Indian Overseas Bank
PAKHOVAL ROAD Branch • IFSC: IOBA0001123
Need a Personal or Business Loan from Indian Overseas Bank?
Check loan eligibility, compare interest rates, and apply online with zero paperwork.
Branch Specifications & IFSC Data
| Bank Name | Indian Overseas Bank |
| Branch Name | PAKHOVAL ROAD |
| Complete Address | 745,SARGODHA COLONY PAKHOWAL RD,LUDHIANA |
| City / Locality | LUDHIANA |
| District | LUDHIANA |
| State | PUNJAB |
| Contact Helpline | 2406571 |
| IFSC Code | IOBA0001123 |
| MICR Code | 141020007 |
| NEFT Supported | Enabled (24x7) |
| RTGS Supported | Enabled (High Value) |
| IMPS Supported | Instant 24x7 |
| UPI Payments | Supported |
IFSC Code Breakdown for Indian Overseas Bank
The IFSC (Indian Financial System Code) for Indian Overseas Bank PAKHOVAL ROAD branch is IOBA0001123. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.
First 4 characters represent Indian Overseas Bank.
5th character is always 0 (reserved for RBI).
Last 6 digits identify PAKHOVAL ROAD branch.
Other Indian Overseas Bank Branches in Ludhiana
Explore nearby verified branches and their IFSC codes in this district.
AKALGARH GURUSAR SUDHAR
IFSC: IOBA0000187ARYA COLLEGE BRCH
IFSC: IOBA0001406BADDOWAL
IFSC: IOBA0000204BADDOWAL 17 FAD BADDOWAL CANTONMENT
IFSC: IOBA0001723BARANHARA
IFSC: IOBA0003047BROWN ROAD
IFSC: IOBA0000342CHAKOHI
IFSC: IOBA0000575CIVIL LINES
IFSC: IOBA0000446GUJJARWAL
IFSC: IOBA0000197HALWARA
IFSC: IOBA0001727IND AREA
IFSC: IOBA0000390JAGRAON
IFSC: IOBA0000389Frequently Asked Questions (Indian Overseas Bank PAKHOVAL ROAD)
Q1.What is the IFSC code for Indian Overseas Bank PAKHOVAL ROAD branch?
The IFSC code for Indian Overseas Bank PAKHOVAL ROAD branch is IOBA0001123. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.
Q2.What is the address and contact number of Indian Overseas Bank PAKHOVAL ROAD?
The complete address is: 745,SARGODHA COLONY PAKHOWAL RD,LUDHIANA, LUDHIANA, PUNJAB. You can reach the branch at 2406571.
Q3.What is the MICR code of Indian Overseas Bank PAKHOVAL ROAD?
The MICR code for Indian Overseas Bank PAKHOVAL ROAD is 141020007. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.
Q4.Does Indian Overseas Bank PAKHOVAL ROAD support 24x7 IMPS and NEFT transfers?
Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC IOBA0001123 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.
Q5.How can I transfer money using IFSC code IOBA0001123?
Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code IOBA0001123. Once validated, select IMPS, NEFT, or RTGS to execute the payment.
RBI Verification Disclaimer
Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.
Need an Instant Personal Loan?
Get instant approval from 45+ RBI-regulated lenders up to ₹25 Lakh.