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Personal Loans for Salaried Employees

Apply online with a simple, digital journey. Check your eligibility in minutes and move ahead with a clear repayment plan.

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Personal Loan

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Compare the best Personal loan offers

idfc-first-bank
IDFC First Bank
Interest Rate Range
Starting at 9.99 % onwards
Processing Fee
1%
Max Loan Amount
₹ 1 cr
Tenure Range
6 months to 5 years
incred
Incred
Interest Rate Range
Starting at 13.99 % onwards
Processing Fee
0-1%
Max Loan Amount
₹ 15 Lakhs
Tenure Range
1 to 5 years
bajaj-finserv
Bajaj Finserv
Interest Rate Range
Starting from 10.25% onwards
Processing Fee
0.5-3.93%
Max Loan Amount
upto 55 lakhs
Tenure Range
Upto 8 Years
axis-bank
Axis Bank
Interest Rate Range
Starting at 10.49% onwards
Processing Fee
0-1%
Max Loan Amount
₹ 15 Lacs
Tenure Range
1 to 5 years
tata-fly
TATA FLY
Interest Rate Range
Starting at 18% onwards
Processing Fee
1- 3%
Max Loan Amount
₹25,00,000
Tenure Range
1 to 6 years
tata-capital
Tata Capital
Interest Rate Range
Starting at 10.99 % onwards
Processing Fee
0-1%
Max Loan Amount
₹ 35 lakhs
Tenure Range
upto 6 Years
bajaj-growth-location
Bajaj Growth Location
Interest Rate Range
NA
Processing Fee
NA
Max Loan Amount
NA
Tenure Range
NA
hdfc-bank
HDFC Bank
Interest Rate Range
Starting at 10.75% onwards
Processing Fee
2.50%
Max Loan Amount
₹ 40 Lakhs
Tenure Range
1 to 5 years
fibe
Fibe
Interest Rate Range
Starting at 18% onwards
Processing Fee
2%
Max Loan Amount
5 Lakhs
Tenure Range
6 to 36 months
smfg-india-credit
SMFG India Credit
Interest Rate Range
Starting at 13% onwards
Processing Fee
Up to 5%
Max Loan Amount
Up to INR 30 Lakh*
Tenure Range
1 to 5 years
bajaj-sol
Bajaj SOL
Interest Rate Range
Starting at 13% onwards
Processing Fee
0-4%
Max Loan Amount
upto 25 Lakhs
Tenure Range
1-5 years
Poonawalla-Fincorp
Poonawalla Fincorp
Interest Rate Range
Starting at 10.25% onwards
Processing Fee
3%
Max Loan Amount
50 Lakhs
Tenure Range
1-7 years
bajaj-prime-location
Bajaj Prime Location
Interest Rate Range
NA
Processing Fee
NA
Max Loan Amount
NA
Tenure Range
NA
axis-finance
Axis Finance
Interest Rate Range
Starting at 10% onwards
Processing Fee
0-3%
Max Loan Amount
₹ 50 Lakhs
Tenure Range
1 to 7 years
bandhan-bank
Bandhan Bank
Interest Rate Range
Starting at 9.99 % onwards
Processing Fee
3%
Max Loan Amount
₹ 35 Lakhs
Tenure Range
1 to 5 years
finnable
Finnable
Interest Rate Range
Starting at 12% onwards
Processing Fee
0-1%
Max Loan Amount
₹ 10 Lacs
Tenure Range
1-5 years
faircent
FairCent
Interest Rate Range
Starting at 9.99 % onwards
Processing Fee
0-3%
Max Loan Amount
₹ 10 lakhs
Tenure Range
6 months to 3 years
upwards
Upwards
Interest Rate Range
Starting at 18% onwards
Processing Fee
0-2%
Max Loan Amount
₹ 5 Lakhs
Tenure Range
1 to 5 years
moneyview
Moneyview
Interest Rate Range
Starting at 14% onwards
Processing Fee
2%
Max Loan Amount
₹ 10 Lakhs
Tenure Range
1 to 5 years
iifl
IIFL
Interest Rate Range
Starting at 12.75% onwards
Processing Fee
0-3%
Max Loan Amount
₹ 1 lacs to 25 lacs
Tenure Range
1 to 5 years
indusind-bank
IndusInd Bank
Interest Rate Range
Starting at 10.49% onwards
Processing Fee
0-2%
Max Loan Amount
50 Lakhs
Tenure Range
1 to 4 years
kotak-bank
Kotak Bank
Interest Rate Range
Starting at 10.99 % onwards
Processing Fee
0-2%
Max Loan Amount
₹ 30 Lakhs
Tenure Range
1 to 5 years
icici-bank
ICICI Bank
Interest Rate Range
Starting at 10.25% onwards
Processing Fee
0-1%
Max Loan Amount
₹ 50 Lakhs
Tenure Range
1 to 6 years
rbl-bank
RBL Bank
Interest Rate Range
Starting at 18% onwards
Processing Fee
0-2%
Max Loan Amount
₹ 20 lakhs
Tenure Range
1 to 5 years
hdb-financial
HDB Financial
Interest Rate Range
Starting at 10% onwards
Processing Fee
0-3%
Max Loan Amount
upto ₹ 20 lakhs
Tenure Range
1 to 5 years
karur-vysya-bank
Karur Vysya Bank
Interest Rate Range
Starting at 11.15% onwards
Processing Fee
0.50%
Max Loan Amount
upto ₹ 75 lacs
Tenure Range
1 to 6 years
union-bank-of-india
Union Bank of India
Interest Rate Range
Starting at 11.35% onwards
Processing Fee
1.0%
Max Loan Amount
upto 15 lakhs
Tenure Range
1 to 5 years
canara-bank
Canara Bank
Interest Rate Range
Starting at 10.95% onwards
Processing Fee
0.50%
Max Loan Amount
Upto 30 Lakhs
Tenure Range
1 to 7 years
federal-bank
Federal Bank
Interest Rate Range
Starting at 11.49 % onwards
Processing Fee
2.50%
Max Loan Amount
₹ 50 lakhs
Tenure Range
1 to 5 years
yes-bank
Yes Bank
Interest Rate Range
Starting at 10.99% onwards
Processing Fee
2%
Max Loan Amount
₹ 40 lakhs
Tenure Range
1 to 5 years
aditya-birla-capital
Aditya Birla Capital
Interest Rate Range
Starting at 10.99 % onwards
Processing Fee
2%
Max Loan Amount
₹ 50 Lakhs
Tenure Range
0 to 7 years

