Syndicate Bank Personal Loan

With affordable interest rates and adjustable repayment terms, Syndicate Bank offers personal loans. There is little to no paperwork required in order to obtain a loan. Syndicate Bank with interest rates starting at 7.50%. A maximum loan of Rs 1lacs to 5 lacs with a maximum 1 to 5 year repayment period is available to you.

The personal loans offered by Syndicate Bankhave low interest rates and flexible payback schedules. A loan can be obtained with little to no paperwork. Interest rates on personal loans from Syndicate Bank start at 10.49%, making them a great option for any of your urgent financial requirements. You may be eligible for a loan with a maximum amount of Rs 20,000 to Rs 1 crore and a maximum payback term of 6 months to 5 years.

Interest Rate 7.50%
Maximum Loan Rs 1lacs to 5 lacs
Processing Fees 0.50%
Maximum Loan Tenure 1 to 5 year

Loan Disbursal in 3 hrs*
100% Online Process

A Four-Step Guide to Efficient Financing

Complete Your Basic Details
Check Your Soft Eligibilty
Complete Your Details
Get Disbursal in account

Syndicate Bank Personal Loan EMI Calculator



% Interest



Total Payable

Documents Required for Syndicate Bank Personal Loan 

Here are the list of documents required for personal loan in Syndicate Bank: 

  • Form for a personal loan that has been properly completed and signed

  • Photographs

  • Identification documents include a passport, voter ID card, driver's licence, PAN card, Aadhar card, and an ID from a government agency.

  • A recent pay stub that includes all deductions or, in the case of salaried workers, a Form 16 and a recent salary certificate, as proof of income

  • For those who are not salaried, income proof consists of the last two years' worth of tax returns.

  • The most recent credit card statement, the most recent phone bill, the most recent electricity bill, and the most recent bank account statement serve as proof of address. home lease currently in effect

  • Bank Passbook or Statement with the Last Six Months' Entries

Your income level and/or any pledged collateral will determine if you are eligible for the Synd Saral personal loan from Syndicate Bank Loan . A personal loan from Syndicate Bank might cost up to Rs. 5 lakh (unsecured) and Rs. 20 lakh (secured) in total. The maximum repayment duration for the personal loan is 60 months. On personal loans from Syndicate Bank Loan , a service fee equal to 0.5% of the loan balance will be charged.

Feature and Benefits of Syndicate Bank Personal Loan 

The principal characteristics of Syndicate Bank Loan online personal loan are as follows:

Loan amount: The unsecured Syndicate Bank personal loan, which has a maximum loan amount of up to Rs. 20 lakh, can be used to address a variety of financial difficulties.

Flexible payback:  Terms are guaranteed by the loan's up to 60-month lifespan, which is open to both paid professionals and independent contractors.

Online application: If approved, you can quickly receive your Syndicate Bank personal loan after submitting your application online.

Process of applying Syndicate Bank Personal Loan 

Here are the following steps that you should have to follow for how to get personal loan in syndicate bank :   

  • First, go to the Syndicate bank website.

  • Log in, then select the personal loan option. From the dropdown list, choose the personal loan for which you want to apply, then click submit.

  • Complete every field of information needed to apply for a personal loan.

  • When the application has been fully filled out and the process has begun, a representative will guide the applicant through each step of the process, from documents to loan approval.

  • The loan will be credited to your account once it has been approved.

FinCrif Frequently Asked Questions ( FAQ ) 

  1. Can I get a personal loan from Syndicate Bank for how much?

ANS. With Syndicate Bank, you can get a loan for up to Rs. 20 lakh. However, factors such as your age, credit score, employment, capacity for payback, etc., affect the qualifying loan amount.

  1.  Can I submit an offline application for a Syndicate Bank Personal Loan?

ANS. By going to the bank's closest branch, you can submit an application for a personal loan from Syndicate Bank.

  1. What happens if my application for a personal loan from Syndicate Bank is denied?

ANS. You might get in touch with the bank's customer service division and inquire about the potential of reapplying.

 Minimum of documentation:  Your personal loan application could be processed with just a few simple papers.

Eligibility Criteria for Syndicate Bank Personal Loan 

Depending on the type of loan you choose, there are different Syndicate Bank Personal Loan eligibility criteria. The following are the typical requirements for unsecured loans:

  • You ought to live in India.

  • Age requirement: at least 21.

  • Your age should not exceed 70.

  • Minimum Monthly Income: Rs.15,000 

Fees and Charges of Syndicate Bank Personal Loan 

Name of the Charge


Finance Charges

2% p.m. if the minimum amount due is paid within the due date.

2.5% p.m. if the minimum amount due is not paid within the due date.

Charges for cash withdrawal at Syndicate Bank ATMs

2% of the transaction amount with a minimum of 50/-

Charges for cash withdrawal at domestic ATMs other than Syndicate Bank ATM

2.5% of the transaction amount with a minimum of 100/-

For Cash withdrawal Overseas

2.5% of the transaction amount with a minimum of 200/-

Foreign Currency mark-up fee

3% of the transaction amount.

Charges for a balance enquiry at domestic ATMs

RS. 15/-

Charges for a balance enquiry at overseas ATMs


Cheque bounce charges

200/- per occasion

Charge slip retrieval

RS. 150 for each charge slip

Limit enhancement charges

200 per request

Charges for the usage of the card over the credit limit

100/- per instance

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