RBI Verified CodeTHANE, MAHARASHTRA

Indian Overseas Bank

GHODBUNDAR ROAD Branch • IFSC: IOBA0001978

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Branch Specifications & IFSC Data

Updated 2026
Bank NameIndian Overseas Bank
Branch NameGHODBUNDAR ROAD
Complete Address1ST FLOOR,ARIHANT PLAZA,PHASE 1 OVALA,GHODBUNDAR ROAD THANE PIN 400607
City / LocalityTHANE
DistrictTHANE
StateMAHARASHTRA
Contact Helpline+91 2226 000000
IFSC CodeIOBA0001978
MICR Code400020068
NEFT SupportedEnabled (24x7)
RTGS SupportedEnabled (High Value)
IMPS SupportedInstant 24x7
UPI PaymentsSupported

IFSC Code Breakdown for Indian Overseas Bank

The IFSC (Indian Financial System Code) for Indian Overseas Bank GHODBUNDAR ROAD branch is IOBA0001978. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.

Bank IdentifierIOBA

First 4 characters represent Indian Overseas Bank.

Control Character0

5th character is always 0 (reserved for RBI).

Branch Code001978

Last 6 digits identify GHODBUNDAR ROAD branch.

Frequently Asked Questions (Indian Overseas Bank GHODBUNDAR ROAD)

Q1.What is the IFSC code for Indian Overseas Bank GHODBUNDAR ROAD branch?

The IFSC code for Indian Overseas Bank GHODBUNDAR ROAD branch is IOBA0001978. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.

Q2.What is the address and contact number of Indian Overseas Bank GHODBUNDAR ROAD?

The complete address is: 1ST FLOOR,ARIHANT PLAZA,PHASE 1 OVALA,GHODBUNDAR ROAD THANE PIN 400607, THANE, MAHARASHTRA. You can reach the branch at +91 2226 000000.

Q3.What is the MICR code of Indian Overseas Bank GHODBUNDAR ROAD?

The MICR code for Indian Overseas Bank GHODBUNDAR ROAD is 400020068. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.

Q4.Does Indian Overseas Bank GHODBUNDAR ROAD support 24x7 IMPS and NEFT transfers?

Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC IOBA0001978 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.

Q5.How can I transfer money using IFSC code IOBA0001978?

Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code IOBA0001978. Once validated, select IMPS, NEFT, or RTGS to execute the payment.

RBI Verification Disclaimer

Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.

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