Credit Limit Loan

A Credit Limit Loan provides you with a pre-approved credit limit that you can utilize as needed. Unlike traditional loans, you only pay interest on the amount you withdraw, not on the entire approved limit. This financial product is ideal for managing variable expenses such as business needs, medical emergencies, or home improvements.

Minimal documentation
Starting ROI 10.25%* Onwards

Flexible tenure up to 5 years
Max Loan Amount 40L - 1 Cr

Customers Rating

Talk To Loan Expert Calculate Your EMI

❤️ Trusted by 12,00,000+ Happy Customers

Apply Online and Compare the Best Personal Loan offers ✌
Personal Loan Starting @10.25% onwards, Approval and disbursal in 3 hrs, No Hidden Charges, 100% Online Process

Enter Your Current Residential Pincode

Enter your current PIN Code we will fetch your State & City

District : Your District will fetch here

State : Your State will fetch here

Please Wait .....

Enter Your Full Name and PAN Number for Verification

Your details are securely protected with SSL encryption and 256-bit security, ensuring safe data transmission.

Please Provide Your Date of Birth and Gender Details to Proceed

Male

Female

Other

Please Select Your Employment Type

salaried

Self Employee

Kindly Verify Your Phone Number to Generate Loan Offers for You

Enter Contact Number

📱

As an Indian national, I authorize FinCrif India Pvt Ltd to share my Credit Information with its affiliate financial partners for offer check & Generation (Example - Incred Finance & Other Partners)

By continuing to send OTP, we consider you to agree to our Term and Conditions and Privacy Policy

1+ Million

Happy Customers

Rs. 250+ crore

Monthly Personal Loans Disbursal

Wide Range of 60+

Partner Banks & NBFCs

Support team 500+

Team Size of Experts

Benefit of Credit Limit Loan

The following are some advantages of Credit Limit Loan

Flexibility

Loans with credit limits allow for flexibility in how the funds are used. It is appropriate for a range of financial needs because borrowers can withdraw money as needed.

Interest only on Utilized Amount

Borrowers usually only pay interest on the money they have taken out of their account, not the whole credit limit. Comparing this to typical loans may result in cost savings.

Revolving Structure

Borrowers establish a revolving line of credit that they can use at a later time by repaying the amount borrowed, which replenishes the credit limit.

Emergency Access

By offering a ready supply of money, credit limit loans are helpful in handling unanticipated costs or crises.

Eligibility Criteria For Credit Limit Loan

You have to meet the following requirements in order to be eligible for a Credit Limit Loan

Repayment capacity and a good credit score
The borrower's respectable creditworthiness
Significant length of time and expertise in the business
Genuine and legitimate certifications and company paperwork
Consistent income and a solid credit history
Operating a profitable business

Documents Required for Credit Limit Loan

You must have these documents in order to start the Credit Limit Loan

Identity Proof

Documents granted by the government, like a driver's license or passport.

Address Proof

Rental agreements, utility bills, and other records attesting to the borrower's address serve as address proof.

Income Proof

Pay stubs from recent pays, tax returns, or bank statements that show a consistent and steady income are examples of income proof.

Credit History

An all-inclusive account of the borrower's credit activity, including past loan repayment patterns and balances owed.

Business Documents (for business credit limit loans)

Financial statements and other pertinent business records, along with business registration paperwork, are the business documents needed for business credit limit loans.

