Financial Blogs

NPCI’s New UPI Gift Card Rules: What India’s Fintech Ecosystem Must Prepare For Before May 31
NPCI’s New UPI Gift Card Rules: What India’s Fintech Ecosystem Must Prepare For Before May 31

NPCI introduces new MCC 7016 for UPI gift card transactions, separating them from wallet top-ups. Kn...

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ITR-4 Filing Rules Changed: Taxpayers Must Report Bank Balances from AY 2026-27
ITR-4 Filing Rules Changed: Taxpayers Must Report Bank Balances from AY 2026-27

CBDT has made bank balance disclosure mandatory in ITR-4 for AY 2026-27 under revised Income Tax Ret...

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Personal loan for summer travel: smart way to fund your vacation in 2026
Personal loan for summer travel: smart way to fund your vacation in 2026

Planning a May–June vacation? Get a personal loan for summer travel with low interest rates, flexibl...

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Best debt consolidation loans in india
Best debt consolidation loans in india

Looking for the best debt consolidation loans in India? Compare top banks, interest rates, eligibili...

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New Financial Year, New Money Goals: 5 Smart Steps to Start FY 2026–27 Right
New Financial Year, New Money Goals: 5 Smart Steps to Start FY 2026–27 Right

Start FY 2026–27 with smart financial planning. Discover 5 practical money goals—from budgeting to s...

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ITR Filing AY 2026–27 Begins: Forms Released, Deadline, Rules & Complete Guide
ITR Filing AY 2026–27 Begins: Forms Released, Deadline, Rules & Complete Guide

ITR filing for AY 2026–27 has started. Check latest updates, ITR forms, deadline (31 July 2026), rul...

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Top Reasons Why People Fall Into Debt Traps
Top Reasons Why People Fall Into Debt Traps

Learn the top reasons why people fall into debt traps and discover effective strategies to avoid fin...

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How to Plan Your Finances by Consolidating Multiple EMIs into One EMI April 2026
How to Plan Your Finances by Consolidating Multiple EMIs into One EMI April 2026

Merge multiple EMIs into one EMI in April 2026 with FinCrif. Reduce monthly burden, lower interest,...

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How FinCrif Is Shaping the Lending Ecosystem by Converting Multiple EMIs into One Smart EMI
How FinCrif Is Shaping the Lending Ecosystem by Converting Multiple EMIs into One Smart EMI

Struggling with multiple EMIs? Discover how FinCrif is transforming India’s lending ecosystem by sim...

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Compare the best Personal loan offers

