Instant Approval
TATA Capital PERSONAL LOAN
TATA CAPITAL
Check Eligibility, Get Instant Approval in 2 minutes and Disbursal in 3 Hrs*
Interest Rate Range
10.99% - 29.00%
Processing Fee
Upto 3.00%
Max Loan Amount
Upto Rs.35L
Tenure Range
Upto 6 Years
Apply Now

NBFC Personal Loan: Check List of NBFC for Personal Loan

NBFC Personal Loans are a convenient financial solution provided by Non-Banking Financial Companies (NBFCs) to meet various personal needs such as debt consolidation, home renovations, or medical emergencies. These loans are known for their flexible eligibility criteria, minimal documentation, and quick disbursement process.

  • Minimal documentation
  • Starting ROI 10.25%* Onwards
  • Flexible tenure up to 5 years
  • Max Loan Amount 40L - 1 Cr
Customers Rating
❤️ Trusted by 12,00,000+ Happy Customers
1+ Million

Happy Customers

Rs. 250+ crore

Monthly Personal Loans Disbursal

Wide Range of 60+

Partner Banks & NBFCs

Support team 700+

Team Size of Experts

1+ Million

Happy Customers

Rs. 250+ crore

Monthly Personal Loans Disbursal

Wide Range of 60+

Partner Banks & NBFCs

Support team 500+

Team Size of Experts


Benefits of NBFC Personal Loan

NBFC Personal Loans offer customized financial solutions with greater operational flexibility compared to traditional banks. Key benefits of opting for an NBFC Personal Loan include:

Simple Application Process

NBFCs provide a quick and hassle-free personal loan application process. Download Fincrif Loan App from the Play Store or Submit above application form to check your NBFC personal loan eligibility. Just provide basic details, choose your loan amount and tenure, and complete your e-KYC from the comfort of your home. Once approved, the loan amount can be disbursed instantly.

Minimal Documentation

Applying for an NBFC Personal Loan requires fewer documents compared to banks. Many NBFCs only need your PAN and Aadhaar details during the KYC process. Essential documents like proof of identity, proof of address, proof of income, and bank statements may be required, ensuring a quick and seamless application process.

No Hidden Charges

NBFCs are transparent with their loan terms, ensuring no hidden charges. All fees and conditions are clearly mentioned in the loan agreement, providing clarity and trust for the borrower.

No Collateral Required

NBFC Personal Loans are unsecured, meaning you don’t need to pledge any asset as collateral. This makes it accessible to individuals without significant assets, offering financial support for various personal needs.

Quick Disbursal

NBFCs are known for their quick loan processing and disbursal. Once your NBFC Personal Loan is approved, the funds can be credited to your account within a day, making it a perfect solution for urgent financial requirements.

Top NBFCs For Personal Loan

NBFC Loan Amount Interest Rate (approx) Eligibility Criteria Tenure Processing Fees
Bajaj Finance Limited ₹1 lakh to ₹25 lakh 13% to 25% Age: 23-55 years, Stable income, Indian resident, Salaried/self-employed 12 to 60 months 2% to 4% of the loan amount
Tata Capital Financial Services ₹75,000 to ₹25 lakh 10.99% to 18% Age: 22-58 years, Salaried/self-employed, Min. income: ₹15,000/month 12 to 72 months Up to 2.75% of loan amount + taxes
Aditya Birla Finance Limited ₹50,000 to ₹15 lakh 14% to 26% Age: 23-60 years, Salaried/self-employed, Min. income: ₹25,000/month 12 to 60 months Up to 2% of loan amount + taxes
L&T Finance Holdings ₹50,000 to ₹7 lakh 11.99% to 24% Age: 23-58 years, Min. income: ₹12,000 (salaried)/₹2 lakh p.a. (self-employed) 12 to 60 months Up to 2% of loan amount
Mahindra Finance ₹50,000 to ₹3 lakh 14% to 24% Age: 21-58 years, Income proof, Residential stability, Credit score >650 12 to 48 months 1.5% to 2% of loan amount
Fullerton India Credit Company ₹50,000 to ₹25 lakh 11.99% to 26% Age: 21-60 years, Salaried/self-employed, Min. income: ₹25,000/month 12 to 60 months Up to 6% of loan amount + taxes
HDB Financial Services ₹50,000 to ₹20 lakh 14% to 24% Age: 22-60 years, Min. income: ₹15,000/month, Employment stability 12 to 60 months 1% to 2.5% of loan amount + taxes
Muthoot Finance ₹50,000 to ₹10 lakh 14% to 23% Age: 23-60 years, Salaried/self-employed, Min. income ₹15,000/month 12 to 48 months Up to 2% of loan amount + taxes
Poonawalla Fincorp ₹1 lakh to ₹30 lakh 9.99% to 24% Age: 22-58 years, Salaried/self-employed, Credit score >600 12 to 60 months Up to 2% of loan amount
InCred ₹50,000 to ₹10 lakh 11% to 24% Age: 21-60 years, Salaried/self-employed, Min. income: ₹20,000/month 12 to 60 months 1% to 2% of loan amount + taxes

