Upwards Personal Loan

With affordable interest rates, Upwards offers personal loans. Additionally, Upwards provides paperless digital loan processing along with online, quick personal loan. Upwards with interest rates starting at 24% onwards. A maximum loan from Rs.20,000 to 3 Lakhs with a maximum 1 to 5 year repayment period is available to you.

Interest Rate 24% onwards
Maximum Loan Rs.20,000 to 3 Lakhs
Processing Fees 2%
Maximum Loan Tenure 1 to 5 year

Loan Disbursal in 3 hrs*
100% Online Process

A Four-Step Guide to Efficient Financing

Complete Your Basic Details
Check Your Soft Eligibilty
Complete Your Details
Get Disbursal in account

Upwards Personal Loan EMI Calculator



% Interest



Total Payable

Documents Required for Upwards Personal Loan 

With Upward loans, the application process is kept simple and only a minimal amount of paperwork is needed to process and approve the loan. In order to apply for an Upwards Instant Loan, you will need the following documentation:

  • A copy of your PAN or Aadhaar cards can be used as identification.

  • Copy of your voter ID card, driving licence or Aadhaar card can be used as address proof.

  • Income documentation includes the last three months' worth of pay stubs and bank statements.

  • Photo ID: a current selfie.

Rates for higher personal loans start at just 12% per year. These unsecured loans are available online for sums ranging from Rs 20,000 to Rs 2 lakh. Upwards personal loans are a popular option for people looking for quick access to cash for a variety of personal costs because of the fully online application procedure, low paperwork requirements, and quick disbursal.

Feature and Benefits of Upwards Personal Loan 

Have you been considering an Upwards Instant Loan but aren't sure why? You'll be persuaded by the following advantages and features:

Flexible Loan Amount – An Upwards Personal Loan allows you to borrow amounts ranging from 20,000 to five lakhs. You now have the freedom you need to comfortably fulfil your needs.

Budget-Friendly Interest Rates – Personal loan interest rates are between 1.50% and 2.50% every month. Your EMI costs are kept in check by these low interest rates.

Flexible Repayment Terms - A 36-month repayment period is a good length for you to repay your Upwards Personal Loan.

Minimal Paperwork - Obtaining an Upwards Personal Loan is as simple as uploading a few necessary KYC documents.

Same-Day Disbursals: Upwards Instant Loans provides same-day disbursals to quickly cover your requirement for emergency cash.

Loans With No Collateral - Increasing They are unsecured loans, personal loans. Therefore, you are able to apply for these loans without submitting any guarantees or collateral.

Digital Application Process : In the past, you had to go to physical offices to apply for loans. These days, applications are submitted digitally. From the convenience of your home, you can now apply online for an Upwards Personal Loan. 

Personal Loans With Several Uses: You can utilize an Upward loan to cover a range of expenses, from paying for your wedding to paying off medical debt.

Process of applying Upwards Personal Loan 

Obtaining a loan with Upwards is an entirely online process. By just a few quick actions, you can instantly obtain a personal loan up to Rs. 3 lakh. The loan application form filling instructions are provided below. Please use this page to apply for a loan.

    • Visit the official website Fincrif.com .

    • Firstly , login with your name and number .

    • Then fulfill your employment type.

    • Verify OTP.

    • Upload all the documents and submit .

    • Last , you will get a call from the Fincrif team and help you to proceed next.

Frequently Asked Questions ( FAQ )

  1. Who is eligible to apply for a personal loan with Upwards?

ANS.  If they satisfy Upwards' requirements for personal loan eligibility, any salaried person is eligible to apply for one of their loans.

  1. How much can I borrow in a personal loan from Upwards, minimum and maximum?

ANS. 20,000 rupees is the lowest and 2 lakh rupees is the highest you can borrow as a personal loan from Upwards.

  1.  What alternatives for loan tenure are there with Upwards?

ANS. Within a suitable tenure ranging from 12 to 60 months, you can return your Upwards personal loan.

Eligibility Criteria for Upwards Personal Loan 

When applying for a personal loan from Upwards Loan , you shouldn't worry about more than a hundred different factors, including your age, monthly income, and credit score rating. Upwards Loan eligibility must be met in order to apply: 

  • A PAN (Permanent Account Number) card issued to the consumer is required.

  • Aadhaar card and the mobile number must be connected.

  • Need to be a citizen of India.

  • The individual's wage should range from 15,000 to 20,000 rupees.

  • Pay slip for three months.

  • Statement for the previous six months' salaries.

  • Age should range from 21 to 55 for the individual.

Fees and Charges of Upwards Personal Loan 

Loan AmountUp To 3 Lakh
Interest Rate9% – 32% p.a.
Tenure12 – 60 month
Age Required21 years or above
Income RequiredRs. 21,000
Processing Fees2% to 4% of the loan amount
Who Can ApplySalaried Person

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