Indian Overseas Bank
CIVIL LINES Branch • IFSC: IOBA0000446
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Branch Specifications & IFSC Data
| Bank Name | Indian Overseas Bank |
| Branch Name | CIVIL LINES |
| Complete Address | FOUNTAIN CHOWK,CIVIL LINES,LUDHIANA |
| City / Locality | LUDHIANA |
| District | LUDHIANA |
| State | PUNJAB |
| Contact Helpline | 2449530 |
| IFSC Code | IOBA0000446 |
| MICR Code | 141020004 |
| NEFT Supported | Enabled (24x7) |
| RTGS Supported | Enabled (High Value) |
| IMPS Supported | Instant 24x7 |
| UPI Payments | Supported |
IFSC Code Breakdown for Indian Overseas Bank
The IFSC (Indian Financial System Code) for Indian Overseas Bank CIVIL LINES branch is IOBA0000446. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.
First 4 characters represent Indian Overseas Bank.
5th character is always 0 (reserved for RBI).
Last 6 digits identify CIVIL LINES branch.
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IFSC: IOBA0000342CHAKOHI
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IFSC: IOBA0000389KATANIKALAN
IFSC: IOBA0000188Frequently Asked Questions (Indian Overseas Bank CIVIL LINES)
Q1.What is the IFSC code for Indian Overseas Bank CIVIL LINES branch?
The IFSC code for Indian Overseas Bank CIVIL LINES branch is IOBA0000446. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.
Q2.What is the address and contact number of Indian Overseas Bank CIVIL LINES?
The complete address is: FOUNTAIN CHOWK,CIVIL LINES,LUDHIANA, LUDHIANA, PUNJAB. You can reach the branch at 2449530.
Q3.What is the MICR code of Indian Overseas Bank CIVIL LINES?
The MICR code for Indian Overseas Bank CIVIL LINES is 141020004. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.
Q4.Does Indian Overseas Bank CIVIL LINES support 24x7 IMPS and NEFT transfers?
Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC IOBA0000446 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.
Q5.How can I transfer money using IFSC code IOBA0000446?
Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code IOBA0000446. Once validated, select IMPS, NEFT, or RTGS to execute the payment.
RBI Verification Disclaimer
Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.
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