Karur Vysya Bank personal loan: Check & Compare Karur Vysya Bank Personal Loans Eligibility, Interest Rate & Doumentation Required

Apply online for an Karur Vysya Bank , Check & Compare Karur Vysya Bank Personal Loans Eligibility, Interest Rate & Doumentation Requiredand experience quick, hassle-free approval with minimal documentation. Karur Vysya Bank is designed to meet your financial needs, whether for home renovation, medical expenses, travel, or debt consolidation.

  • Interest Rate 11.15% onwards
  • Maximum Loan upto ₹ 75 lacs
  • Processing Fees 0.50%
  • Maximum Loan Tenure 1 to 6 years
Customers Rating

Disclaimer: Fincrif India Pvt Ltd is not associated with Karur Vysya Bank for personal loans. The details provided here are for informational purposes only and do not indicate any partnership, sponsorship, or endorsement by Karur Vysya Bank. Fincrif India Pvt Ltd does not offer or process personal loan applications on behalf of Karur Vysya Bank. For accurate and updated information regarding personal loans, please contact Karur Vysya Bank directly.

Get a Personal Loan upto₹25 Lakh in in 30 Minutes*

100% digital and secure process, 45% lower EMIs starting @ ₹1104/Lakh, Pay interest only on what you use with flexi loan.

Instant e-KYC No collateral Flexible tenure Trusted partner
Approval 2 minutes & Disbursal in 30 Mins*

1+ Million

Happy Customers

Rs. 250+ crore

Monthly Personal Loans Disbursal

Wide Range of 60+

Partner Banks & NBFCs

Support team 500+

Team Size of Experts

Eligibility Criteria Karur Vysya Bank Personal Loan 

These are the list of KVB Personal Loan eligibility : 

Age Range:

  •     25 to 60 years for Salaried

  •     25 to 60 years for self-employed

Credit Score :

  •  750 or higher 

Minimum monthly net income:

  •  ₹ 20,000

Work experience:

  •  1 year of job security for salaried individuals

  • 2 years of consistently profitable self-employment 

Documents Required for Karur Vysya Bank Personal Loan 

The following documents must be presented with your application and Karur Vysya Bank Loan details: 


  • Application form with a photograph and the applicant's signature

  • Copies of your voter ID card, passport, and licence

  • A check for the processing fee

  • 3 most recent months' worth of bank statements and 6 most recent months' worth of passbooks

  • Most recent salary slip

  • A certificate of employment with a current date and the most recent Form 16

Fees and Charges of Karur Vysya Bank Personal Loan

Interest rate 11.15% p.a.
Processing Fee For Personal loan: 1.50% of the borrowed amount
For Insta loan: 0.50% of the borrowed loan amount or INR 1,000 at maximum + GST.
Foreclosure Charges Not applicable when you avail of a personal loan at a floating interest rate
Karur Vysya Bank Personal Loan: Features and Application Process

Karur Vysya Bank Personal Loan: Features and Application Process

In accordance with the borrower's needs, Karur Vysya Bank Loan offers personal loans in 5 categories, each of which has a separate eligibility requirement. For instance, borrowers must be salaried and make a minimum yearly net take-home wage of  ₹ 1.80 lakh in order to be eligible for a personal loan for travel—whether for business or pleasure. You can choose between secured and unsecured Karur Vysya Bank Personal Loan Interest rate.

Feature and Benefits of Karur Vysya Bank Personal Loan

Here are the following features of Karur Vysya Bank Loan:

  • All borrowers, including salaried individuals, self-employed, and other professions, have access to these personal loans.
  • The loan programs are designed to meet various client needs, such as travel, family function expenses, education, medical costs, and more.
  • Secured loans are available. You can receive quick cash by pledging gold jewelery as security or by using the Insta Loan and Quick Loan features.
  • Repayment duration: Up to 60 months.

Frequently Asked Questions (FAQ)

What is a personal loan eligibility calculator?

Ans: The personal loan eligibility calculator is a tool on the bank's website that estimates the amount of credit that can be granted to a person based on their eligibility.

How much is the minimum loan amount for a Swarnamitra personal loan?

Ans: The minimum loan amount for Swarnamitra's personal loan is Rs. 5,000.

What additional criteria are there for non-individual employees to be eligible for Instant Loans?

Ans: Non-individual employees working under the Insta Loans program must also be employed by a company that has been operating and turning a profit for at least three years. This is another condition for eligibility.



Disclaimer: This content is for informational & educational purposes only. For complete and current details, please visit the official website.


1+ Million

Happy Customers

Rs. 250+ crore

Monthly Personal Loans Disbursal

Wide Range of 60+

Partner Banks & NBFCs

Support team 500+

Team Size of Experts

Calculate Your EMI Instantly

A Multi-Purpose Loan EMI Calculator helps you estimate your monthly repayment amount before applying for a loan. Whether it’s for education, travel, wedding, home renovation, or business needs—know your EMI and plan smarter.

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