EMI Calculator

Amount

Tenure

% Interest

Principal

Interest

Total Payable

Compare the best Personal loan offers

IDFC First Bank

Interest Rate Range
10.25%

Processing Fee
1% - 2%

Max Loan Amount
₹ 1 cr

Tenure Range
6 month to 5 year

Apply

Bajaj Finserv

Interest Rate Range
11%

Processing Fee
3.93%

Max Loan Amount
₹ 35 lacs

Tenure Range
1 to 7 years

Apply

Axis Bank

Interest Rate Range
10.49%

Processing Fee
1.5% - 2%

Max Loan Amount
₹ 15 Lacs

Tenure Range
1 to 5 years

Apply

Tata Capital

Interest Rate Range
10.99%

Processing Fee
5.5%

Max Loan Amount
₹ 35 lacs

Tenure Range
upto 6 Years

Apply

Axis Finance

Interest Rate Range
13.0%

Processing Fee
2%

Max Loan Amount
₹ 15 lacs

Tenure Range
0 to 3 years

Apply

Upwards

Interest Rate Range
18%

Processing Fee
2% - 4%

Max Loan Amount
₹ 3 Lacs

Tenure Range
1 to 5 years

Apply

Fullerton India

Interest Rate Range
11.99%

Processing Fee
6%

Max Loan Amount
₹ 25 lacs

Tenure Range
1 to 5 years

Apply

Finnable

Interest Rate Range
16%

Processing Fee
3% - 4%

Max Loan Amount
₹ 10 Lacs

Tenure Range
Upto 5 years

Apply

Incred

Interest Rate Range
13.99%

Processing Fee
2%-4%

Max Loan Amount
₹ 15 lacs

Tenure Range
1 to 5 years

Apply

FairCent

Interest Rate Range
9.99%

Processing Fee
8%

Max Loan Amount
₹ 10 lacs

Tenure Range
6 months to 3 years

Apply

Standard Chartered Bank

Interest Rate Range
11.49%

Processing Fee
2.25%

Max Loan Amount
₹ 1 lacs to 50 lacs

Tenure Range
1 to 5 years

Apply

IIFL

Interest Rate Range
12.75%

Processing Fee
2% - 9%

Max Loan Amount
₹ 1 lacs to 25 lacs

Tenure Range
1 to 5 years

Apply

IndusInd Bank

Interest Rate Range
10.49%

Processing Fee
3%

Max Loan Amount
₹ 3 Lacs to 75 Lacs

Tenure Range
1 to 50 years

Apply

Kotak Bank

Interest Rate Range
10.99%

Processing Fee
3%

Max Loan Amount
₹ 25 Lacs

Tenure Range
1 to 5 years

Apply

ICICI Bank

Interest Rate Range
10.85%

Processing Fee
2%

Max Loan Amount
₹ 25 Lacs

Tenure Range
1 to 6 years

Apply

RBL Bank

Interest Rate Range
18%

Processing Fee
2%

Max Loan Amount
₹ 20 lacs

Tenure Range
1 to 5 years

Apply

HDB Financial

Interest Rate Range
10% - 35%

Processing Fee
3%

Max Loan Amount
upto ₹ 20 lacs

Tenure Range
1 to 5 years

Apply

IDBI Bank

Interest Rate Range
11.0%

Processing Fee
1 %

Max Loan Amount
₹ 5 Lacs

Tenure Range
1 to 5 years

Apply

HDFC Bank

Interest Rate Range
10.75%

Processing Fee
2.50%

Max Loan Amount
₹ 40 Lakhs

Tenure Range
1 to 5 years

Apply

Karur Vysya Bank

Interest Rate Range
11.15%

Processing Fee
0.50%

Max Loan Amount
upto ₹ 75 lacs

Tenure Range
1 to 6 years

Apply

Union Bank of India

Interest Rate Range
11.35%

Processing Fee
1.0%

Max Loan Amount
upto 15 lacs

Tenure Range
1 to 5 years

Apply

Canara Bank

Interest Rate Range
10.95%

Processing Fee
0.50%

Max Loan Amount
upto ₹ 10 lacs

Tenure Range
0 to 7 years

Apply

Bank of Maharashtra

Interest Rate Range
10.0%

Processing Fee
1%

Max Loan Amount
upto ₹ 20 lacs

Tenure Range
0 to 7 years

Apply

Federal Bank

Interest Rate Range
11.49%

Processing Fee
2.50%

Max Loan Amount
₹ 50 lacs

Tenure Range
1 to 5 years

Apply

Syndicate Bank

Interest Rate Range
12%

Processing Fee
0.50%

Max Loan Amount
₹ 5 lacs

Tenure Range
1 to 5 years

Apply

Bank of Baroda

Interest Rate Range
11.40%

Processing Fee
2%

Max Loan Amount
₹ 15 Lacs

Tenure Range
1 to 7 years

Apply

PNB

Interest Rate Range
10.95%

Processing Fee
1%

Max Loan Amount
upto 20 lacs

Tenure Range
1 to 6 years

Apply

Yes Bank

Interest Rate Range
10.99%

Processing Fee
2%

Max Loan Amount
₹ 40 lacs

Tenure Range
1 to 5 years

Apply

Aditya Birla Capital

Interest Rate Range
10.99%

Processing Fee
3%

Max Loan Amount
₹ 50 Lacs

Tenure Range
0 to 7 years

Apply

Paysense

Interest Rate Range
16.80%

Processing Fee
2.5%

Max Loan Amount
₹ 15 Lacs

Tenure Range
3 Months to 5 years

Apply

Moneyview

Interest Rate Range
15.96%

Processing Fee
2%

Max Loan Amount
₹ 10 Lacs

Tenure Range
1 to 5 years

Apply

MoneyTap

Interest Rate Range
13%

Processing Fee
2%

Max Loan Amount
upto ₹ 5 lacs

Tenure Range
2 months to 3 years

Apply

Credit Limit Loan

Apply Online and Compare the Best Personal Loan offers ✌ Personal Loan Starting @10.25% onwards, Approval and disbursal in 3 hrs, No Hidden Charges, 100% Online Process

Enter Your Current Residential Pincode

Enter Your Full Name and PAN Number for Verification

Please Provide Your Date of Birth and Gender Details to Proceed

Please Select Your Employment Type

Kindly Verify Your Phone Number to Generate Loan Offers for You

1+ Million

Rs. 250+ crore

Wide Range of 60+

Support team 500+

Benefit of Credit Limit Loan

Flexibility

Interest only on Utilized Amount

Revolving Structure

Emergency Access

Eligibility Criteria For Credit Limit Loan

Documents Required for Credit Limit Loan

Identity Proof

Address Proof

Income Proof

Credit History

Business Documents (for business credit limit loans)

EMI Calculator

Compare the best Personal loan offers

Apply Online and Compare the Best Personal Loan offers ✌
Personal Loan Starting @10.25% onwards, Approval and disbursal in 3 hrs, No Hidden Charges, 100% Online Process