About FinCrif

At FinCrif India Private Limited, we believe financial freedom should be simple, transparent, and accessible to everyone. Founded with a vision to transform how India borrows, FinCrif is a trusted digital loan marketplace that connects borrowers with top banks and NBFCs with 100% online, secure, and paperless processes. We are more than just a loan aggregator platform — FinCrif is a FinTech innovation hub designed to make borrowing effortless and empowering. Whether you are a salaried professional or a self-employed individual, we help you achieve your goals — from handling unexpected expenses to planning weddings, upgrading homes, or funding travel dreams.

India’s trusted loan marketplace
Simple, transparent comparisons with instant digital application.
2M+ happy customers
salaried employee, self-employed, & more.
45+ partner institutions
Top banks & NBFCs to get you competitive rates and faster approvals.

Our Vision

Our vision is to create India’s most trusted and transparent digital lending ecosystem, where technology empowers people to make confident financial choices.

Digital First Secure & Safe Data Driven
45+
Bank Partners
2M+
Happy Customers
100%
Paperless Journey
Our Story
  • Beginning: FinCrif began with a simple idea — Everyone can access the best financial products and services online.
  • Today: FinCrif serves IT professionals, salaried employees, self-employed, CA/CS & Doctors with transparent, personalized, quick loan solutions.
How FinCrif Works
Check Eligibility
1
Sign Up & Share Details

Create an account and provide basic information with your consent.

2
Complete e-KYC & Assessment

Verify your identity digitally and get instant eligibility assessment.

3
Compare & Choose

Review offers from 45+ partner banks/NBFCs and select the best option.

4
Get Disbursement

End-to-end assistance till disbursal — 100% online.

Smart matchmaking between your profile and the right lenders.
What We Do

FinCrif makes personal loans simple, quick & affordable via our AI-powered digital platform.

  1. Personal Loans: Instant offers from trusted lenders for medical, education, wedding, renovation & more.
  2. Balance Transfer: Move your existing loan to lower interest and reduce EMIs.
  3. Loan Comparison: Real-time comparisons of rates, tenure, processing fee.
  4. Instant Online Approval: Eligibility in minutes; many disbursals within 3 hours*.
Why Choose FinCrif?
100% Digital Process
Instant Loan Approval
Best Loan Offers
Transparent & Secure
Data Protection
Dedicated Customer Support
Our Core Values
Integrity
Honesty & transparency.
Innovation
Easier, smarter borrowing.
Customer Focus
Needs first.
Accountability
Owning outcomes.
Excellence
Raising the bar.
Our Partners

We collaborate with India’s leading banks and NBFCs to bring a wide range of loan products.

Competitive rates, faster processing, multiple lender options.

Technology at the Core

AI, ML and analytics power seamless, secure and fast borrowing.

Customer First, Always

Smooth, transparent experience from first loan to balance transfer.

Looking Ahead

Innovation, customer satisfaction, responsible lending—beyond personal loans too.

For media & partnerships, reach us via the Contact page or official social profiles.

Awards & Recognitions

0 Awards
Bajaj Finserv — Recognized for outstanding performance in Q1 2025.
Bajaj Finserv — Q1 2025

Recognized for outstanding performance in Q1 2025. Honoured for high approval quality, fast TAT and compliant documentation that strengthened partner confidence across key salaried PL cohorts.

Top Partner Bajaj 2023 — Bajaj Finserv SAL PL Prime June 2k23
Top Partner — Bajaj Finserv (2023)

SAL PL Prime (June 2023). Recognized for steady month-on-month disbursals, reduced rejection rates and seamless customer onboarding experience in metro as well as emerging cities.

Top Partner Bajaj 2024 — Bajaj Finserv SAL PL Prime March 2k24
Top Partner — Bajaj Finserv (Mar 2024)

SAL PL Prime (March 2024). Awarded for superior funnel hygiene, digital KYC adoption and quick query resolution—driving higher conversion and partner NPS.

IDFC First Bank Best Performer — Q1 2023-2024
IDFC First Bank — Best Performer

Q1 2023–24. Recognized for consistent quality sourcing, policy adherence and customer-first servicing that enabled faster sanction to disbursal timelines.

Bajaj Top Partner — Outstanding performance in 2024–25
Bajaj Finserv — Top Partner (2024–25)

For outstanding performance in FY 2024–25. Highlighted for low sourcing TAT, portfolio stability and robust post-disbursal support.

InCred Finance — FY23–24 pillar of strength
InCred Finance — Pillar of Strength

FY 2023–24. Felicitated for reliable volumes, clean documentation audits and strong collaboration across underwriting and operations.

Bajaj Finserv — Top performer in Nov 2022
Bajaj Finserv Top Performer (Nov 2022)

Acknowledged for month-leading throughput, accurate profile selection and strong customer satisfaction during festive surge.

Upwards Valued Partner — By Upward Capital
Upwards — Valued Partner

Conferred by Upwards Capital for responsible distribution, transparent communication and dependable after-sales assistance across digital journeys.

IDFC First Bank — Top Contribution in 2023–24
IDFC First Bank — Top Contribution

FY 2023–24. Recognized for scalable sourcing, digital-first workflows and portfolio resilience across salaried and emerging segments.

InCred Finance — Partnership, support and commitment
InCred Finance — Partnership Excellence

Awarded for partnership, support and commitment. Cited for training enablement, SLA discipline and proactive issue resolution.