Lending Partners

FinCrif is a digital loan facilitation platform that connects users with regulated financial institutions for personal loan services.

⚠️ FinCrif is NOT a lender. We do not provide loans directly.

All loan approvals, disbursals, and terms are handled directly by the respective banks and NBFCs in accordance with applicable regulations.

Our Lending Partners

• IDFC FIRST Bank Limited
  Private Sector Bank regulated by RBI
• Bajaj Finserv Direct Limited
  NBFC / Financial Services Platform

FinCrif works with these regulated entities as a loan facilitation and lead generation partner.

Compliance & Regulatory Information

• FinCrif acts strictly as a loan facilitation platform.
• We do not engage in lending activities.
• All loans are provided by RBI-regulated banks and NBFCs.
• Loan terms, approvals, and disbursal are managed by the respective lending partners.

Partnership & Agreement Documents

FinCrif operates under formal agreements with its lending partners.

• View IDFC FIRST Bank Agreement
• View Bajaj Finserv Agreement

How FinCrif Works

1. User submits basic details
2. FinCrif connects user with relevant lending partners
3. User proceeds with selected lender
4. Loan is processed and disbursed by the lender