RBI Verified CodeKOLKATA, WEST BENGAL

Indian Overseas Bank

SEALDAH Branch • IFSC: IOBA0000127

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Branch Specifications & IFSC Data

Updated 2026
Bank NameIndian Overseas Bank
Branch NameSEALDAH
Complete Address146 BY 1, BIPIN BIHARI GANGULIS, SEALDAH, KOLKATA - 700012
City / LocalityKOLKATA
DistrictKOLKATA
StateWEST BENGAL
Contact Helpline22276154
IFSC CodeIOBA0000127
MICR Code700020027
NEFT SupportedEnabled (24x7)
RTGS SupportedEnabled (High Value)
IMPS SupportedInstant 24x7
UPI PaymentsSupported

IFSC Code Breakdown for Indian Overseas Bank

The IFSC (Indian Financial System Code) for Indian Overseas Bank SEALDAH branch is IOBA0000127. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.

Bank IdentifierIOBA

First 4 characters represent Indian Overseas Bank.

Control Character0

5th character is always 0 (reserved for RBI).

Branch Code000127

Last 6 digits identify SEALDAH branch.

Frequently Asked Questions (Indian Overseas Bank SEALDAH)

Q1.What is the IFSC code for Indian Overseas Bank SEALDAH branch?

The IFSC code for Indian Overseas Bank SEALDAH branch is IOBA0000127. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.

Q2.What is the address and contact number of Indian Overseas Bank SEALDAH?

The complete address is: 146 BY 1, BIPIN BIHARI GANGULIS, SEALDAH, KOLKATA - 700012, KOLKATA, WEST BENGAL. You can reach the branch at 22276154.

Q3.What is the MICR code of Indian Overseas Bank SEALDAH?

The MICR code for Indian Overseas Bank SEALDAH is 700020027. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.

Q4.Does Indian Overseas Bank SEALDAH support 24x7 IMPS and NEFT transfers?

Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC IOBA0000127 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.

Q5.How can I transfer money using IFSC code IOBA0000127?

Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code IOBA0000127. Once validated, select IMPS, NEFT, or RTGS to execute the payment.

RBI Verification Disclaimer

Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.

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