Yes Bank Verified Partner · Fast Online Approval

Yes Bank Personal Loan

Exclusive Personal Loan Offers & Instant Disbursal up to ₹20 Lakhs

Starting ROI

12.5% p.a.

Max Tenure

60 Months

Loan Amount

Up to ₹20 Lakh

Processing Fee

0.50% (Max ₹5,000)

100% Digital Process Flexible Prepayment Instant Sanction

Check Loan Eligibility

INSTANT

Get custom quotes without impacting your CIBIL score.

Enter your 10-digit mobile number to receive a verification OTP and view custom loan offers.

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⚡ Instant
No CIBIL Impact
🔒 100% Safe
Bank-Grade Security
⏱️ 3 Mins
Fast Disbursal

By clicking submit, you authorize FinCrif & partner banks to contact you via Call/SMS/WhatsApp.

Zero Foreclosure Fee

Save thousands on early loan closures

Swift 24h Disbursal

Direct deposit into your bank account

100% Paperless KYC

Secure Aadhaar & PAN verification

Smart Loan Planning

Yes Bank Personal Loan EMI Calculator

Plan your monthly installments based on Yes Bank’s starting interest rate of 12.5% p.a..

Loan Amount₹5,00,000
₹50,000Up to ₹20 Lakh
Interest Rate (% p.a.)12.5%
12.5% (Min)24.0%
Tenure3 Years (36 Months)
1 Year5 Years
Monthly EMI

₹16,727

Principal: 83%Interest: 17%
Principal Amount:₹5,00,000
Total Interest Payable:₹1,02,172
Total Amount Payable:₹6,02,172

Ready to Apply for Yes Bank Personal Loan?

Check instant customized offers from Yes Bank with zero paperwork and zero impact on your credit score.

Got Questions?

Frequently Asked Questions

Everything you need to know about Yes Bank personal loan rates, eligibility, and processing.

Yes Bank personal loan rates start from 12.5% p.a., determined by your credit score, monthly net salary, and employer category.