IDFC First Bank
IDFC First Bank
Interest Rate Range
Starting at 9.99 % onwards
Processing Fee
1%
Max Loan Amount
₹ 1 cr
Tenure Range
6 months to 5 years
Incred
Incred
Interest Rate Range
Starting at 13.99 % onwards
Processing Fee
0-1%
Max Loan Amount
₹ 15 Lakhs
Tenure Range
1 to 5 years
Bajaj Finserv
Bajaj Finserv
Interest Rate Range
Starting from 10.25% onwards
Processing Fee
0.5-3.93%
Max Loan Amount
upto 55 lakhs
Tenure Range
Upto 8 Years
Axis Bank
Axis Bank
Interest Rate Range
Starting at 10.49% onwards
Processing Fee
0-1%
Max Loan Amount
₹ 15 Lacs
Tenure Range
1 to 5 years
TATA FLY
TATA FLY
Interest Rate Range
Starting at 18% onwards
Processing Fee
1- 3%
Max Loan Amount
₹25 Lakhs
Tenure Range
1 to 6 years
Tata Capital
Tata Capital
Interest Rate Range
Starting at 10.99 % onwards
Processing Fee
0-1%
Max Loan Amount
₹ 35 lakhs
Tenure Range
upto 6 Years
Bajaj Growth Location
Bajaj Growth Location
Interest Rate Range
NA
Processing Fee
NA
Max Loan Amount
NA
Tenure Range
NA
HDFC Bank
HDFC Bank
Interest Rate Range
Starting at 10.75% onwards
Processing Fee
2.50%
Max Loan Amount
₹ 40 Lakhs
Tenure Range
1 to 5 years
Fibe
Fibe
Interest Rate Range
Starting at 18% onwards
Processing Fee
2%
Max Loan Amount
5 Lakhs
Tenure Range
6 to 36 months
SMFG India Credit
SMFG India Credit
Interest Rate Range
Starting at 13% onwards
Processing Fee
Up to 5%
Max Loan Amount
Up to INR 30 Lakh*
Tenure Range
1 to 5 years
Bajaj SOL
Bajaj SOL
Interest Rate Range
Starting at 13% onwards
Processing Fee
0-4%
Max Loan Amount
upto 25 Lakhs
Tenure Range
1-5 years
Poonawalla Fincorp
Poonawalla Fincorp
Interest Rate Range
Starting at 10.25% onwards
Processing Fee
3%
Max Loan Amount
50 Lakhs
Tenure Range
1-7 years
Bajaj Prime Location
Bajaj Prime Location
Interest Rate Range
NA
Processing Fee
NA
Max Loan Amount
NA
Tenure Range
NA
Axis Finance
Axis Finance
Interest Rate Range
Starting at 10% onwards
Processing Fee
0-3%
Max Loan Amount
₹ 50 Lakhs
Tenure Range
1 to 7 years
Bandhan Bank
Bandhan Bank
Interest Rate Range
Starting at 9.99 % onwards
Processing Fee
3%
Max Loan Amount
₹ 35 Lakhs
Tenure Range
1 to 5 years
Finnable
Finnable
Interest Rate Range
Starting at 12% onwards
Processing Fee
0-1%
Max Loan Amount
₹ 10 Lacs
Tenure Range
1-5 years
FairCent
FairCent
Interest Rate Range
Starting at 9.99 % onwards
Processing Fee
0-3%
Max Loan Amount
₹ 10 lakhs
Tenure Range
6 months to 3 years
Upwards
Upwards
Interest Rate Range
Starting at 18% onwards
Processing Fee
0-2%
Max Loan Amount
₹ 5 Lakhs
Tenure Range
1 to 5 years
Moneyview
Moneyview
Interest Rate Range
Starting at 14% onwards
Processing Fee
2%
Max Loan Amount
₹ 10 Lakhs
Tenure Range
1 to 5 years
IIFL
IIFL
Interest Rate Range
Starting at 12.75% onwards
Processing Fee
0-3%
Max Loan Amount
₹ 1 lacs to 25 lacs
Tenure Range
1 to 5 years
IndusInd Bank
IndusInd Bank
Interest Rate Range
Starting at 10.49% onwards
Processing Fee
0-2%
Max Loan Amount
50 Lakhs
Tenure Range
1 to 4 years
Kotak Bank
Kotak Bank
Interest Rate Range
Starting at 10.99 % onwards
Processing Fee
0-2%
Max Loan Amount
₹ 30 Lakhs
Tenure Range
1 to 5 years
ICICI Bank
ICICI Bank
Interest Rate Range
Starting at 10.25% onwards
Processing Fee
0-1%
Max Loan Amount
₹ 50 Lakhs
Tenure Range
1 to 6 years
HDB Financial
HDB Financial
Interest Rate Range
Starting at 10% onwards
Processing Fee
0-3%
Max Loan Amount
upto ₹ 20 lakhs
Tenure Range
1 to 5 years
Karur Vysya Bank
Karur Vysya Bank
Interest Rate Range
Starting at 11.15% onwards
Processing Fee
0.50%
Max Loan Amount
upto ₹ 75 lacs
Tenure Range
1 to 6 years
Union Bank of India
Union Bank of India
Interest Rate Range
Starting at 11.35% onwards
Processing Fee
1.0%
Max Loan Amount
upto 15 lakhs
Tenure Range
1 to 5 years
Canara Bank
Canara Bank
Interest Rate Range
Starting at 10.95% onwards
Processing Fee
0.50%
Max Loan Amount
Upto 30 Lakhs
Tenure Range
1 to 7 years
Federal Bank
Federal Bank
Interest Rate Range
Starting at 11.49 % onwards
Processing Fee
2.50%
Max Loan Amount
₹ 50 lakhs
Tenure Range
1 to 5 years
muthoot finance
muthoot finance
Interest Rate Range
10.25%
Processing Fee
0-3%
Max Loan Amount
₹ 25 Lakhs
Tenure Range
1 to 6 year
Yes Bank
Yes Bank
Interest Rate Range
Starting at 10.99% onwards
Processing Fee
2%
Max Loan Amount
₹ 40 lakhs
Tenure Range
1 to 5 years
Aditya Birla Capital
Aditya Birla Capital
Interest Rate Range
Starting at 10.99 % onwards
Processing Fee
2%
Max Loan Amount
₹ 50 Lakhs
Tenure Range
0 to 7 years