How to obtain a PAN card using your Aadhaar card - A step-by-step guide

With the introduction of Aadhaar by UIDAI, applying for various services, such as a PAN card, has become more streamlined. Aadhaar simplifies identity verification, and you can now apply for a PAN card using your Aadhaar card through an online process. This guide will walk you through the step-by-step procedure to obtain a PAN card using your Aadhaar card.

Step 1: Visit the Application Website

Begin by visiting the official website of UTI Infrastructure and Technology Services Limited (UTIITSL). You can access the PAN card application services there or through the Income Tax Department’s official portal.

• Website URL: UTIITSL Website Alternatively,
• You can visit the e-filing portal at Income Tax India e-Filing.

Once on the website, click on the option ‘Apply as an Indian Citizen/NRI.’

Step 2: Select Aadhaar-Based e-Sign Option

You will find four application options on the page. Choose the ‘Aadhaar-based e-Sign OR Aadhaar Holders! Apply using the e-KYC option’.

This selection will redirect you to a new page where you can fill out Form 49A online and digitally sign it using your Aadhaar card.

Step 3: Fill Out the Form

In this step, ensure you click on ‘Aadhaar holders! Click here for the ‘opting Aadhaar-based e-KYC option’ to digitally sign the application using Aadhaar-based eSign.

• Applicant Type: If you are applying as an individual, select ‘Individual’ as your applicant status.
• Application Fee: The fee for the application is Rs.115.95, including GST.

Step 4: Complete the Form

Provide accurate personal details as required:

• Full Name: Enter your name exactly as it appears on your Aadhaar card.
• Date of Birth, Gender, and Parent Details: Fill in your birthdate and other personal information.
• Contact Information: Provide a valid telephone number and email ID for correspondence.
• Aadhaar Number: Enter your 12-digit Aadhaar number. According to Section 139AA of the Income Tax Act, it is mandatory to include your Aadhaar number in the PAN application.

Other details you will need to provide include your source of income and declaration. Since you’ve opted for Aadhaar-based e-KYC, your Aadhaar will serve as your identity proof, address proof, and date of birth proof.

Step 5: Review and Submit

Before final submission:

• Review Your Details: Double-check all fields to ensure accuracy.
• Submit: After reviewing, click the ‘Submit’ button.

Upon submission, you will receive an application number that allows you to track the status of your PAN card.

How to Link Your PAN Card to Bank Accounts

Once you have successfully applied for a PAN card using your Aadhaar card, it’s essential to link it with your bank account to enable smooth financial transactions. Here are some of the banks where you can link your PAN card:

• Axis Bank
• Canara Bank
• OBC Bank (Oriental Bank of Commerce)
• HDFC Bank
• Kotak Mahindra Bank
• Punjab National Bank (PNB)
• State Bank of India (SBI)
• UCO Bank
• United Bank

FAQs on Obtaining a PAN Card with Aadhaar

1. How do I obtain a PAN card using my Aadhaar card?
   
   You can apply for a PAN card by visiting the official Income Tax e-filing portal. Select ‘Instant E-PAN’ from the Quick Links, enter your Aadhaar number, and follow the prompts to complete the application.

2. How can I link my PAN card to Aadhaar online?
   
   On the homepage of the e-filing portal, select ‘Link Aadhaar.’ Enter your PAN number, Aadhaar number, and other details as prompted. Click on ‘Link Aadhaar’ to complete the process.

By following the steps outlined above, obtaining a PAN card using your Aadhaar card becomes a hassle-free process, allowing you to manage your finances seamlessly.