Personal Loan
Unsecured • Salary/Income proof- ROIStarting 9.99% p.a.
- Disbursal30 mins
- Loan Amount₹50K – ₹25L
Personal Loans for Salaried Employees
Apply online with a simple, digital journey. Check your eligibility in minutes and move ahead with a clear repayment plan.
⚡
Quick Processing
Faster approvals*
💳
Affordable EMIs
Competitive interest rates*
📱
Fully Digital
Online KYC & e-Sign
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Transparent charges: fees shared upfront, no hidden surprises
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Flexible tenure: up to 12–60 months (lender-wise)
Secure • RBI-regulated NBFCs
Bajaj Finserv Personal Loan ₹25 Lakh in ~30 Minutes*
100% digital & secure process, ~45% lower EMIs starting @ ₹1104/Lakh with Flexi Loan.
🛡️
No collateral
Unsecured loan
📆
Flexible tenure
12–60 months
🤝
Trusted partner
Bajaj Finserv
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Flexi facility: get a sanctioned limit and pay interest only on the amount you actually use.
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Fast disbursal & top-ups: quick online approval with the option of instant top-ups on eligible active loans*.
Secure • RBI-regulated NBFCs
Secure connection
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Exclusive Offers For Our Heroes
Millions Trusted. Thousands Growing.
We’re building India’s most reliable digital lending experience — one user at a time.
2M+
Happy Customers
45+
Number Of Banks That Bank On Us
₹1,000 Cr.
Worth Of Credit Disbursed
Our Products
Instant KYC
Flexi Personal Loan
Withdraw on demand • Pay interest on usage- ROIStarting 9.99% p.a.
- Disbursal30 mins
- TenureUp to 60 months
Credit Limit Loan
Revolving credit • Pay interest on utilization- ROIStarting 10.25% p.a.
- Disbursal~3 hours
- Limit₹1L – ₹20L
Loan Balance Transfer
Reduce EMI • Switch to better rates- ROIStarting 10.25% p.a.
- Disbursal~3 hours
- SavingsUp to 2–3%
Loan Top Up
Extra funds on your running loan- ROIStarting 11.00% p.a.
- Disbursal~3 hours
- EligibilityGood repayment track
Banks Overdraft Loan
OD facility • Interest on used limit- ROIStarting 11.25% p.a.
- Disbursal~3 hours
- Best forSMEs & Traders
Compare the best Personal loan offers
IDFC First Bank
Interest Rate Range
starting at 9.99%
starting at 9.99%
Processing Fee
1%
1%
Max Loan Amount
₹ 1 cr
₹ 1 cr
Tenure Range
6 month to 5 year
6 month to 5 year
Incred
Interest Rate Range
13.99%
13.99%
Processing Fee
0-1%
0-1%
Max Loan Amount
₹ 15 lacs
₹ 15 lacs
Tenure Range
1 to 5 years
1 to 5 years
Bajaj Finserv
Interest Rate Range
Starting from 10.25% onwards
Starting from 10.25% onwards
Processing Fee
Starting from 0.5% upto 3.93%
Starting from 0.5% upto 3.93%
Max Loan Amount
upto 55 lakhs
upto 55 lakhs
Tenure Range
Upto 8 Years
Upto 8 Years
Axis Bank
Interest Rate Range
10.49%
10.49%
Processing Fee
0-1%
0-1%
Max Loan Amount
₹ 15 Lacs
₹ 15 Lacs
Tenure Range
1 to 5 years
1 to 5 years
TATA FLY
Interest Rate Range
18%
18%
Processing Fee
1% to 3%
1% to 3%
Max Loan Amount
₹25,00,000
₹25,00,000
Tenure Range
1 to 6 year
1 to 6 year
Tata Capital
Interest Rate Range
10.99%
10.99%
