Instant Approval
TATA CAPITAL
Check Eligibility, Get Instant Approval in 2 minutes and Disbursal in 3 Hrs*
Interest Rate Range
10.99% - 29.00%
10.99% - 29.00%
Processing Fee
Upto 3.00%
Upto 3.00%
Max Loan Amount
Upto Rs.35L
Upto Rs.35L
Tenure Range
Upto 6 Years
Upto 6 Years
Bank Overdraft Loan: Flexible Financial Support
A Bank Overdraft Loan offers a flexible way to manage short-term financial needs by allowing you to withdraw more than your account balance. This facility is ideal for covering unexpected expenses, business cash flow management, or emergency funding.
- Minimal documentation
- Starting ROI 10.25%* Onwards
- Flexible tenure up to 5 years
- Max Loan Amount 40L - 1 Cr
1+ Million
Happy Customers
Rs. 250+ crore
Monthly Personal Loans Disbursal
Wide Range of 60+
Partner Banks & NBFCs
Support team 500+
Team Size of Experts
Benefit of Bank Overdraft Loan
The following are some advantages of Bank Overdraft Loan :
- Adaptable use of modest amounts of funds
- Satisfies pressing financial needs
- Aids in controlling a business's cash flow
- Interest is only given on the amount that is used.
- Reduced documentation
- NBFCs and banks don't require collateral.
- Annual revisions to short-term borrowing
Eligibility Criteria of Bank Overdraft Loan
Below are the requirements to be eligible for an overdraft facility:
- Minimum age required is 21; maximum age allowed is 65.
- Account: The candidate needs to currently hold an account with the relevant bank.
- Income Requirements: Vary according to lender
- An additional benefit will be a high CIBIL or credit score.
- Existence of businesses varies from bank to bank.
Documents Required for Bank Overdraft Loan
You must have these documents in order to start the Bank Overdraft Loan:
- Properly completed application and passport-sized photos
- Identity verification: driver's license, passport, voter ID card, PAN card, and Aadhar card
- Proofs of address include utility bills (electricity and water), passports, driver's license, and voter ID cards.
- Age Verification: Valid ID, Class X certificate
- Bank statement over the previous 12 months
- Any additional paperwork that the lender requests
EMI Calculator
Amount
Tenure
% Interest
Principal
Interest
Total Payable
Compare the best Personal loan offers
Incred
Interest Rate Range
13.99%
13.99%
Processing Fee
0-1%
0-1%
Max Loan Amount
₹ 15 lacs
₹ 15 lacs
Tenure Range
1 to 5 years
1 to 5 years
IDFC First Bank
Interest Rate Range
10.25%
10.25%
Processing Fee
1%
1%
Max Loan Amount
₹ 1 cr
₹ 1 cr
Tenure Range
6 month to 5 year
6 month to 5 year
Bajaj Finserv
Interest Rate Range
10.25%
10.25%
Processing Fee
0-1%
0-1%
Max Loan Amount
₹ 35 lacs
₹ 35 lacs
Tenure Range
1 to 7 years
1 to 7 years
Tata Capital
Interest Rate Range
10.99%
10.99%
Processing Fee
0-1%
0-1%
Max Loan Amount
₹ 35 lacs
₹ 35 lacs
Tenure Range
upto 6 Years
upto 6 Years
Axis Finance
Interest Rate Range
13.0%
13.0%
Processing Fee
0-1%
0-1%
Max Loan Amount
₹ 15 lacs
₹ 15 lacs
Tenure Range
0 to 3 years
0 to 3 years
Axis Bank
Interest Rate Range
10.49%
10.49%
Processing Fee
0-1%
0-1%
Max Loan Amount
₹ 15 Lacs
₹ 15 Lacs
Tenure Range
1 to 5 years
1 to 5 years
Fullerton India
Interest Rate Range
11.99%
11.99%
Processing Fee
0-2%
0-2%
Max Loan Amount
₹ 25 lacs
₹ 25 lacs
Tenure Range
1 to 5 years
1 to 5 years
Finnable
Interest Rate Range
12%
12%
Processing Fee
0-1%
0-1%
Max Loan Amount
₹ 10 Lacs
₹ 10 Lacs
Tenure Range
Upto 5 years
Upto 5 years
Shriram Finance
Interest Rate Range
11% onwards
11% onwards
Processing Fee
1-2%
1-2%
Max Loan Amount
Rs.50,000 to 10 Lakhs
Rs.50,000 to 10 Lakhs
Tenure Range
1 to 5 year
1 to 5 year
L&T Finance
Interest Rate Range
L&T Finance
L&T Finance
Processing Fee
0-1%
0-1%
