Instant Personal Loan Disbursal In 3Hrs

An Online Personal Loan is a versatile, unsecured loan designed to cater to various financial needs, such as debt consolidation, home renovations, or unforeseen expenses. Unlike other specific loans like auto or home loans, an Online Personal Loan can be used for any purpose. Salaried individuals can easily apply for an instant Online Personal Loan and get approval quickly.

  • Minimal documentation
  • Starting ROI 10.25%* Onwards
  • Flexible tenure up to 5 years
  • Max Loan Amount 40L - 1 Cr
Customers Rating
❤️ Trusted by 12,00,000+ Happy Customers
1+ Million

Happy Customers

Rs. 250+ crore

Monthly Personal Loans Disbursal

Wide Range of 60+

Partner Banks & NBFCs

Support team 700+

Team Size of Experts

Eligibility Criteria for Online Personal Loan

Here are the eligibility criteria for an Online Personal Loan for both self-employed and salaried individuals.

Eligibility Criteria Salaried Self-Employed
Age 21 to 60 years 22 to 55 years
Net Monthly Income Rs.15,000 monthly Rs.25,000 monthly
CIBIL Score 750 and Above 750 and Above
Minimum Loan Amount Rs.50,000 Rs.50,000
Maximum Loan Amount Rs.25 lakh Rs.1 Cr

Types of Online Personal Loan

Instant Personal Loans

Instant Personal Loans are disbursed quickly with minimal documentation, based on the applicant's credit profile. They are ideal for immediate financial needs.

Short-Term Personal Loans

Short-Term Personal Loans have brief repayment terms, typically ranging from a few days to 12 months.

Pre-Approved Personal Loans

Pre-Approved Personal Loans are offered to existing bank customers based on their credit history, income, and other factors.

Consumer Durable Loans

Consumer Durable Loans can be used to purchase items like smartphones, furniture, and appliances, with the cost divided into EMIs.

Personal Loan Balance Transfer

A Personal Loan Balance Transfer allows you to transfer your outstanding loan to another lender for better terms.

Personal Loan Top-Up

Top-Up loans provide additional funds to existing personal loan borrowers with good repayment history.

Personal Loan for Education

This loan option is available for those looking to finance education-related expenses in India or abroad.

Debt Consolidation Loan

Consolidate multiple debts into one manageable loan, reducing overall interest costs and monthly payments.

Documents Required for Online Personal Loan

Get an instant online personal loan by providing simple documents. Here is the list of documents required for applying:

Identity Proof (any one)
  • Aadhaar card
  • PAN card
  • Voter ID
  • Passport
  • Driving License
Address Proof (any one)

Any of the above identity proof documents with the permanent address.

  • Electricity bill
  • Telephone bill
  • Post-paid mobile bill
  • Water tax
  • Property tax receipt
Income Proof for Salaried Individuals
  • Salary slip
  • Bank account statements

