Indian Bank
LUDHIANA FOCAL POINT Branch • IFSC: IDIB000F521
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Branch Specifications & IFSC Data
| Bank Name | Indian Bank |
| Branch Name | LUDHIANA FOCAL POINT |
| Complete Address | OPPOSITE AARATI STEELS LIMITED SHIV CHOWK FOCAL POINT LUDHIANA LUDHIANA PIN 141001 |
| City / Locality | LUDHIANA |
| District | LUDHIANA |
| State | PUNJAB |
| Contact Helpline | +91 73470 00000 |
| IFSC Code | IDIB000F521 |
| MICR Code | 141019031 |
| NEFT Supported | Enabled (24x7) |
| RTGS Supported | Enabled (High Value) |
| IMPS Supported | Instant 24x7 |
| UPI Payments | Supported |
IFSC Code Breakdown for Indian Bank
The IFSC (Indian Financial System Code) for Indian Bank LUDHIANA FOCAL POINT branch is IDIB000F521. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.
First 4 characters represent Indian Bank.
5th character is always 0 (reserved for RBI).
Last 6 digits identify LUDHIANA FOCAL POINT branch.
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IFSC: IDIB000L569Frequently Asked Questions (Indian Bank LUDHIANA FOCAL POINT)
Q1.What is the IFSC code for Indian Bank LUDHIANA FOCAL POINT branch?
The IFSC code for Indian Bank LUDHIANA FOCAL POINT branch is IDIB000F521. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.
Q2.What is the address and contact number of Indian Bank LUDHIANA FOCAL POINT?
The complete address is: OPPOSITE AARATI STEELS LIMITED SHIV CHOWK FOCAL POINT LUDHIANA LUDHIANA PIN 141001, LUDHIANA, PUNJAB. You can reach the branch at +91 73470 00000.
Q3.What is the MICR code of Indian Bank LUDHIANA FOCAL POINT?
The MICR code for Indian Bank LUDHIANA FOCAL POINT is 141019031. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.
Q4.Does Indian Bank LUDHIANA FOCAL POINT support 24x7 IMPS and NEFT transfers?
Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC IDIB000F521 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.
Q5.How can I transfer money using IFSC code IDIB000F521?
Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code IDIB000F521. Once validated, select IMPS, NEFT, or RTGS to execute the payment.
RBI Verification Disclaimer
Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.
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