RBI Verified CodeVADODARA, GUJARAT

Indian Overseas Bank

ALKAPURI Branch • IFSC: IOBA0000195

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Branch Specifications & IFSC Data

Updated 2026
Bank NameIndian Overseas Bank
Branch NameALKAPURI
Complete AddressDARPAN APARTMENTS, RC DUTT ROAD, ALKAPURI, BARODA - 390 005
City / LocalityVADODARA
DistrictVADODARA
StateGUJARAT
Contact Helpline+91 2652 000000
IFSC CodeIOBA0000195
MICR Code390020003
NEFT SupportedEnabled (24x7)
RTGS SupportedEnabled (High Value)
IMPS SupportedInstant 24x7
UPI PaymentsSupported

IFSC Code Breakdown for Indian Overseas Bank

The IFSC (Indian Financial System Code) for Indian Overseas Bank ALKAPURI branch is IOBA0000195. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.

Bank IdentifierIOBA

First 4 characters represent Indian Overseas Bank.

Control Character0

5th character is always 0 (reserved for RBI).

Branch Code000195

Last 6 digits identify ALKAPURI branch.

Frequently Asked Questions (Indian Overseas Bank ALKAPURI)

Q1.What is the IFSC code for Indian Overseas Bank ALKAPURI branch?

The IFSC code for Indian Overseas Bank ALKAPURI branch is IOBA0000195. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.

Q2.What is the address and contact number of Indian Overseas Bank ALKAPURI?

The complete address is: DARPAN APARTMENTS, RC DUTT ROAD, ALKAPURI, BARODA - 390 005, VADODARA, GUJARAT. You can reach the branch at +91 2652 000000.

Q3.What is the MICR code of Indian Overseas Bank ALKAPURI?

The MICR code for Indian Overseas Bank ALKAPURI is 390020003. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.

Q4.Does Indian Overseas Bank ALKAPURI support 24x7 IMPS and NEFT transfers?

Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC IOBA0000195 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.

Q5.How can I transfer money using IFSC code IOBA0000195?

Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code IOBA0000195. Once validated, select IMPS, NEFT, or RTGS to execute the payment.

RBI Verification Disclaimer

Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.

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