Eligibility Criteria for NBFC Personal Loan

To qualify for an NBFC Personal Loan, applicants must meet the following criteria:

  • Minimum age of 20 years at the time of application.
  • Maximum age of 60 years at loan maturity.
  • Employed with an MNC, private company, or government organization.
  • Self-employed individuals can apply if they meet income criteria.
  • Minimum of one year of work experience.
  • Indian residency is mandatory.
  • Minimum monthly income of Rs. 15,000 for salaried applicants.

Documents Required for NBFC Personal Loan

The following documents are typically required for an NBFC Personal Loan:

  • Identity proof: Aadhaar card, PAN card, voter ID, or driver’s license.
  • Age proof: Aadhaar card or voter ID.
  • Address proof: Utility bills, lease agreement, etc.
  • Income proof: Salary slips or bank statements.
  • Passport-sized photographs.

EMI Calculator

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Compare the best Personal loan offers

idfc-first-bank
IDFC First Bank
Interest Rate Range
10.49%
Processing Fee
1% - 2%
Max Loan Amount
₹ 1 cr
Tenure Range
6 month to 5 year
Apply
bajaj-finserv
Bajaj Finserv
Interest Rate Range
11%
Processing Fee
3.93%
Max Loan Amount
₹ 35 lacs
Tenure Range
1 to 7 years
Apply
axis-bank
Axis Bank
Interest Rate Range
10.49%
Processing Fee
1.5% - 2%
Max Loan Amount
₹ 15 Lacs
Tenure Range
1 to 5 years
Apply
tata-capital
Tata Capital
Interest Rate Range
10.99%
Processing Fee
5.5%
Max Loan Amount
₹ 35 lacs
Tenure Range
upto 6 Years
Apply
axis-finance
Axis Finance
Interest Rate Range
13.0%
Processing Fee
2%
Max Loan Amount
₹ 15 lacs
Tenure Range
0 to 3 years
Apply
upwards
Upwards
Interest Rate Range
18%
Processing Fee
2% - 4%
Max Loan Amount
₹ 3 Lacs
Tenure Range
1 to 5 years
Apply
fullerton-india
Fullerton India
Interest Rate Range
11.99%
Processing Fee
6%
Max Loan Amount
₹ 25 lacs
Tenure Range
1 to 5 years
Apply
finnable
Finnable
Interest Rate Range
16%
Processing Fee
3% - 4%
Max Loan Amount
₹ 10 Lacs
Tenure Range
Upto 5 years
Apply
incred
Incred
Interest Rate Range
13.99%
Processing Fee
2%-4%
Max Loan Amount
₹ 15 lacs
Tenure Range
1 to 5 years
Apply
faircent
FairCent
Interest Rate Range
9.99%
Processing Fee
8%
Max Loan Amount
₹ 10 lacs
Tenure Range
6 months to 3 years
Apply
standard-chartered-bank
Standard Chartered Bank
Interest Rate Range
11.49%
Processing Fee
2.25%
Max Loan Amount
₹ 1 lacs to 50 lacs
Tenure Range
1 to 5 years
Apply
iifl
IIFL
Interest Rate Range
12.75%
Processing Fee
2% - 9%
Max Loan Amount
₹ 1 lacs to 25 lacs
Tenure Range
1 to 5 years
Apply
indusind-bank
IndusInd Bank
Interest Rate Range
10.49%
Processing Fee
3%
Max Loan Amount
₹ 3 Lacs to 75 Lacs
Tenure Range
1 to 50 years
Apply
kotak-bank
Kotak Bank
Interest Rate Range
10.99%
Processing Fee
3%
Max Loan Amount
₹ 25 Lacs
Tenure Range
1 to 5 years
Apply
icici-bank
ICICI Bank
Interest Rate Range
10.85%
Processing Fee
2%
Max Loan Amount
₹ 25 Lacs
Tenure Range
1 to 6 years
Apply
rbl-bank
RBL Bank
Interest Rate Range
