How to Check Your EPF Balance Online (2024)

Methods to Check EPF Balance Online

1. EPFO Portal

To check your EPF balance via the EPFO portal:

1. Visit the EPFO Portal: Go to the EPFO official website.
2. Click on ‘For Employees’: Under the 'Services’ tab.
3. Select ‘Member Passbook’: From the ‘Services’ column.
4. Log In: Enter your UAN, password, and captcha details, then click ‘Sign In’.
5. View Balance: Your EPF balance will be displayed under the respective Member ID.

2. UMANG App

To use the UMANG (Unified Mobile Application for New-age Governance) app:

1. Download and Install: Get the UMANG app from your mobile app store.
2. Open the App: Select the EPFO option.
3. Choose ‘Employee Centric Services’: Then select ‘View Passbook’.
4. Log In: Enter your UAN and the OTP sent to your registered mobile number.
5. View Transactions: Check your EPF transactions and balance.

3. Missed Call Service

To check your EPF balance via missed call:

1. Dial 011-22901406: Use the registered mobile number linked to your UAN.
2. Ensure Linking: PAN, Aadhaar, and bank account details should be linked to your UAN. If not, request your employer to update these details.

4. SMS Service

For balance details via SMS:

1. Send an SMS: Text EPFOHO UAN ENG to 7738299899 (replace ‘ENG’ with your preferred language code: BEN for Bengali, MAL for Malayalam, etc.).
2. Ensure Linking: Your registered mobile number must be linked to your UAN, and PAN, Aadhaar, and bank details should be updated.

How to Submit an e-Nomination in EPFO

e-Nomination ensures that your EPF balance is smoothly transferred to nominated individuals in case of your demise. Here’s how to submit an e-Nomination:

1. Visit UAN Member e-Sewa Portal: Access the portal.
2. Log In: Use your UAN, password, and captcha code.
3. Go to ‘Manage’ Tab: Select ‘E-nomination’.
4. Confirm Family Details: Select ‘Yes’ and add family members.
5. Specify Share: Allocate shares for each nominee and click on ‘Save EPF Nomination’.
6. E-Sign: Generate an OTP and submit it to complete the process.

How to Check Your PF Balance Without a Registered Mobile Number

If you don't have a registered mobile number:

1. Visit the PF Passbook Portal: Go to the EPFO Passbook portal.
2. Log In: Use your UAN and password.
3. View Passbook: Select the PF account and click ‘View PF Passbook Old’ or ‘View Passbook (New: Yearly)’.

How to Check EPF Balance of Exempted Establishments/Private Trusts

For EPF accounts managed by exempted establishments or private trusts:

1. Check PF Slip or Pay Slip: Companies may provide EPF balance details on salary slips.
2. Use Company’s Employee Portal: Some companies offer online access to EPF balances on their internal portals.
3. Contact HR Department: HR can provide details about your EPF account.
4. Track Contributions: Monitor monthly contributions through salary slips and use the EPF interest rate to estimate the balance.

Interest on EPF Balance for Inoperative Accounts

EPF accounts become inoperative under conditions such as retirement at 55, migration, or death and will not accrue interest after 36 months of inactivity. However, the principal amount remains available for withdrawal.

FAQs on EPF Balance

1. Can the PF number be used to check the EPF balance?
   • No, you need your UAN to check your EPF balance online.
2. Can I check the EPF balance via missed call without linking my mobile number?
   • No, the mobile number must be registered with the UAN.
3. Can I withdraw my entire PF amount at once?
   • Yes, you can withdraw your PF amount if unemployed for two months. You can withdraw up to 75% after one month of unemployment. Withdrawals are tax-exempt after five years of continuous membership.
4. Is it possible to check the EPF balance using an Aadhaar number?
   • No, you must use the UAN to check your EPF balance online.
5. Can I check the EPF balance of my previous organization?
   • Yes, if previous organizations are linked to your UAN.
6. Can I check the EPF balance via SMS without linking the mobile number to the UAN?
   • No, your mobile number must be linked to the UAN for SMS service.
7. Is it possible to use the PAN number to check the EPF balance?
   • PAN is not required for checking EPF balance; UAN is necessary.

This guide provides the essential steps and information to help you check your EPF balance and manage your account effectively.