Apply Online for Syndicate Bank Personal Loan
Apply online for an Syndicate Bank and experience quick, hassle-free approval with minimal documentation. Syndicate Bank is designed to meet your financial needs, whether for home renovation, medical expenses, travel, or debt consolidation.
- Interest Rate 12% onwards
- Maximum Loan ₹ 5 lacs
- Processing Fees 0.50%
- Maximum Loan Tenure 1 to 5 years
1+ Million
Happy Customers
Rs. 250+ crore
Monthly Personal Loans Disbursal
Wide Range of 60+
Partner Banks & NBFCs
Support team 500+
Team Size of Experts
Eligibility Criteria for Syndicate Bank Personal Loan
Depending on the type of loan you choose, there are different Syndicate Bank Personal Loan eligibility criteria. The following are the typical requirements for unsecured loans:
You ought to live in India.
Age requirement: at least 21.
Your age should not exceed 70.
Minimum Monthly Income: ₹ 15,000
Documents Required for Syndicate Bank Personal Loan
Here are the list of documents required for personal loan in Syndicate Bank:
Form for a personal loan that has been properly completed and signed
Photographs
Identification documents include a passport, voter ID card, driver's licence, PAN card, Aadhar card, and an ID from a government agency.
A recent pay stub that includes all deductions or, in the case of salaried workers, a Form 16 and a recent salary certificate, as proof of income
For those who are not salaried, income proof consists of the last two years' worth of tax returns.
The most recent credit card statement, the most recent phone bill, the most recent electricity bill, and the most recent bank account statement serve as proof of address. home lease currently in effect
Bank Passbook or Statement with the Last Six Months' Entries
Syndicate Bank Personal Loan Fees and Charges
| Finance Charges | 2% p.m. if the minimum amount due is paid within the due date. 2.5% p.m. if not paid on time. |
| Charges for Cash Withdrawal at Syndicate Bank ATMs | 2% of the transaction amount, with a minimum of ₹50. |
| Charges for Cash Withdrawal at Domestic ATMs (other than Syndicate Bank ATMs) | 2.5% of the transaction amount, with a minimum of ₹100. |
| Charges for Cash Withdrawal Overseas | 2.5% of the transaction amount, with a minimum of ₹ 200. |
| Foreign Currency Mark-up Fee | 3% of the transaction amount. |
| Charges for Balance Enquiry at Domestic ATMs | ₹ 15. |
| Charges for Balance Enquiry at Overseas ATMs | ₹ 30. |
| Cheque Bounce Charges | ₹ 200 per occasion. |
| Charge Slip Retrieval | ₹ 150 for each charge slip. |
| Limit Enhancement Charges | ₹ 200 per request. |
| Charges for Usage Over Credit Limit | ₹ 100 per instance. |
Your income level and/or any pledged collateral will determine if you are eligible for the Synd Saral personal loan from Syndicate Bank. A personal loan from Syndicate Bank might cost up to ₹ 5 lacs (unsecured) and ₹ 20 lacs (secured). The maximum repayment duration for the personal loan is 60 months. On personal loans from Syndicate Bank, a service fee equal to 0.5% of the loan balance will be charged.
Feature and Benefits of Syndicate Bank Personal Loan
The principal characteristics of Syndicate Bank Loan online personal loan are as follows:
Loan amount: The unsecured Syndicate Bank personal loan, which has a maximum loan amount of up to ₹ 20 lacs, can be used to address a variety of financial difficulties.
Flexible payback: Terms are guaranteed by the loan's up to 60-month lifespan, which is open to both paid professionals and independent contractors.
Online application: If approved, you can quickly receive your Syndicate Bank personal loan after submitting your application online.
Frequently Asked Questions (FAQ)
Can I get a personal loan from Syndicate Bank for how much?
Can I submit an offline application for a Syndicate Bank Personal Loan?
What happens if my application for a personal loan from Syndicate Bank is denied?
Minimum documentation:
Ans: With Syndicate Bank, you can get a loan for up to ₹ 20 lacs. However, factors such as your age, credit score, employment, capacity for payback, etc., affect the qualifying loan amount.
Ans: By going to the bank's nearest branch, you can submit an application for a personal loan from Syndicate Bank.
Ans: You might get in touch with the bank's customer service division and inquire about the possibility of reapplying.
Ans: Your personal loan application could be processed with just a few simple documents.
1+ Million
Happy Customers
Rs. 250+ crore
Monthly Personal Loans Disbursal
Wide Range of 60+
Partner Banks & NBFCs
Support team 500+
Team Size of Experts
Syndicate Bank Personal Loan EMI Calculator
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