RBI Verified CodeKALYAN, MAHARASHTRA

Indian Overseas Bank

LOK GRAM Branch • IFSC: IOBA0001593

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Branch Specifications & IFSC Data

Updated 2026
Bank NameIndian Overseas Bank
Branch NameLOK GRAM
Complete AddressJ BUILDING, GROUND FLR, D WARD, ATHMARAM NAGAR, LOKGRAM KALYAN EAST PIN 421306
City / LocalityKALYAN
DistrictTHANE
StateMAHARASHTRA
Contact Helpline22671080
IFSC CodeIOBA0001593
MICR Code400020050
NEFT SupportedEnabled (24x7)
RTGS SupportedEnabled (High Value)
IMPS SupportedInstant 24x7
UPI PaymentsSupported

IFSC Code Breakdown for Indian Overseas Bank

The IFSC (Indian Financial System Code) for Indian Overseas Bank LOK GRAM branch is IOBA0001593. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.

Bank IdentifierIOBA

First 4 characters represent Indian Overseas Bank.

Control Character0

5th character is always 0 (reserved for RBI).

Branch Code001593

Last 6 digits identify LOK GRAM branch.

Frequently Asked Questions (Indian Overseas Bank LOK GRAM)

Q1.What is the IFSC code for Indian Overseas Bank LOK GRAM branch?

The IFSC code for Indian Overseas Bank LOK GRAM branch is IOBA0001593. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.

Q2.What is the address and contact number of Indian Overseas Bank LOK GRAM?

The complete address is: J BUILDING, GROUND FLR, D WARD, ATHMARAM NAGAR, LOKGRAM KALYAN EAST PIN 421306, KALYAN, MAHARASHTRA. You can reach the branch at 22671080.

Q3.What is the MICR code of Indian Overseas Bank LOK GRAM?

The MICR code for Indian Overseas Bank LOK GRAM is 400020050. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.

Q4.Does Indian Overseas Bank LOK GRAM support 24x7 IMPS and NEFT transfers?

Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC IOBA0001593 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.

Q5.How can I transfer money using IFSC code IOBA0001593?

Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code IOBA0001593. Once validated, select IMPS, NEFT, or RTGS to execute the payment.

RBI Verification Disclaimer

Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.

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