Financial Blogs

Personal Loan vs Credit Card vs BNPL
Personal Loan vs Credit Card vs BNPL

Compare personal loans, credit cards, and BNPL: interest rates, eligibility, and pros/cons for emerg...

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Loan Rejected? Here’s What Banks Won’t Tell You
Loan Rejected? Here’s What Banks Won’t Tell You

Wondering why your loan was rejected? Discover the hidden reasons banks don’t reveal and learn pract...

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Is Fincrif Right for Your Financial Needs in February?
Is Fincrif Right for Your Financial Needs in February?

Wondering if Fincrif is right for your financial needs this February? From Valentine’s Week expenses...

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No Credit History? How to Get a Loan Without a CIBIL Score in India
No Credit History? How to Get a Loan Without a CIBIL Score in India

No credit history or CIBIL score? Don’t worry. Learn how first-time borrowers in India can qualify f...

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Is Your TDS Still Pending? Here’s How to Check Your TDS Return for Last Year (Step-by-Step)
Is Your TDS Still Pending? Here’s How to Check Your TDS Return for Last Year (Step-by-Step)

TDS refund not received yet? Check why your TDS is pending and how to track last year’s TDS return s...

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Budget 2026 Highlights for NBFCs, Banks & Digital Lenders
Budget 2026 Highlights for NBFCs, Banks & Digital Lenders

Explore key Union Budget 2026 highlights for NBFCs, banks, and digital lenders. Understand how infra...

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How Fincrif Personal Loan Helps Manage Year-Start Financial Goals
How Fincrif Personal Loan Helps Manage Year-Start Financial Goals

Get expert guidance to apply for a personal loan from banks. FinCrif checks all key aspects to help...

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Personal Loan EMI Planning: How Much Should You Borrow?
Personal Loan EMI Planning: How Much Should You Borrow?

Thinking of taking a personal loan? Learn how to plan your EMI, decide the right loan amount, and ap...

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Financial Resolutions for 2026: Smart Borrowing Tips to Start the Year Right
Financial Resolutions for 2026: Smart Borrowing Tips to Start the Year Right

Planning your finances for 2026? Learn smart borrowing tips, how to get instant personal loans, and...

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Compare the best Personal loan offers

