Indian Overseas Bank
MODEL TOWN LUDHIANA Branch • IFSC: IOBA0002441
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Branch Specifications & IFSC Data
| Bank Name | Indian Overseas Bank |
| Branch Name | MODEL TOWN LUDHIANA |
| Complete Address | SCO NO 6 BEHIND KRISHNA MANDIR MODEL TOWN EXTENSION MARKET II LUDHIANA,PINCODE 141002 |
| City / Locality | LUDHIANA |
| District | LUDHIANA |
| State | PUNJAB |
| Contact Helpline | 2450282 |
| IFSC Code | IOBA0002441 |
| MICR Code | 141020017 |
| NEFT Supported | Enabled (24x7) |
| RTGS Supported | Enabled (High Value) |
| IMPS Supported | Instant 24x7 |
| UPI Payments | Supported |
IFSC Code Breakdown for Indian Overseas Bank
The IFSC (Indian Financial System Code) for Indian Overseas Bank MODEL TOWN LUDHIANA branch is IOBA0002441. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.
First 4 characters represent Indian Overseas Bank.
5th character is always 0 (reserved for RBI).
Last 6 digits identify MODEL TOWN LUDHIANA branch.
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IFSC: IOBA0000389Frequently Asked Questions (Indian Overseas Bank MODEL TOWN LUDHIANA)
Q1.What is the IFSC code for Indian Overseas Bank MODEL TOWN LUDHIANA branch?
The IFSC code for Indian Overseas Bank MODEL TOWN LUDHIANA branch is IOBA0002441. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.
Q2.What is the address and contact number of Indian Overseas Bank MODEL TOWN LUDHIANA?
The complete address is: SCO NO 6 BEHIND KRISHNA MANDIR MODEL TOWN EXTENSION MARKET II LUDHIANA,PINCODE 141002, LUDHIANA, PUNJAB. You can reach the branch at 2450282.
Q3.What is the MICR code of Indian Overseas Bank MODEL TOWN LUDHIANA?
The MICR code for Indian Overseas Bank MODEL TOWN LUDHIANA is 141020017. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.
Q4.Does Indian Overseas Bank MODEL TOWN LUDHIANA support 24x7 IMPS and NEFT transfers?
Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC IOBA0002441 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.
Q5.How can I transfer money using IFSC code IOBA0002441?
Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code IOBA0002441. Once validated, select IMPS, NEFT, or RTGS to execute the payment.
RBI Verification Disclaimer
Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.
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