🔗 Aadhaar Now Mandatory for New PAN Card Applications
Starting today, Aadhaar verification is compulsory for anyone applying for a new PAN card. Existing PAN holders who haven’t yet linked their Aadhaar must do so by December 31, 2025, or risk PAN deactivation.
✅ What This Means:
- No more PAN issuance without Aadhaar.
- Ensure your Aadhaar is linked to avoid income tax issues.
🚉 Tatkal Train Bookings Now Require Aadhaar + OTP
To curb misuse and boost security, Indian Railways has made Aadhaar mandatory for all Tatkal bookings.
🔐 From July 15, a new 2-step authentication will be introduced:
- Aadhaar verification
- OTP on registered mobile (for online & counter bookings)
🎫 Ticket Price Hike:
- Non-AC: ₹0.01/km increase
- AC: ₹0.02/km increase
🧾 ITR Filing Deadline Extended to September 15
Good news for taxpayers! The CBDT has extended the ITR filing deadline for salaried individuals from July 31 to September 15.
📌 Tip: If your documents are ready, file early to avoid last-minute portal crashes.
💳 Credit Card Fee Revisions from SBI, HDFC, ICICI
🔷 SBI Cards
- Air accident insurance benefits removed from select premium cards (Elite, Miles Elite, Miles Prime)
- New method for calculating Minimum Amount Due (MAD)
🔷 HDFC Bank
- 1% transaction fee on:
- Rent payments
- Online gaming spends over ₹10,000
- Digital wallet loads over ₹10,000
- Utility bill payments over ₹50,000/month will also attract fees (except insurance)
🔷 ICICI Bank
- ATM Charges:
- First 5 withdrawals at ICICI ATMs: Free
- Thereafter: ₹23 per transaction
- Non-financial: Free
- Other ATM Usage:
- Metro Cities: 3 free non-ICICI transactions
- Non-Metros: 5 free transactions
- After limit: ₹23 (cash), ₹8.5 (non-cash)
- International ATM Fees:
- Withdrawal: ₹125
- Inquiry: ₹25
- 3.5% forex markup
- IMPS Transfer Charges: ₹2.5–₹15 based on amount
- CRM (Cash Recycler) Transactions: 3 free per month, then ₹150
- Cash Deposits > ₹1L/month: ₹150 or ₹3.5 per ₹1,000 (whichever higher)
- Third-party deposits limit: ₹25,000 per transaction
🏧 Axis Bank Hikes ATM Transaction Fees
From today, Axis Bank will charge more for ATM transactions beyond free monthly limits across all major savings, NRI, trust, and premium accounts.
- Out-of-network ATM withdrawals: ₹23 per transaction
🚗 Delhi Enforces Fuel Ban for Overaged Vehicles
The Delhi government has implemented an automated fuel ban for End-of-Life vehicles to fight pollution.
📷 How it works:
- ANPR cameras at 520+ fuel stations
- Vehicles flagged from VAHAN database
- Banned vehicles won’t be allowed to refuel
🚆 Railway Waitlist Charting Time Extended
Indian Railways will now prepare reservation charts 8 hours before departure instead of 4. This allows waitlisted passengers more time to plan alternate travel if needed.
🏦 RBI Extends Call Money Market Hours
The Reserve Bank of India has extended call money market trading hours for interbank lending from 9 AM – 5 PM to 9 AM – 7 PM, giving banks more flexibility for fund management.
🧾 GSTR-3B Returns Now Locked After Filing
Starting this month, once you file your GSTR-3B, it will be non-editable. Data will be auto-filled from GSTR-1/1A, so businesses need to ensure accuracy before submission.