TATA CAPITAL
Check Eligibility, Get Instant Approval in 2 minutes and Disbursal in 3 Hrs*
10.99% - 29.00%
Upto 3.00%
Upto Rs.35L
Upto 6 Years
Apply Online for Upwards Personal Loan
Apply online for an Upwards and experience quick, hassle-free approval with minimal documentation. Upwards is designed to meet your financial needs, whether for home renovation, medical expenses, travel, or debt consolidation.
- Interest Rate 18% onwards
- Maximum Loan ₹ 3 Lacs
- Processing Fees 2% - 4%
- Maximum Loan Tenure 1 to 5 years
1+ Million
Happy Customers
Rs. 250+ crore
Monthly Personal Loans Disbursal
Wide Range of 60+
Partner Banks & NBFCs
Support team 700+
Team Size of Experts
Eligibility Criteria for Upwards Personal Loan
When applying for a personal loan from Upwards Loan , you shouldn't worry about more than a hundred different factors, including your age, monthly income, and credit score rating. Upwards Loan eligibility must be met in order to apply:
PAN (Permanent Account Number) card issued to the consumer is required.
Aadhaar card and the mobile number must be connected.
Need to be a citizen of India.
The individual's wage should range from 15,000 to 20,000 rupees.
Pay slip for three months.
Statement for the previous six months' salaries.
Age should range from 21 to 55 for the individual.
Documents Required for Upwards Personal Loan
With Upward loans, the application process is kept simple and only a minimal amount of paperwork is needed to process and approve the loan. In order to apply for an Upwards Instant Loan, you will need the following documentation:
- A copy of your PAN or Aadhaar card can be used as identification.
- Copy of your voter ID card, driving licence or Aadhaar card can be used as address proof.
- Income documentation includes the last three months' worth of pay stubs and bank statements.
- Photo ID: a current selfie.
Fees and Charges of Upwards Personal Loan
| Loan Amount | Up To ₹ 3 Lacs |
|---|---|
| Interest Rate | 18% – 32% p.a. |
| Tenure | 12 – 60 months |
| Age Required | 21 years or above |
| Income Required | ₹ 21,000 |
| Processing Fees | 2% to 4% of the loan amount |
| Who Can Apply | Salaried Person |
Feature and Benefits of Upwards Personal Loan
Here are some advantages and features of an Upwards Instant Loan:
- Flexible Loan Amount: You can borrow amounts ranging from ₹20,000 to ₹5 lakhs, providing flexibility to meet your needs.
- Budget-Friendly Interest Rates: Interest rates range from 1.50% to 2.50% per month, keeping your EMI costs manageable.
- Flexible Repayment Terms: Repayment periods can extend up to 36 months.
- Minimal Paperwork: You only need to upload a few necessary KYC documents.
- Same-Day Disbursals: Instant loans with same-day disbursement to cover emergency cash needs.
- No Collateral Required: Upwards personal loans are unsecured, meaning you don’t need to submit collateral or guarantees.
- Digital Application Process: You can apply for a personal loan online from the comfort of your home.
- Loans for Multiple Uses: You can use the loan to cover a variety of expenses such as weddings or medical bills.
Frequently Asked Questions (FAQ)
1. Who is eligible to apply for a personal loan with Upwards?
Ans. Any salaried individual who meets Upwards' personal loan eligibility criteria can apply for a loan.
2. How much can I borrow in a personal loan from Upwards?
Ans. You can borrow between ₹20,000 and ₹2 lakh as a personal loan from Upwards.
3. What loan tenure options are available with Upwards?
Ans. You can repay the loan over a period ranging from 12 to 60 months.
1+ Million
Happy Customers
Rs. 250+ crore
Monthly Personal Loans Disbursal
Wide Range of 60+
Partner Banks & NBFCs
Support team 500+
Team Size of Experts
Upwards Personal Loan EMI Calculator
Amount
Tenure
% Interest
Principal
Interest
Total Payable
