Indian Overseas Bank
GUJJARWAL Branch • IFSC: IOBA0000197
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Branch Specifications & IFSC Data
| Bank Name | Indian Overseas Bank |
| Branch Name | GUJJARWAL |
| Complete Address | NEAR GURUDWARA JAI SIN MAIN BAZAAR GUJJARWAL PIN 141202 |
| City / Locality | GAJJARWAL |
| District | LUDHIANA |
| State | PUNJAB |
| Contact Helpline | 2864378 |
| IFSC Code | IOBA0000197 |
| MICR Code | 141020521 |
| NEFT Supported | Enabled (24x7) |
| RTGS Supported | Enabled (High Value) |
| IMPS Supported | Instant 24x7 |
| UPI Payments | Supported |
IFSC Code Breakdown for Indian Overseas Bank
The IFSC (Indian Financial System Code) for Indian Overseas Bank GUJJARWAL branch is IOBA0000197. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.
First 4 characters represent Indian Overseas Bank.
5th character is always 0 (reserved for RBI).
Last 6 digits identify GUJJARWAL branch.
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IFSC: IOBA0000188Frequently Asked Questions (Indian Overseas Bank GUJJARWAL)
Q1.What is the IFSC code for Indian Overseas Bank GUJJARWAL branch?
The IFSC code for Indian Overseas Bank GUJJARWAL branch is IOBA0000197. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.
Q2.What is the address and contact number of Indian Overseas Bank GUJJARWAL?
The complete address is: NEAR GURUDWARA JAI SIN MAIN BAZAAR GUJJARWAL PIN 141202, GAJJARWAL, PUNJAB. You can reach the branch at 2864378.
Q3.What is the MICR code of Indian Overseas Bank GUJJARWAL?
The MICR code for Indian Overseas Bank GUJJARWAL is 141020521. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.
Q4.Does Indian Overseas Bank GUJJARWAL support 24x7 IMPS and NEFT transfers?
Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC IOBA0000197 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.
Q5.How can I transfer money using IFSC code IOBA0000197?
Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code IOBA0000197. Once validated, select IMPS, NEFT, or RTGS to execute the payment.
RBI Verification Disclaimer
Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.
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