Processing Fee
0-1%
0-1%
Max Loan Amount
₹ 35 lacs
₹ 35 lacs
Tenure Range
upto 6 Years
upto 6 Years
Bajaj Growth Location
Interest Rate Range
NA
NA
Processing Fee
NA
NA
Max Loan Amount
NA
NA
Tenure Range
NA
NA
HDFC Bank
Interest Rate Range
10.75%
10.75%
Processing Fee
2.50%
2.50%
Max Loan Amount
₹ 40 Lakhs
₹ 40 Lakhs
Tenure Range
1 to 5 years
1 to 5 years
Fibe
Interest Rate Range
18%
18%
Processing Fee
2%
2%
Max Loan Amount
5 Lakh
5 Lakh
Tenure Range
6 to 36 months
6 to 36 months
SMFG India Credit
Interest Rate Range
13% onwards
13% onwards
Processing Fee
Up to 5% of the total loan amount + GST
Up to 5% of the total loan amount + GST
Max Loan Amount
Up to INR 30 Lakh*
Up to INR 30 Lakh*
Tenure Range
12 to 60 months
12 to 60 months
Bajaj SOL
Interest Rate Range
13% onwards
13% onwards
Processing Fee
0-4%
0-4%
Max Loan Amount
upto 25Lakhs
upto 25Lakhs
Tenure Range
upto 60 months
upto 60 months
Poonawalla Fincorp
Interest Rate Range
10.25%
10.25%
Processing Fee
3
3
Max Loan Amount
50 Lakhs
50 Lakhs
Tenure Range
upto 7 years
upto 7 years
Bajaj Prime Location
Interest Rate Range
NA
NA
Processing Fee
NA
NA
Max Loan Amount
NA
NA
Tenure Range
NA
NA
Axis Finance
Interest Rate Range
13.0%
13.0%
Processing Fee
0-1%
0-1%
Max Loan Amount
₹ 15 lacs
₹ 15 lacs
Tenure Range
0 to 3 years
0 to 3 years
Bandhan Bank
Interest Rate Range
10.50%
10.50%
Processing Fee
5.5%
5.5%
Max Loan Amount
₹ 35 lacs
₹ 35 lacs
Tenure Range
1 to 5 year
1 to 5 year
Finnable
Interest Rate Range
12%
12%
Processing Fee
0-1%
0-1%
Max Loan Amount
₹ 10 Lacs
₹ 10 Lacs
Tenure Range
Upto 5 years
Upto 5 years
FairCent
Interest Rate Range
9.99%
9.99%
Processing Fee
0-3%
0-3%
Max Loan Amount
₹ 10 lacs
₹ 10 lacs
Tenure Range
6 months to 3 years
6 months to 3 years
Upwards
Interest Rate Range
18%
18%
Processing Fee
0-2%
0-2%
Max Loan Amount
₹ 3 Lacs
₹ 3 Lacs
Tenure Range
1 to 5 years
1 to 5 years
Moneyview
Interest Rate Range
15.96%
15.96%
Processing Fee
2%
2%
Max Loan Amount
₹ 10 Lacs
₹ 10 Lacs
Tenure Range
1 to 5 years
1 to 5 years
IIFL
Interest Rate Range
12.75%
12.75%
Processing Fee
0-3%
0-3%
Max Loan Amount
₹ 1 lacs to 25 lacs
₹ 1 lacs to 25 lacs
Tenure Range
1 to 5 years
1 to 5 years
IndusInd Bank
Interest Rate Range
10.49%
10.49%
Processing Fee
0-2%
0-2%
Max Loan Amount
₹ 3 Lacs to 75 Lacs
₹ 3 Lacs to 75 Lacs
Tenure Range
1 to 50 years
1 to 50 years
Kotak Bank
Interest Rate Range
10.99%
10.99%
Processing Fee
0-2%
0-2%
Max Loan Amount
₹ 30 Lacs
₹ 30 Lacs
Tenure Range
1 to 5 years
1 to 5 years
ICICI Bank
Interest Rate Range
10.25%
10.25%
Processing Fee
0-1%
0-1%
Max Loan Amount
₹ 50 Lacs
₹ 50 Lacs
Tenure Range
1 to 6 years
1 to 6 years
RBL Bank
Interest Rate Range
18%
18%
Processing Fee
0-2%
0-2%
Max Loan Amount
₹ 20 lacs
₹ 20 lacs
Tenure Range
1 to 5 years
1 to 5 years
HDB Financial
Interest Rate Range
10% - 35%
10% - 35%
Processing Fee
0-3%
0-3%
Max Loan Amount
upto ₹ 20 lacs
upto ₹ 20 lacs
Tenure Range
1 to 5 years
1 to 5 years
Karur Vysya Bank
Interest Rate Range
11.15%
11.15%
Processing Fee
0.50%
0.50%
Max Loan Amount
upto ₹ 75 lacs
upto ₹ 75 lacs
Tenure Range
1 to 6 years
1 to 6 years
Union Bank of India
