Apply online for an Poonawalla Fincorp , Check & Compare Poonawalla Fincorp Personal Loans Eligibility, Interest Rate & Doumentation Requiredand experience quick, hassle-free approval with minimal documentation. Poonawalla Fincorp is designed to meet your financial needs, whether for home renovation, medical expenses, travel, or debt consolidation.
Disclaimer: Fincrif India Pvt Ltd is not associated with Poonawalla Fincorp for personal loans. The details provided here are for informational purposes only and do not indicate any partnership, sponsorship, or endorsement by Poonawalla Fincorp. Fincrif India Pvt Ltd does not offer or process personal loan applications on behalf of Poonawalla Fincorp. For accurate and updated information regarding personal loans, please contact Poonawalla Fincorp directly.
100% digital and secure process, 45% lower EMIs starting @ ₹1104/Lakh, Pay interest only on what you use with flexi loan.
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Life often brings unplanned expenses—whether it’s a medical emergency, home renovation, wedding, or travel. The Poonawalla Fincorp Personal Loan makes it easy to access quick, unsecured funds without paperwork hassles. With flexible tenures, attractive interest rates, and a 100% digital process, this personal loan helps you meet your financial goals confidently.
At FinCrif.com, we help you compare, apply, and get the best personal loan offers directly from trusted lenders.
| Feature | Details |
|---|---|
| Loan Amount | Up to ₹ 50 Lakh* |
| Interest Rate | Starting from 9.99% p.a.* |
| Tenure | 12 to 84 months |
| Processing Fee | Up to 3% of loan amount |
| Collateral | Not required |
| Application | 100% Online |
*Terms and eligibility apply.
The personal loan from Poonawalla Fincorp offers transparency, convenience, and flexibility—ideal for salaried professionals and self-employed individuals alike.
✅ Unsecured Loan: No need to pledge property or assets.
✅ Quick Approval: Get instant loan approval and fast disbursal.
✅ Flexible EMIs: Choose repayment tenure from 12 to 84 months.
✅ Attractive Rates: Interest starts at just 9.99% p.a.* for eligible borrowers.
✅ 100% Digital Process: Apply, verify, and sign documents online.
✅ No Hidden Fees: Transparent processing and zero surprise charges.
✅ Foreclosure Flexibility: Prepay anytime after 6 EMIs without penalty (when using own funds).
Before applying for a Poonawalla Fincorp personal loan through FinCrif, make sure you meet these basic requirements:
Applicant must be an Indian citizen.
Age: 21 – 60 years (varies by employment type).
Employment: Salaried or self-employed with a stable income source.
Minimum Monthly Income: ₹ 30,000 or more (for salaried individuals).
Credit Score: 700 + recommended for faster approval.
Work Experience: Minimum 1 year overall and 1 month with the current employer.
Prepare the following documents before starting your online application:
KYC Proof: Aadhaar Card / PAN Card / Passport.
Address Proof: Utility bill / rental agreement / passport copy.
Income Proof: Latest salary slips and 3 months’ bank statements.
Employment Proof: Employee ID card or official email.
Having these ready ensures a smooth and fast approval process.
Visit FinCrif.com and select Personal Loan.
Choose Poonawalla Fincorp from our list of verified lending partners.
Enter Basic Details: Name, mobile number, PAN, income, and desired loan amount.
Upload Documents securely online.
Get Instant Approval and loan disbursal directly into your account.
FinCrif ensures a fast, transparent, and secure application experience — with no agent commissions or hidden fees.
| Type | Charges |
|---|---|
| Interest Rate | From 9.99% p.a.* |
| Processing Fee | Up to 3% of loan amount |
| Prepayment Charges | Nil (after 6 EMIs using own funds) |
| Foreclosure via Balance Transfer | Up to 4% + taxes |
| Late Payment Penalty | 24% p.a. on overdue EMIs |
| Cheque Bounce Charges | ₹ 500 + GST |
Always check the final sanction letter for exact charges before signing your agreement.
Transparent comparison of multiple lenders
One-click online loan application
Paperless KYC and instant status updates
Secure data protection using 256-bit encryption
Expert support for loan queries and repayments
FinCrif works with India’s leading NBFCs and banks, ensuring that every customer gets the right personal loan at the right interest rate.
Use this loan for any planned or emergency expenses such as:
Wedding or event expenses
Home renovation or furniture upgrade
Medical emergencies
Higher education or career courses
Debt consolidation / credit card repayment
Travel and holiday plans
The Poonawalla Fincorp personal loan offers total flexibility with zero usage restrictions.
A Poonawalla Fincorp Personal Loan is a smart way to fund life’s major needs without financial stress. With attractive interest rates, no collateral, and a fully digital journey, it’s one of the best personal loan options in India today.
Apply conveniently through FinCrif.com to compare offers, check eligibility instantly, and get your loan approved faster than ever.
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A Multi-Purpose Loan EMI Calculator helps you estimate your monthly repayment amount before applying for a loan. Whether it’s for education, travel, wedding, home renovation, or business needs—know your EMI and plan smarter.
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