RBI Verified CodeKOLKATA, WEST BENGAL

Indian Overseas Bank

POSTA Branch • IFSC: IOBA0000345

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Branch Specifications & IFSC Data

Updated 2026
Bank NameIndian Overseas Bank
Branch NamePOSTA
Complete Address45 A,ADYA SRADHYA GHAT RD,POSTA KOLKATA
City / LocalityKOLKATA
DistrictKOLKATA
StateWEST BENGAL
Contact Helpline22392590
IFSC CodeIOBA0000345
MICR Code700020025
NEFT SupportedEnabled (24x7)
RTGS SupportedEnabled (High Value)
IMPS SupportedInstant 24x7
UPI PaymentsSupported

IFSC Code Breakdown for Indian Overseas Bank

The IFSC (Indian Financial System Code) for Indian Overseas Bank POSTA branch is IOBA0000345. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.

Bank IdentifierIOBA

First 4 characters represent Indian Overseas Bank.

Control Character0

5th character is always 0 (reserved for RBI).

Branch Code000345

Last 6 digits identify POSTA branch.

Frequently Asked Questions (Indian Overseas Bank POSTA)

Q1.What is the IFSC code for Indian Overseas Bank POSTA branch?

The IFSC code for Indian Overseas Bank POSTA branch is IOBA0000345. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.

Q2.What is the address and contact number of Indian Overseas Bank POSTA?

The complete address is: 45 A,ADYA SRADHYA GHAT RD,POSTA KOLKATA, KOLKATA, WEST BENGAL. You can reach the branch at 22392590.

Q3.What is the MICR code of Indian Overseas Bank POSTA?

The MICR code for Indian Overseas Bank POSTA is 700020025. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.

Q4.Does Indian Overseas Bank POSTA support 24x7 IMPS and NEFT transfers?

Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC IOBA0000345 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.

Q5.How can I transfer money using IFSC code IOBA0000345?

Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code IOBA0000345. Once validated, select IMPS, NEFT, or RTGS to execute the payment.

RBI Verification Disclaimer

Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.

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