Indian Overseas Bank
UNDERA Branch • IFSC: IOBA0000723
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Branch Specifications & IFSC Data
| Bank Name | Indian Overseas Bank |
| Branch Name | UNDERA |
| Complete Address | UNDERA REFINERY CIRCLE POST UNDERA KOYLI UNDERA PIN 391330 |
| City / Locality | UNDERA |
| District | VADODARA |
| State | GUJARAT |
| Contact Helpline | 2265435 |
| IFSC Code | IOBA0000723 |
| MICR Code | 390020007 |
| NEFT Supported | Enabled (24x7) |
| RTGS Supported | Enabled (High Value) |
| IMPS Supported | Instant 24x7 |
| UPI Payments | Supported |
IFSC Code Breakdown for Indian Overseas Bank
The IFSC (Indian Financial System Code) for Indian Overseas Bank UNDERA branch is IOBA0000723. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.
First 4 characters represent Indian Overseas Bank.
5th character is always 0 (reserved for RBI).
Last 6 digits identify UNDERA branch.
Other Indian Overseas Bank Branches in Vadodara
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IFSC: IOBA0000473BARODA MAKARPURA
IFSC: IOBA0001569BARODA VASNA ROAD
IFSC: IOBA0001587GOTRI ROAD
IFSC: IOBA0001717ITOLA
IFSC: IOBA0000701KALALI
IFSC: IOBA0000703PIPARIA
IFSC: IOBA0001788SAMA ROAD
IFSC: IOBA0002390VADODARA-MANJALPUR
IFSC: IOBA0003471WAGHODIA ROAD
IFSC: IOBA0002391Frequently Asked Questions (Indian Overseas Bank UNDERA)
Q1.What is the IFSC code for Indian Overseas Bank UNDERA branch?
The IFSC code for Indian Overseas Bank UNDERA branch is IOBA0000723. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.
Q2.What is the address and contact number of Indian Overseas Bank UNDERA?
The complete address is: UNDERA REFINERY CIRCLE POST UNDERA KOYLI UNDERA PIN 391330, UNDERA, GUJARAT. You can reach the branch at 2265435.
Q3.What is the MICR code of Indian Overseas Bank UNDERA?
The MICR code for Indian Overseas Bank UNDERA is 390020007. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.
Q4.Does Indian Overseas Bank UNDERA support 24x7 IMPS and NEFT transfers?
Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC IOBA0000723 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.
Q5.How can I transfer money using IFSC code IOBA0000723?
Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code IOBA0000723. Once validated, select IMPS, NEFT, or RTGS to execute the payment.
RBI Verification Disclaimer
Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.
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