How to Check Post Office Account Balance Online in India: A Complete Guide
Checking your Post Office account balance online is now quick, secure, and hassle-free. With digital banking services from the India Post, customers can monitor their Post Office Savings Account, Recurring Deposit (RD), Time Deposit (TD), PPF, and other schemes anytime without visiting a branch.
🏦 What Is a Post Office Account?
A Post Office account includes various savings and deposit schemes like Savings Account, RD, TD, MIS, PPF, SSY, and SCSS. All are backed by the Government of India, offering security, attractive interest rates, and accessibility.
📲 Why Check Your Post Office Balance Online?
- Save time with instant account access
- Avoid queues at branches
- Track deposits, withdrawals, and interest
- Get real-time fund updates
- Manage accounts from anywhere
✅ Prerequisites to Check Post Office Account Balance Online
- Active POSB account
- Linked mobile number
- Internet banking activation
- India Post Mobile Banking App or IPPB App
- Customer ID (on passbook)
If internet banking is not activated, visit your branch and fill the registration form.
Top Ways to Check Your Post Office Account Balance Online
1. Using Post Office Internet Banking Portal
- Visit https://ebanking.indiapost.gov.in
- Login with your User ID and password
- Go to Accounts → select Savings/PPF/RD
- View balance and mini statement
Pro Tip: You can also check transaction history, interest credits, and download account statements.
2. Using the India Post Mobile Banking App
- Download from Google Play Store or Apple App Store
- Login with User ID and password
- Select account type (Savings, PPF, RD)
- Check balance, transactions, and maturity status
3. Using the IPPB Mobile Banking App
- Install the IPPB Mobile App
- Register with mobile number, Customer ID, and OTP
- Set MPIN
- Click on My Account to view balance
Bonus: Make UPI transfers, bill payments, and recharges via the app.
4. Missed Call Banking – IPPB Only
- Dial 84240 68241 from your registered mobile
- Call disconnects automatically
- Receive SMS with account balance
5. SMS Banking (IPPB Linked Accounts)
- Send BAL to 7738062873 from registered mobile
- Get SMS with your balance
6. Using the Postinfo App
Postinfo helps locate branches, check interest rates, and access service links. While it doesn’t show your balance directly, it connects you to the right channels.
7. Via ATM Card (POSB RuPay)
- Insert card in ATM
- Enter PIN
- Select Balance Inquiry
8. Through UPI Apps (IPPB-linked Accounts)
- Open any UPI app (PhonePe, Paytm, Google Pay, BHIM)
- Add bank account → choose India Post Payments Bank
- Verify with OTP
- Use Check Balance option
🔒 Is It Safe to Check Post Office Balance Online?
Yes, India Post uses secure platforms with RBI-compliant encryption, OTP verification, MPIN/password protection, and SSL-secured websites. Avoid public Wi-Fi and never share your credentials.
Common Issues and Fixes
- Not registered for net banking: Visit branch to activate
- Invalid User ID/Password: Reset on login page
- App issues: Update or reinstall
- Balance not updating: Wait for sync
📊 Why Monitor Your Post Office Balance Regularly?
- Track interest credits
- Monitor withdrawals
- Detect fraud quickly
- Plan taxes
- Set payment reminders
📝 FAQs
- Can I check my PPF or SSY balance online? Yes, with internet/mobile banking or IPPB linkage.
- Is UPI available? Yes, for IPPB-linked accounts only.
- Can I reset password online? Yes, at https://ebanking.indiapost.gov.in
- How to register for mobile banking? Submit request form at branch.
- What if OTP is not received? Verify linked mobile at branch.
With multiple secure options to check your Post Office account balance online, you no longer need to visit a branch. From web banking to mobile apps and even UPI, India Post gives you full control over your savings at your fingertips.