idfc-first-bank
IDFC First Bank
Interest Rate Range
Starting at 9.99 % onwards
Processing Fee
1%
Max Loan Amount
₹ 1 cr
Tenure Range
6 months to 5 years
incred
Incred
Interest Rate Range
Starting at 13.99 % onwards
Processing Fee
0-1%
Max Loan Amount
₹ 15 Lakhs
Tenure Range
1 to 5 years
bajaj-finserv
Bajaj Finserv
Interest Rate Range
Starting from 10.25% onwards
Processing Fee
0.5-3.93%
Max Loan Amount
upto 55 lakhs
Tenure Range
Upto 8 Years
axis-bank
Axis Bank
Interest Rate Range
Starting at 10.49% onwards
Processing Fee
0-1%
Max Loan Amount
₹ 15 Lacs
Tenure Range
1 to 5 years
tata-fly
TATA FLY
Interest Rate Range
Starting at 18% onwards
Processing Fee
1- 3%
Max Loan Amount
₹25,00,000
Tenure Range
1 to 6 years
tata-capital
Tata Capital
Interest Rate Range
Starting at 10.99 % onwards
Processing Fee
0-1%
Max Loan Amount
₹ 35 lakhs
Tenure Range
upto 6 Years
bajaj-growth-location
Bajaj Growth Location
Interest Rate Range
NA
Processing Fee
NA
Max Loan Amount
NA
Tenure Range
NA
hdfc-bank
HDFC Bank
Interest Rate Range
Starting at 10.75% onwards
Processing Fee
2.50%
Max Loan Amount
₹ 40 Lakhs
Tenure Range
1 to 5 years
fibe
Fibe
Interest Rate Range
Starting at 18% onwards
Processing Fee
2%
Max Loan Amount
5 Lakhs
Tenure Range
6 to 36 months
smfg-india-credit
SMFG India Credit
Interest Rate Range
Starting at 13% onwards
Processing Fee
Up to 5%
Max Loan Amount
Up to INR 30 Lakh*
Tenure Range
1 to 5 years
bajaj-sol
Bajaj SOL
Interest Rate Range
Starting at 13% onwards
Processing Fee
0-4%
Max Loan Amount
upto 25 Lakhs
Tenure Range
1-5 years
Poonawalla-Fincorp
Poonawalla Fincorp
Interest Rate Range
Starting at 10.25% onwards
Processing Fee
3%
Max Loan Amount
50 Lakhs
Tenure Range
1-7 years
bajaj-prime-location
Bajaj Prime Location
Interest Rate Range
NA
Processing Fee
NA
Max Loan Amount
NA
Tenure Range
NA
axis-finance
Axis Finance
Interest Rate Range
Starting at 10% onwards
Processing Fee
0-3%
Max Loan Amount
₹ 50 Lakhs
Tenure Range
1 to 7 years
bandhan-bank
Bandhan Bank
Interest Rate Range
Starting at 9.99 % onwards
Processing Fee
3%
Max Loan Amount
₹ 35 Lakhs
Tenure Range
1 to 5 years
finnable
Finnable
Interest Rate Range
Starting at 12% onwards
Processing Fee
0-1%
Max Loan Amount
₹ 10 Lacs
Tenure Range
1-5 years
faircent
FairCent
Interest Rate Range
Starting at 9.99 % onwards
Processing Fee
0-3%
Max Loan Amount
₹ 10 lakhs
Tenure Range
6 months to 3 years
upwards
Upwards
Interest Rate Range
Starting at 18% onwards
Processing Fee
0-2%
Max Loan Amount
₹ 5 Lakhs
Tenure Range
1 to 5 years
moneyview
Moneyview
Interest Rate Range
Starting at 14% onwards
Processing Fee
2%
Max Loan Amount
₹ 10 Lakhs
Tenure Range
1 to 5 years
iifl
IIFL
Interest Rate Range
Starting at 12.75% onwards
Processing Fee
0-3%
Max Loan Amount
₹ 1 lacs to 25 lacs
Tenure Range
1 to 5 years
indusind-bank
IndusInd Bank
Interest Rate Range
Starting at 10.49% onwards
Processing Fee
0-2%
Max Loan Amount
50 Lakhs
Tenure Range
1 to 4 years
kotak-bank
Kotak Bank
Interest Rate Range
Starting at 10.99 % onwards
Processing Fee
0-2%
Max Loan Amount
₹ 30 Lakhs
Tenure Range
1 to 5 years
icici-bank
ICICI Bank
Interest Rate Range
Starting at 10.25% onwards
Processing Fee
0-1%
Max Loan Amount
₹ 50 Lakhs
Tenure Range
1 to 6 years
hdb-financial
HDB Financial
Interest Rate Range
Starting at 10% onwards
Processing Fee
0-3%
Max Loan Amount
upto ₹ 20 lakhs
Tenure Range
1 to 5 years
karur-vysya-bank
Karur Vysya Bank
Interest Rate Range
Starting at 11.15% onwards
Processing Fee
0.50%
Max Loan Amount
upto ₹ 75 lacs
Tenure Range
1 to 6 years
union-bank-of-india
Union Bank of India
Interest Rate Range
Starting at 11.35% onwards
Processing Fee
1.0%
Max Loan Amount
upto 15 lakhs
Tenure Range
1 to 5 years
canara-bank
Canara Bank
Interest Rate Range
Starting at 10.95% onwards
Processing Fee
0.50%
Max Loan Amount
Upto 30 Lakhs
Tenure Range
1 to 7 years
federal-bank
Federal Bank
Interest Rate Range
Starting at 11.49 % onwards
Processing Fee
2.50%
Max Loan Amount
₹ 50 lakhs
Tenure Range
1 to 5 years
muthoot-finance
muthoot finance
Interest Rate Range
10.25%
Processing Fee
0-3%
Max Loan Amount
25 Lkahs
Tenure Range
1 to 6 year
yes-bank
Yes Bank
Interest Rate Range
Starting at 10.99% onwards
Processing Fee
2%
Max Loan Amount
₹ 40 lakhs
Tenure Range
1 to 5 years
aditya-birla-capital
Aditya Birla Capital
Interest Rate Range
Starting at 10.99 % onwards
Processing Fee
2%
Max Loan Amount
₹ 50 Lakhs
Tenure Range
0 to 7 years