Compare the best Personal loan offers

idfc-first-bank
IDFC First Bank
Interest Rate Range
10.49%
Processing Fee
1% - 2%
Max Loan Amount
₹ 1 cr
Tenure Range
6 month to 5 year
Apply
bajaj-finserv
Bajaj Finserv
Interest Rate Range
11%
Processing Fee
3.93%
Max Loan Amount
₹ 35 lacs
Tenure Range
1 to 7 years
Apply
axis-bank
Axis Bank
Interest Rate Range
10.49%
Processing Fee
1.5% - 2%
Max Loan Amount
₹ 15 Lacs
Tenure Range
1 to 5 years
Apply
tata-capital
Tata Capital
Interest Rate Range
10.99%
Processing Fee
5.5%
Max Loan Amount
₹ 35 lacs
Tenure Range
upto 6 Years
Apply
axis-finance
Axis Finance
Interest Rate Range
13.0%
Processing Fee
2%
Max Loan Amount
₹ 15 lacs
Tenure Range
0 to 3 years
Apply
upwards
Upwards
Interest Rate Range
18%
Processing Fee
2% - 4%
Max Loan Amount
₹ 3 Lacs
Tenure Range
1 to 5 years
Apply
fullerton-india
Fullerton India
Interest Rate Range
11.99%
Processing Fee
6%
Max Loan Amount
₹ 25 lacs
Tenure Range
1 to 5 years
Apply
finnable
Finnable
Interest Rate Range
16%
Processing Fee
3% - 4%
Max Loan Amount
₹ 10 Lacs
Tenure Range
Upto 5 years
Apply
incred
Incred
Interest Rate Range
13.99%
Processing Fee
2%-4%
Max Loan Amount
₹ 15 lacs
Tenure Range
1 to 5 years
Apply
faircent
FairCent
Interest Rate Range
9.99%
Processing Fee
8%
Max Loan Amount
₹ 10 lacs
Tenure Range
6 months to 3 years
Apply
standard-chartered-bank
Standard Chartered Bank
Interest Rate Range
11.49%
Processing Fee
2.25%
Max Loan Amount
₹ 1 lacs to 50 lacs
Tenure Range
1 to 5 years
Apply
iifl
IIFL
Interest Rate Range
12.75%
Processing Fee
2% - 9%
Max Loan Amount
₹ 1 lacs to 25 lacs
Tenure Range
1 to 5 years
Apply
indusind-bank
IndusInd Bank
Interest Rate Range
10.49%
Processing Fee
3%
Max Loan Amount
₹ 3 Lacs to 75 Lacs
Tenure Range
1 to 50 years
Apply
kotak-bank
Kotak Bank
Interest Rate Range
10.99%
Processing Fee
3%
Max Loan Amount
₹ 25 Lacs
Tenure Range
1 to 5 years
Apply
icici-bank
ICICI Bank
Interest Rate Range
10.85%
Processing Fee
2%
Max Loan Amount
₹ 25 Lacs
Tenure Range
1 to 6 years
Apply
rbl-bank
RBL Bank
Interest Rate Range
18%
Processing Fee
2%
Max Loan Amount
₹ 20 lacs
Tenure Range
1 to 5 years
Apply
hdb-financial
HDB Financial
Interest Rate Range
10% - 35%
Processing Fee
3%
Max Loan Amount
upto ₹ 20 lacs
Tenure Range
1 to 5 years
Apply
idbi-bank
IDBI Bank
Interest Rate Range
11.0%
Processing Fee
1 %
Max Loan Amount
₹ 5 Lacs
Tenure Range
1 to 5 years
Apply
hdfc-bank
HDFC Bank
Interest Rate Range
10.75%
Processing Fee
2.50%
Max Loan Amount
₹ 40 Lakhs
Tenure Range
1 to 5 years
Apply
karur-vysya-bank
Karur Vysya Bank
Interest Rate Range
11.15%
Processing Fee
0.50%
Max Loan Amount
upto ₹ 75 lacs
Tenure Range
1 to 6 years
Apply
union-bank-of-india
Union Bank of India
Interest Rate Range
11.35%
Processing Fee
1.0%
Max Loan Amount
upto 15 lacs
Tenure Range
1 to 5 years
Apply
canara-bank
Canara Bank
Interest Rate Range
10.95%
Processing Fee
0.50%
Max Loan Amount
upto ₹ 10 lacs
Tenure Range
0 to 7 years
Apply
bank-of-maharashtra
Bank of Maharashtra
Interest Rate Range
10.0%
Processing Fee
1%
Max Loan Amount
upto ₹ 20 lacs
Tenure Range
0 to 7 years
Apply
federal-bank
Federal Bank
Interest Rate Range
11.49%
Processing Fee
2.50%
Max Loan Amount
₹ 50 lacs
Tenure Range
1 to 5 years
Apply
syndicate-bank
Syndicate Bank
Interest Rate Range
12%
Processing Fee
0.50%
Max Loan Amount
₹ 5 lacs
Tenure Range
1 to 5 years
Apply
bank-of-baroda
Bank of Baroda
Interest Rate Range
11.40%
Processing Fee
2%
Max Loan Amount
₹ 15 Lacs
Tenure Range
1 to 7 years
Apply
pnb
PNB
Interest Rate Range
10.95%
Processing Fee
1%
Max Loan Amount
upto 20 lacs
Tenure Range
1 to 6 years
Apply
yes-bank
Yes Bank
Interest Rate Range
10.99%
Processing Fee
2%
Max Loan Amount
₹ 40 lacs
Tenure Range
1 to 5 years
Apply
aditya-birla-capital
Aditya Birla Capital
Interest Rate Range
10.99%
Processing Fee
3%
Max Loan Amount
₹ 50 Lacs
Tenure Range
0 to 7 years
Apply
paysense
Paysense
Interest Rate Range
16.80%
Processing Fee
2.5%
Max Loan Amount
₹ 15 Lacs
Tenure Range
3 Months to 5 years
Apply
moneyview
Moneyview
Interest Rate Range
15.96%
Processing Fee
2%
Max Loan Amount
₹ 10 Lacs
Tenure Range
1 to 5 years
Apply
moneytap
MoneyTap
Interest Rate Range
13%
Processing Fee
2%
Max Loan Amount
upto ₹ 5 lacs
Tenure Range
2 months to 3 years
Apply

FAQ - Online Personal Loan Frequently Asked Questions

Yes, you can foreclose your Online Personal Loan. However, it is advisable to check with your lender for any applicable charges.

The maximum loan amount depends on the lender and your credit profile. Typically, Online Personal Loans can go up to Rs. 25 lakh for salaried individuals.

A CIBIL score of 750 or above is generally recommended for quick approval of Online Personal Loans.