bajaj Finserv Personal loan | Axis Bank Personal loan | TATA FLY Personal loan | Tata Capital Personal loan | Bajaj Growth Location Personal loan | HDFC Bank Personal loan | Fibe Personal loan | SMFG India Credit Personal loan | Bajaj SOL Personal loan | Poonawalla Fincorp Personal loan | Bajaj Prime Location Personal loan | Axis Finance Personal loan | Bandhan Bank Personal loan | Finnable Personal loan | FairCent Personal loan | Upwards Personal loan | Moneyview Personal loan | IIFL Personal loan | IndusInd Bank Personal loan | Kotak Bank Personal loan | ICICI Bank Personal loan | RBL Bank Personal loan | HDB Financial Personal loan | Karur Vysya Bank Personal loan | Union Bank of India Personal loan | Canara Bank Personal loan | Federal Bank Personal loan | Yes Bank Personal loan | Aditya Birla Capital Personal loan |
logo
Career Life@Fincrif About Us © 2025 Copyright: made with ❤️ by www.fincrif.com Terms & Condition Privacy Policy