Major PSU Partner · Nil Foreclosure Fee

Bank of Baroda Personal Loan

Leading Public Sector Bank with Zero Foreclosure Charges & Long Tenures

Starting ROI

10.80% p.a.

Max Tenure

84 Months

Loan Amount

Up to ₹20 Lakh

Processing Fee

Nil to 1% (Max ₹10,000)

100% Digital Process Flexible Prepayment Instant Sanction

Check Loan Eligibility

INSTANT

Get custom quotes without impacting your CIBIL score.

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🔒 100% Safe
Bank-Grade Security
⏱️ 3 Mins
Fast Disbursal

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Zero Foreclosure Fee

Save thousands on early loan closures

Swift 24h Disbursal

Direct deposit into your bank account

100% Paperless KYC

Secure Aadhaar & PAN verification

Smart Loan Planning

Bank of Baroda Personal Loan EMI Calculator

Plan your monthly installments based on Bank of Baroda’s starting interest rate of 10.80% p.a..

Loan Amount₹5,00,000
₹50,000Up to ₹20 Lakh
Interest Rate (% p.a.)10.8%
10.8% (Min)24.0%
Tenure3 Years (36 Months)
1 Year7 Years
Monthly EMI

₹16,322

Principal: 85%Interest: 15%
Principal Amount:₹5,00,000
Total Interest Payable:₹87,592
Total Amount Payable:₹5,87,592

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Got Questions?

Frequently Asked Questions

Everything you need to know about Bank of Baroda personal loan rates, eligibility, and processing.

Bank of Baroda personal loan rates start from 10.80% p.a. for salary account holders and defense personnel.