18%
Processing Fee
2%
Max Loan Amount
₹ 20 lacs
Tenure Range
1 to 5 years
Apply
hdb-financial
HDB Financial
Interest Rate Range
10% - 35%
Processing Fee
3%
Max Loan Amount
upto ₹ 20 lacs
Tenure Range
1 to 5 years
Apply
idbi-bank
IDBI Bank
Interest Rate Range
11.0%
Processing Fee
1 %
Max Loan Amount
₹ 5 Lacs
Tenure Range
1 to 5 years
Apply
hdfc-bank
HDFC Bank
Interest Rate Range
10.75%
Processing Fee
2.50%
Max Loan Amount
₹ 40 Lakhs
Tenure Range
1 to 5 years
Apply
karur-vysya-bank
Karur Vysya Bank
Interest Rate Range
11.15%
Processing Fee
0.50%
Max Loan Amount
upto ₹ 75 lacs
Tenure Range
1 to 6 years
Apply
union-bank-of-india
Union Bank of India
Interest Rate Range
11.35%
Processing Fee
1.0%
Max Loan Amount
upto 15 lacs
Tenure Range
1 to 5 years
Apply
canara-bank
Canara Bank
Interest Rate Range
10.95%
Processing Fee
0.50%
Max Loan Amount
upto ₹ 10 lacs
Tenure Range
0 to 7 years
Apply
bank-of-maharashtra
Bank of Maharashtra
Interest Rate Range
10.0%
Processing Fee
1%
Max Loan Amount
upto ₹ 20 lacs
Tenure Range
0 to 7 years
Apply
federal-bank
Federal Bank
Interest Rate Range
11.49%
Processing Fee
2.50%
Max Loan Amount
₹ 50 lacs
Tenure Range
1 to 5 years
Apply
syndicate-bank
Syndicate Bank
Interest Rate Range
12%
Processing Fee
0.50%
Max Loan Amount
₹ 5 lacs
Tenure Range
1 to 5 years
Apply
bank-of-baroda
Bank of Baroda
Interest Rate Range
11.40%
Processing Fee
2%
Max Loan Amount
₹ 15 Lacs
Tenure Range
1 to 7 years
Apply
pnb
PNB
Interest Rate Range
10.95%
Processing Fee
1%
Max Loan Amount
upto 20 lacs
Tenure Range
1 to 6 years
Apply
yes-bank
Yes Bank
Interest Rate Range
10.99%
Processing Fee
2%
Max Loan Amount
₹ 40 lacs
Tenure Range
1 to 5 years
Apply
aditya-birla-capital
Aditya Birla Capital
Interest Rate Range
10.99%
Processing Fee
3%
Max Loan Amount
₹ 50 Lacs
Tenure Range
0 to 7 years
Apply
paysense
Paysense
Interest Rate Range
16.80%
Processing Fee
2.5%
Max Loan Amount
₹ 15 Lacs
Tenure Range
3 Months to 5 years
Apply
moneyview
Moneyview
Interest Rate Range
15.96%
Processing Fee
2%
Max Loan Amount
₹ 10 Lacs
Tenure Range
1 to 5 years
Apply
moneytap
MoneyTap
Interest Rate Range
13%
Processing Fee
2%
Max Loan Amount
upto ₹ 5 lacs
Tenure Range
2 months to 3 years
Apply

FAQ - FinCrif Freqently Asked Questiones

Depending on the lender and the borrower's qualifications, an NBFC personal loan processing time can change. While some NBFCs might provide same-day approvals and disbursals, others might require several days.

In general, NBFC personal loans have interest rates that begin at 9% per year and can reach 45% per year. NBFC personal loan interest rates might vary significantly based on the NBFC and the borrower's creditworthiness.

Your credit history, income, employment position, and other financial responsibilities are just a few of the variables that will determine how much of a personal loan you are eligible for from an NBFC. The amount of the loan that is actually accepted will rely on how the lender views your profile and their policies.