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Happy Customers
45+
Number Of Banks That Bank On Us
₹1,000 Cr.
Worth Of Credit Disbursed

Calculate Your EMI Instantly

A Multi-Purpose Loan EMI Calculator helps you estimate your monthly repayment amount before applying for a loan. Whether it’s for education, travel, wedding, home renovation, or business needs—know your EMI and plan smarter.

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Frequently Asked Questions

A personal loan is an unsecured credit that helps meet financial needs like travel, wedding, medical expenses, or home renovation, repaid in EMIs.

Visit FinCrif.com, fill out the quick online form, upload your KYC and income proofs, and receive instant eligibility offers from partner banks and NBFCs.

FinCrif partners with multiple RBI-registered lenders offering interest rates starting from 10% p.a., depending on your credit score and income.

You’ll need Aadhaar, PAN, address proof, last 6 months’ bank statements, and 3 months’ salary slips (for salaried) or ITR (for self-employed).

Some lenders accept alternate income proofs like bank statements, Form 16, or rental income to verify your repayment capacity.

FinCrif is a digital aggregator that works only with RBI-registered banks and NBFCs to ensure safe and compliant loan services.

With eKYC and verified documents, loan approval can happen the same day, and disbursal is usually within 24 to 48 hours.

Lenders may charge a processing fee of 1–3% of the loan amount, plus applicable documentation or prepayment charges.

No. Personal loans are unsecured; you don’t need to pledge any asset. Approval depends on your credit score and income.

Yes, most lenders allow pre-closure or part-payment after 6–12 EMIs, subject to a small foreclosure charge.