Trusted Nationalized Bank · Quick Processing

Punjab National Bank Personal Loan

Reliable PSU Financing with Concessions for Defence & Govt Staff

Starting ROI

11.25% p.a.

Max Tenure

72 Months

Loan Amount

Up to ₹20 Lakh

Processing Fee

Up to 1% + GST

100% Digital Process Flexible Prepayment Instant Sanction

Check Loan Eligibility

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Get custom quotes without impacting your CIBIL score.

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Bank-Grade Security
⏱️ 3 Mins
Fast Disbursal

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Zero Foreclosure Fee

Save thousands on early loan closures

Swift 24h Disbursal

Direct deposit into your bank account

100% Paperless KYC

Secure Aadhaar & PAN verification

Smart Loan Planning

Punjab National Bank Personal Loan EMI Calculator

Plan your monthly installments based on Punjab National Bank’s starting interest rate of 11.25% p.a..

Loan Amount₹5,00,000
₹50,000Up to ₹20 Lakh
Interest Rate (% p.a.)11.25%
11.25% (Min)24.0%
Tenure3 Years (36 Months)
1 Year6 Years
Monthly EMI

₹16,429

Principal: 85%Interest: 15%
Principal Amount:₹5,00,000
Total Interest Payable:₹91,444
Total Amount Payable:₹5,91,444

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Got Questions?

Frequently Asked Questions

Everything you need to know about Punjab National Bank personal loan rates, eligibility, and processing.

PNB personal loan rates start at 11.25% p.a. for salaried account holders.