Get Instant Personal Loan upto In 3Hrs Minimal Documentation- Lower Interest Rate.

👌 Flexible EMI | 😍 100% Online Process | 🚫 No charges.

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TATA Capital PERSONAL LOAN
TATA CAPITAL
Check Eligibility, Get Instant Approval in 2 minutes and Disbursal in 3 Hrs*
Interest Rate Range
10.99% - 29.00%
Processing Fee
Upto 3.00%
Max Loan Amount
Upto Rs.35L
Tenure Range
Upto 6 Years
Apply Now

Bank Overdraft Loan: Flexible Financial Support

A Bank Overdraft Loan offers a flexible way to manage short-term financial needs by allowing you to withdraw more than your account balance. This facility is ideal for covering unexpected expenses, business cash flow management, or emergency funding.

  • Minimal documentation
  • Starting ROI 10.25%* Onwards
  • Flexible tenure up to 5 years
  • Max Loan Amount 40L - 1 Cr
Customers Rating
❤️ Trusted by 12,00,000+ Happy Customers
1+ Million

Happy Customers

Rs. 250+ crore

Monthly Personal Loans Disbursal

Wide Range of 60+

Partner Banks & NBFCs

Support team 500+

Team Size of Experts


Benefit of Bank Overdraft Loan

The following are some advantages of Bank Overdraft Loan :

  • Adaptable use of modest amounts of funds
  • Satisfies pressing financial needs
  • Aids in controlling a business's cash flow
  • Interest is only given on the amount that is used.
  • Reduced documentation
  • NBFCs and banks don't require collateral.
  • Annual revisions to short-term borrowing

Eligibility Criteria of Bank Overdraft Loan

Below are the requirements to be eligible for an overdraft facility:

  • Minimum age required is 21; maximum age allowed is 65.
  • Account: The candidate needs to currently hold an account with the relevant bank.
  • Income Requirements: Vary according to lender
  • An additional benefit will be a high CIBIL or credit score.
  • Existence of businesses varies from bank to bank.

Documents Required for Bank Overdraft Loan

You must have these documents in order to start the Bank Overdraft Loan:

  • Properly completed application and passport-sized photos
  • Identity verification: driver's license, passport, voter ID card, PAN card, and Aadhar card
  • Proofs of address include utility bills (electricity and water), passports, driver's license, and voter ID cards.
  • Age Verification: Valid ID, Class X certificate
  • Bank statement over the previous 12 months
  • Any additional paperwork that the lender requests

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