RBI Verified CodeLUDHIANA, PUNJAB

Indian Overseas Bank

LUDHIANA RAHON ROAD Branch • IFSC: IOBA0001477

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Branch Specifications & IFSC Data

Updated 2026
Bank NameIndian Overseas Bank
Branch NameLUDHIANA RAHON ROAD
Complete AddressB BY 32 BY 201 RAHONROAD,LUDHIANA PIN 143601
City / LocalityLUDHIANA
DistrictLUDHIANA
StatePUNJAB
Contact Helpline2630550
IFSC CodeIOBA0001477
MICR Code141020008
NEFT SupportedEnabled (24x7)
RTGS SupportedEnabled (High Value)
IMPS SupportedInstant 24x7
UPI PaymentsSupported

IFSC Code Breakdown for Indian Overseas Bank

The IFSC (Indian Financial System Code) for Indian Overseas Bank LUDHIANA RAHON ROAD branch is IOBA0001477. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.

Bank IdentifierIOBA

First 4 characters represent Indian Overseas Bank.

Control Character0

5th character is always 0 (reserved for RBI).

Branch Code001477

Last 6 digits identify LUDHIANA RAHON ROAD branch.

Frequently Asked Questions (Indian Overseas Bank LUDHIANA RAHON ROAD)

Q1.What is the IFSC code for Indian Overseas Bank LUDHIANA RAHON ROAD branch?

The IFSC code for Indian Overseas Bank LUDHIANA RAHON ROAD branch is IOBA0001477. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.

Q2.What is the address and contact number of Indian Overseas Bank LUDHIANA RAHON ROAD?

The complete address is: B BY 32 BY 201 RAHONROAD,LUDHIANA PIN 143601, LUDHIANA, PUNJAB. You can reach the branch at 2630550.

Q3.What is the MICR code of Indian Overseas Bank LUDHIANA RAHON ROAD?

The MICR code for Indian Overseas Bank LUDHIANA RAHON ROAD is 141020008. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.

Q4.Does Indian Overseas Bank LUDHIANA RAHON ROAD support 24x7 IMPS and NEFT transfers?

Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC IOBA0001477 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.

Q5.How can I transfer money using IFSC code IOBA0001477?

Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code IOBA0001477. Once validated, select IMPS, NEFT, or RTGS to execute the payment.

RBI Verification Disclaimer

Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.

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