Apply online for an PNB and experience quick, hassle-free approval with minimal documentation. PNB is designed to meet your financial needs, whether for home renovation, medical expenses, travel, or debt consolidation.
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The general public, both salaried and self-employed, can apply for a PNB instant personal loan:
The following documents are required to apply for the PNB insta loan:
Interest Rate | 10.95% p.a. to 17.95% p.a. |
Loan Tenure | 12 months to 60 months |
Loan Amount | ₹ 50,000 to ₹ 15 Lacs |
Processing Fee | 1.8% of the loan amount + taxes |
Part Prepayment Charges | No charges |
Preclosure Charges | No charges |
The PNB instant loan offers up to ₹ 20 lacs with interest rates starting at 10.95% p.a. for a maximum term of 7 years. For senior citizens, PNB provides personal loans with a tenure of up to 5 years at an interest rate of 11.75% p.a. Additionally, the bank offers an overdraft facility for salaried applicants, with adjustments to be made within the remaining service tenure or up to 6 years.
Ans: Yes, you can prepay the PNB personal loan without any charges. The bank also allows partial prepayment.
Ans: No collateral security is required. However, applicants must provide a third-party guarantee.
Ans: The borrower's repayment capacity primarily determines the maximum loan amount.
Happy Customers
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Team Size of Experts
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