Interest Rate Range
11.35%
11.35%
Processing Fee
1.0%
1.0%
Max Loan Amount
upto 15 lacs
upto 15 lacs
Tenure Range
1 to 5 years
1 to 5 years
Canara Bank
Interest Rate Range
10.95%
10.95%
Processing Fee
0.50%
0.50%
Max Loan Amount
upto ₹ 10 lacs
upto ₹ 10 lacs
Tenure Range
0 to 7 years
0 to 7 years
Federal Bank
Interest Rate Range
11.49%
11.49%
Processing Fee
2.50%
2.50%
Max Loan Amount
₹ 50 lacs
₹ 50 lacs
Tenure Range
1 to 5 years
1 to 5 years
Yes Bank
Interest Rate Range
10.99%
10.99%
Processing Fee
2%
2%
Max Loan Amount
₹ 40 lacs
₹ 40 lacs
Tenure Range
1 to 5 years
1 to 5 years
Aditya Birla Capital
Interest Rate Range
10.99%
10.99%
Processing Fee
2%
2%
Max Loan Amount
₹ 50 Lacs
₹ 50 Lacs
Tenure Range
0 to 7 years
0 to 7 years
Awards & Recognitions
0 Awards
Calculate Your EMI Instantly
A Multi-Purpose Loan EMI Calculator helps you estimate your monthly repayment amount before applying for a loan. Whether it’s for education, travel, wedding, home renovation, or business needs—know your EMI and plan smarter.
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Principal
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Total Payable
Repayment Schedule
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FinCrif Mobile App
Download the FinCrif App & get instant loan offers
Compare personal loans from multiple banks & NBFCs, track your application and manage EMIs in one simple app.
- ✓ Compare instant personal loan offers from multiple lenders
- ⚡ Check eligibility & get personalised loan options in minutes
- 📲 100% digital loan application with doorstep-free process
GET IT ON
Google Play
Available on Android • Free to download
Loan comparison
Multiple lenders in one app
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Instant offers
Based on your profile
FAQ - FinCrif Frequently Asked Questions
A personal loan is an unsecured credit that helps meet financial needs like travel, wedding, medical, or home renovation, repaid in EMIs.
Visit FinCrif.com, fill out the quick online form, upload your KYC and income proofs, and receive instant eligibility offers from partner banks and NBFCs.
FinCrif partners with multiple RBI-registered lenders offering interest rates starting from 10% p.a., depending on your credit score and income.
You’ll need Aadhaar, PAN, address proof, last 6 months’ bank statements, and 3 months’ salary slips (for salaried) or ITR (for self-employed).
Some lenders accept alternate income proofs like bank statements, Form 16, or rental income to verify your repayment capacity.
FinCrif is a digital aggregator that works only with RBI-registered banks and NBFCs to ensure safe and compliant loan services.
With eKYC and verified documents, loan approval can happen the same day, and disbursal is usually within 24 to 48 hours.
Lenders may charge a processing fee of 1–3% of the loan amount, plus applicable documentation or prepayment charges.
No. Personal loans are unsecured; you don’t need to pledge any asset. Approval depends on your credit score and income.
Yes, most lenders allow pre-closure or part-payment after 6–12 EMIs, subject to a small foreclosure charge.