Max Loan Amount
upto 10 lakhs
upto 10 lakhs
Tenure Range
1-6 year
1-6 year
FairCent
Interest Rate Range
9.99%
9.99%
Processing Fee
0-3%
0-3%
Max Loan Amount
₹ 10 lacs
₹ 10 lacs
Tenure Range
6 months to 3 years
6 months to 3 years
Upwards
Interest Rate Range
18%
18%
Processing Fee
0-2%
0-2%
Max Loan Amount
₹ 3 Lacs
₹ 3 Lacs
Tenure Range
1 to 5 years
1 to 5 years
Moneyview
Interest Rate Range
15.96%
15.96%
Processing Fee
2%
2%
Max Loan Amount
₹ 10 Lacs
₹ 10 Lacs
Tenure Range
1 to 5 years
1 to 5 years
Standard Chartered Bank
Interest Rate Range
9.55%
9.55%
Processing Fee
0-1%
0-1%
Max Loan Amount
₹ 1 lacs to 50 lacs
₹ 1 lacs to 50 lacs
Tenure Range
1 to 5 years
1 to 5 years
IIFL
Interest Rate Range
12.75%
12.75%
Processing Fee
0-3%
0-3%
Max Loan Amount
₹ 1 lacs to 25 lacs
₹ 1 lacs to 25 lacs
Tenure Range
1 to 5 years
1 to 5 years
IndusInd Bank
Interest Rate Range
10.49%
10.49%
Processing Fee
0-2%
0-2%
Max Loan Amount
₹ 3 Lacs to 75 Lacs
₹ 3 Lacs to 75 Lacs
Tenure Range
1 to 50 years
1 to 50 years
Kotak Bank
Interest Rate Range
10.99%
10.99%
Processing Fee
0-2%
0-2%
Max Loan Amount
₹ 30 Lacs
₹ 30 Lacs
Tenure Range
1 to 5 years
1 to 5 years
ICICI Bank
Interest Rate Range
10.25%
10.25%
Processing Fee
0-1%
0-1%
Max Loan Amount
₹ 50 Lacs
₹ 50 Lacs
Tenure Range
1 to 6 years
1 to 6 years
RBL Bank
Interest Rate Range
18%
18%
Processing Fee
0-2%
0-2%
Max Loan Amount
₹ 20 lacs
₹ 20 lacs
Tenure Range
1 to 5 years
1 to 5 years
HDB Financial
Interest Rate Range
10% - 35%
10% - 35%
Processing Fee
0-3%
0-3%
Max Loan Amount
upto ₹ 20 lacs
upto ₹ 20 lacs
Tenure Range
1 to 5 years
1 to 5 years
IDBI Bank
Interest Rate Range
11.0%
11.0%
Processing Fee
1 %
1 %
Max Loan Amount
₹ 5 Lacs
₹ 5 Lacs
Tenure Range
1 to 5 years
1 to 5 years
HDFC Bank
Interest Rate Range
10.75%
10.75%
Processing Fee
2.50%
2.50%
Max Loan Amount
₹ 40 Lakhs
₹ 40 Lakhs
Tenure Range
1 to 5 years
1 to 5 years
Karur Vysya Bank
Interest Rate Range
11.15%
11.15%
Processing Fee
0.50%
0.50%
Max Loan Amount
upto ₹ 75 lacs
upto ₹ 75 lacs
Tenure Range
1 to 6 years
1 to 6 years
Union Bank of India
Interest Rate Range
11.35%
11.35%
Processing Fee
1.0%
1.0%
Max Loan Amount
upto 15 lacs
upto 15 lacs
Tenure Range
1 to 5 years
1 to 5 years
Canara Bank
Interest Rate Range
10.95%
10.95%
Processing Fee
0.50%
0.50%
Max Loan Amount
upto ₹ 10 lacs
upto ₹ 10 lacs
Tenure Range
0 to 7 years
0 to 7 years
Bank of Maharashtra
Interest Rate Range
10.0%
10.0%
Processing Fee
1%
1%
Max Loan Amount
upto ₹ 20 lacs
upto ₹ 20 lacs
Tenure Range
0 to 7 years
0 to 7 years
Federal Bank
Interest Rate Range
11.49%
11.49%
Processing Fee
2.50%
2.50%
Max Loan Amount
₹ 50 lacs
₹ 50 lacs
Tenure Range
1 to 5 years
1 to 5 years
Syndicate Bank
Interest Rate Range
12%
12%
Processing Fee
0.50%
0.50%
Max Loan Amount
₹ 5 lacs
₹ 5 lacs
Tenure Range
1 to 5 years
1 to 5 years
Bank of Baroda
Interest Rate Range
11.40%
11.40%
Processing Fee
0-2%
0-2%
Max Loan Amount
₹ 15 Lacs
₹ 15 Lacs
Tenure Range
1 to 7 years
1 to 7 years
PNB
Interest Rate Range
10.95%
10.95%
Processing Fee
0-1%
0-1%
Max Loan Amount
upto 20 lacs
upto 20 lacs
Tenure Range
1 to 6 years
1 to 6 years
Yes Bank
Interest Rate Range
10.99%
10.99%
Processing Fee
2%
2%
Max Loan Amount
₹ 40 lacs
₹ 40 lacs
Tenure Range
1 to 5 years
1 to 5 years
Aditya Birla Capital
Interest Rate Range
10.99%
10.99%
Processing Fee
3%
3%
Max Loan Amount
₹ 50 Lacs
₹ 50 Lacs
Tenure Range
0 to 7 years
0 to 7 years
Paysense
Interest Rate Range
16.80%
16.80%
Processing Fee
0-2%
0-2%
Max Loan Amount
₹ 15 Lacs
₹ 15 Lacs
Tenure Range
3 Months to 5 years
3 Months to 5 years
MoneyTap
Interest Rate Range
13%
13%
Processing Fee
0-1%
0-1%
Max Loan Amount
upto ₹ 5 lacs
upto ₹ 5 lacs
Tenure Range
2 months to 3 years
2 months to 3 years
