Apply online for an ICICI Bank and experience quick, hassle-free approval with minimal documentation. ICICI Bank is designed to meet your financial needs, whether for home renovation, medical expenses, travel, or debt consolidation.
Happy Customers
Monthly Personal Loans Disbursal
Partner Banks & NBFCs
Team Size of Experts
ICICI Bank Personal Loan
ICICI Bank offers versatile personal loans to help customers manage their financial needs with ease. Whether it’s funding a wedding, handling a medical emergency, planning a vacation, or consolidating debts, ICICI Bank’s personal loans are designed with customer convenience in mind. With competitive interest rates, a fast approval process, and flexible repayment options, ICICI Bank personal loans stand out as a reliable financial solution.
What is an ICICI Bank Personal Loan?
ICICI Bank personal loans are unsecured loans available to salaried professionals and self-employed individuals. These loans do not require collateral and offer amounts up to ₹50 lakh. Borrowers can enjoy a hassle-free application process, with quick disbursal, flexible repayment tenures ranging from 12 to 72 months, and attractive interest rates starting as low as 10.25% p.a.
Eligibility Criteria for ICICI Bank Personal Loan
To apply for an ICICI Bank personal loan, applicants need to meet the following eligibility requirements:
Documents Required for ICICI Bank Personal Loan
The documentation process is straightforward and minimal. Here’s what you need to provide:
Features of ICICI Bank Personal Loan
Fees and Charges of ICICI Bank Personal Loan
Types of ICICI Bank Personal Loans
ICICI Bank provides a range of personal loans tailored to specific needs:
EMI Calculation of ICICI Bank Personal Loan
The EMI for an ICICI Bank personal loan is calculated based on three factors:
Example:
Use the ICICI Bank’s online EMI calculator for precise estimates.
Why Choose ICICI Bank Personal Loan?
Frequently Asked Questions (FAQs)
Q: What is the maximum loan amount I can borrow?
A: ICICI Bank offers personal loans of up to ₹50 lakh.
Q: How soon will the loan amount be disbursed?
A: The loan amount is disbursed within 24 to 48 hours of approval.
Q: Can I prepay my personal loan?
A: Yes, prepayment is allowed with applicable charges based on the repayment tenure.
Q: Do I need a guarantor to apply for an ICICI Bank personal loan?
A: No, a guarantor is not required as the loan is unsecured.
Q: How can I check my ICICI Bank personal loan eligibility?
A: Use the bank’s online eligibility calculator or visit the nearest branch for assistance.
ICICI Bank personal loans are a go-to option for individuals seeking quick and reliable financial assistance. With competitive rates, flexible tenures, and minimal documentation, ICICI ensures that customers can meet their financial goals without hassle. Whether it’s a planned expense or an emergency, ICICI Bank’s personal loan products provide the flexibility and support you need.
Happy Customers
Monthly Personal Loans Disbursal
Partner Banks & NBFCs
Team Size of Experts
Amount
Tenure
% Interest
0/month
Principal
Interest
Total Payable