Federal Bank Personal Loan
Exclusive Personal Loan Offers & Instant Disbursal up to ₹35 Lakhs
Starting ROI
11% p.a.
Max Tenure
60 Months
Loan Amount
Up to ₹35 Lakh
Processing Fee
0.50% (Max ₹5,000)
Check Loan Eligibility
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Key Features of Federal Bank Personal Loan
Tailored financial solutions designed specifically for Federal Bank borrowers.
Federal Bank Competitive Rate
Enjoy low interest rates starting from 11% per annum calculated on a reducing balance.
High Sanction Limit up to ₹35 Lakhs
Get quick unsecured personal loan approval up to ₹35 Lakhs with minimal documentation.
Easy Paperless Verification
Upload bank statements & KYC online for instant pre-approval and swift account disbursal.
Flexible Repayment Tenures
Choose repayment terms from 12 months up to 60 months based on your monthly cash flow.
Federal Bank Personal Loan EMI Calculator
Plan your monthly outflows based on Federal Bank’s starting interest rate of 11% p.a..
₹16,369
Federal Bank Eligibility Criteria Matrix
Detailed criteria for salaried employees and self-employed professionals applying at Federal Bank.
| Parameters | Salaried Individuals | Self-Employed / Professionals |
|---|---|---|
| Age Range | 21 to 58 years | 25 to 65 years |
| Minimum Net Income | ₹22,000 / month | ₹2,50,000 annual net profit |
| Credit Score (CIBIL) | 650+ | 720+ |
| Experience / Vintage | Min 1 year total experience | Min 2 years in business |
| Eligible Employers | MNCs, Public/Private Ltd, Govt entities | Proprietorships, Partnerships, Pvt Ltd, Professionals |
Required Documents Checklist for Federal Bank
Have these documents handy to speed up your loan approval process.
Identity Proof
- PAN Card (Mandatory)
- Aadhaar Card
- Passport / Voter ID / DL
Address Proof
- Aadhaar Card (current address)
- Electricity / Utility Bill
- Valid Rent Agreement
Income Proof
- Last 3 months Salary Slips
- Form 16 / Recent 2 years ITR
- Business vintage proof (if SE)
Financial Proof
- Last 6 months Bank Account Statement
- Salary credit account statement
- Passport-size photographs
Frequently Asked Questions on Federal Bank Personal Loans
Clear answers to common questions about Federal Bank eligibility, interest rates, and loan disbursal.