Personal Loan forSalaried Employees

Apply online with a simple, digital journey. Check your eligibility in minutes and move ahead with a clear repayment plan.

Quick ProcessingFaster approvals*
Affordable EMIsCompetitive interest rates*
Fully DigitalOnline KYC & e-Sign

Partnered with RBI registered Banks & NBFC

Personal Loan for Salaried Employees

Compare The Best Loan Offers

IDFC First Bank

Interest Rate Range

Starting at 9.99 % onwards

Processing Fee

1%

Max Loan Amount

₹ 1 cr

Tenure Range

6 months to 5 years

Apply Now

Incred

Interest Rate Range

Starting at 13.99 % onwards

Processing Fee

0-1%

Max Loan Amount

₹ 15 Lakhs

Tenure Range

1 to 5 years

Apply Now

Bajaj Finserv

Interest Rate Range

Starting from 10.25% onwards

Processing Fee

0.5-3.93%

Max Loan Amount

upto 55 lakhs

Tenure Range

Upto 8 Years

Apply Now

Axis Bank

Interest Rate Range

Starting at 10.49% onwards

Processing Fee

0-1%

Max Loan Amount

₹ 15 Lacs

Tenure Range

1 to 5 years

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TATA FLY

Interest Rate Range

Starting at 18% onwards

Processing Fee

1- 3%

Max Loan Amount

₹25 Lakhs

Tenure Range

1 to 6 years

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Tata Capital

Interest Rate Range

Starting at 10.99 % onwards

Processing Fee

0-1%

Max Loan Amount

₹ 35 lakhs

Tenure Range

upto 6 Years

Apply Now

Bajaj Growth Location

Interest Rate Range

NA

Processing Fee

NA

Max Loan Amount

NA

Tenure Range

NA

Apply Now

HDFC Bank

Interest Rate Range

Starting at 10.75% onwards

Processing Fee

2.50%

Max Loan Amount

₹ 40 Lakhs

Tenure Range

1 to 5 years

Apply Now

Fibe

Interest Rate Range

Starting at 18% onwards

Processing Fee

2%

Max Loan Amount

5 Lakhs

Tenure Range

6 to 36 months

Apply Now

SMFG India Credit

Interest Rate Range

Starting at 13% onwards

Processing Fee

Up to 5%

Max Loan Amount

Up to INR 30 Lakh*

Tenure Range

1 to 5 years

Apply Now

Calculate Your EMI Instantly

A Multi-Purpose Loan EMI Calculator helps you estimate your monthly repayment amount before applying for a loan.

Selected: 5,00,000
Years
Selected: 5 Years
% p.a.
Selected: 7.5% p.a.
Monthly Payable

10,019/ month

Principal

5,00,000

Interest

1,01,138

Total Payable

6,01,138

10,019/ month
Principal
Interest
Breakdown: Principal vs Interest

Millions Trusted. Thousands Growing.

We're building India's most reliable digital lending experience — one user at a time.

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Happy Customers
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Number Of Banks That Bank On Us
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Worth Of Credit Disbursed

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Frequently Asked Questions

A personal loan is an unsecured credit that helps meet financial needs like travel, wedding, medical expenses, or home renovation, repaid in EMIs.
Visit FinCrif.com, fill out the quick online form, upload your KYC and income proofs, and receive instant eligibility offers from partner banks and NBFCs.
FinCrif partners with multiple RBI-registered lenders offering interest rates starting from 10% p.a., depending on your credit score and income.
You’ll need Aadhaar, PAN, address proof, last 6 months’ bank statements, and 3 months’ salary slips (for salaried) or ITR (for self-employed).
Some lenders accept alternate income proofs like bank statements, Form 16, or rental income to verify your repayment capacity.
FinCrif is a digital aggregator that works only with RBI-registered banks and NBFCs to ensure safe and compliant loan services.
With eKYC and verified documents, loan approval can happen the same day, and disbursal is usually within 24 to 48 hours.
Lenders may charge a processing fee of 1–3% of the loan amount, plus applicable documentation or prepayment charges.
No. Personal loans are unsecured; you don’t need to pledge any asset. Approval depends on your credit score and income.
Yes, most lenders allow pre-closure or part-payment after 6–12 EMIs, subject to a small foreclosure charge.