Indian Bank
MCB LUDHIANA Branch • IFSC: IDIB000M363
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Branch Specifications & IFSC Data
| Bank Name | Indian Bank |
| Branch Name | MCB LUDHIANA |
| Complete Address | 165 INDUSTRIAL AREA A INDUSTRIAL AREA PIN 141003 |
| City / Locality | LUDHIANA |
| District | LUDHIANA |
| State | PUNJAB |
| Contact Helpline | +91 1615 000000 |
| IFSC Code | IDIB000M363 |
| MICR Code | 141019954 |
| NEFT Supported | Enabled (24x7) |
| RTGS Supported | Enabled (High Value) |
| IMPS Supported | Instant 24x7 |
| UPI Payments | Supported |
IFSC Code Breakdown for Indian Bank
The IFSC (Indian Financial System Code) for Indian Bank MCB LUDHIANA branch is IDIB000M363. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.
First 4 characters represent Indian Bank.
5th character is always 0 (reserved for RBI).
Last 6 digits identify MCB LUDHIANA branch.
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IFSC: IDIB000H506Frequently Asked Questions (Indian Bank MCB LUDHIANA)
Q1.What is the IFSC code for Indian Bank MCB LUDHIANA branch?
The IFSC code for Indian Bank MCB LUDHIANA branch is IDIB000M363. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.
Q2.What is the address and contact number of Indian Bank MCB LUDHIANA?
The complete address is: 165 INDUSTRIAL AREA A INDUSTRIAL AREA PIN 141003, LUDHIANA, PUNJAB. You can reach the branch at +91 1615 000000.
Q3.What is the MICR code of Indian Bank MCB LUDHIANA?
The MICR code for Indian Bank MCB LUDHIANA is 141019954. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.
Q4.Does Indian Bank MCB LUDHIANA support 24x7 IMPS and NEFT transfers?
Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC IDIB000M363 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.
Q5.How can I transfer money using IFSC code IDIB000M363?
Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code IDIB000M363. Once validated, select IMPS, NEFT, or RTGS to execute the payment.
RBI Verification Disclaimer
Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.
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