RBI Verified CodePAYAL DIST LUDHIANA PUNJAB, PUNJAB

Punjab National Bank

PAYAL DISTLUDHIANA Branch • IFSC: PUNB0145310

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Branch Specifications & IFSC Data

Updated 2026
Bank NamePunjab National Bank
Branch NamePAYAL DISTLUDHIANA
Complete AddressKADDON RD VPO PAYAL DIST LUDHIANA 141416
City / LocalityPAYAL DIST LUDHIANA PUNJAB
DistrictLUDHIANA
StatePUNJAB
Contact Helpline+91 1628 000000
IFSC CodePUNB0145310
MICR Code141024210
NEFT SupportedEnabled (24x7)
RTGS SupportedEnabled (High Value)
IMPS SupportedInstant 24x7
UPI PaymentsSupported

IFSC Code Breakdown for Punjab National Bank

The IFSC (Indian Financial System Code) for Punjab National Bank PAYAL DISTLUDHIANA branch is PUNB0145310. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.

Bank IdentifierPUNB

First 4 characters represent Punjab National Bank.

Control Character0

5th character is always 0 (reserved for RBI).

Branch Code145310

Last 6 digits identify PAYAL DISTLUDHIANA branch.

Frequently Asked Questions (Punjab National Bank PAYAL DISTLUDHIANA)

Q1.What is the IFSC code for Punjab National Bank PAYAL DISTLUDHIANA branch?

The IFSC code for Punjab National Bank PAYAL DISTLUDHIANA branch is PUNB0145310. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.

Q2.What is the address and contact number of Punjab National Bank PAYAL DISTLUDHIANA?

The complete address is: KADDON RD VPO PAYAL DIST LUDHIANA 141416, PAYAL DIST LUDHIANA PUNJAB, PUNJAB. You can reach the branch at +91 1628 000000.

Q3.What is the MICR code of Punjab National Bank PAYAL DISTLUDHIANA?

The MICR code for Punjab National Bank PAYAL DISTLUDHIANA is 141024210. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.

Q4.Does Punjab National Bank PAYAL DISTLUDHIANA support 24x7 IMPS and NEFT transfers?

Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC PUNB0145310 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.

Q5.How can I transfer money using IFSC code PUNB0145310?

Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code PUNB0145310. Once validated, select IMPS, NEFT, or RTGS to execute the payment.

RBI Verification Disclaimer

Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.

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Punjab National Bank PAYAL DISTLUDHIANA Branch IFSC Code PUNB0145310 & MICR Code | FinCrif