Apply Online for Fullerton India Personal Loan

Eligibility Criteria for Fullerton Personal Loan

Here are the eligibility criteria for Fullerton India Personal Loan:

• There is a 21-year-old age requirement when applying for a personal loan.
• Sixty years is the maximum age allowed for applicants.
• The minimum net monthly income for candidates residing in Mumbai and Delhi is ₹ 20,000, while for all other applicants it is ₹15,000.
• A solid credit rating is necessary to be eligible for the loan.
• Applicants should be running a successful and stable business.

Fees and Charges of Fullerton Personal Loan

Feature and Benefits of Fullerton India Personal Loan

Fullerton India Personal Loan interest rates are low, with minimal paperwork requirements, and speedy approval are just a few of the advantages and features. Here are some of the key characteristics that make Fullerton India Personal Loan the best choice:

• Loan Disbursement Rates: Fullerton India offers one of the fastest loan disbursal rates among non-banking financial institutions. Personal loans for pre-qualified customers can be disbursed in as little as one working day, while new customers may need to wait at least four working days.
• Low Interest Rates: Fullerton India offers affordable interest rates, recognizing the importance of maintaining low rates for its customers, many of whom are from smaller and semi-urban regions.
• Online Loan Application Service: Users can apply for Fullerton India personal loans online, removing the need to visit a branch, which speeds up the process and offers more convenience for borrowers.

Frequently Asked Questions (FAQ)

1. Is a personal loan from Fullerton India available to me?

Ans. All Indian citizens aged 21 to 60 who meet the minimum eligibility criteria can apply for a Fullerton India personal loan. Salaried individuals need to have a minimum monthly income of ₹ 15,000, and self-employed individuals or professionals must earn at least ₹ 20,000 per month.

2. What is the largest loan that a person can obtain from Fullerton India?

Ans. Fullerton India offers personal loans up to ₹ 25 lakh for salaried individuals. Loan tenures range from 12 to 60 months.

3. How can I make a personal loan repayment to Fullerton India?

Ans. Personal loans from Fullerton India can be repaid in equal monthly installments with a monthly decreasing interest rate. Borrowers can use online fund transfers or cheque deposits to make EMI payments to Fullerton India.

4. Dedicated Customer Support:

Ans. Fullerton India provides round-the-clock customer support through their helpline, enabling customers to receive assistance through phone or email anytime.