How to link your PAN card to your Axis bank account

Learn the step-by-step process to link your PAN card to your Axis Bank account using various methods, including internet banking, SMS, mobile application, ATM, customer care, and visiting a branch. Ensure seamless banking and compliance with tax regulations by completing this essential process.

How to Link Your PAN Card to an Axis Bank Account: Complete Guide

Linking your PAN (Permanent Account Number) card to your Axis Bank account is essential for smooth financial transactions and regulatory compliance. Issued by the Income Tax Department, the PAN card serves as a vital identity proof required for various banking and financial activities.

This guide walks you through all the available methods for linking your PAN card to your Axis Bank account quickly and easily.


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Why Link Your PAN Card to an Axis Bank Account?

Linking your PAN card to your Axis Bank account offers multiple benefits, including:

  • Tax Compliance: Ensures proper TDS (Tax Deducted at Source) deductions on interest earned, helping you avoid higher TDS rates.
  • KYC Requirement: Fulfills Know Your Customer (KYC) norms as mandated by regulatory authorities.
  • Seamless Banking Services: Enables smooth transactions, easy access to online services, and eligibility for various financial products.

Note: Failure to link your PAN may result in limited access to services, higher tax deductions, and issues with income tax documentation.

Ways to Link Your PAN Card to Your Axis Bank Account

Here are the different methods you can use to link your PAN card to your Axis Bank account:

1. Using Internet Banking

You can conveniently link your PAN through Axis Bank’s net banking portal. Here’s how:

  1. Visit the Axis Bank NetBanking website.
  2. Log in with your User ID and password.
  3. Click on ‘Services’ in the main menu.
  4. Select ‘My Profile’ and then choose the ‘Update PAN’ option.
  5. Enter your PAN card number.
  6. Agree to the Terms and Conditions.
  7. Click on ‘Update’ to submit.

Axis Bank typically takes up to 48 hours to update your PAN. A confirmation SMS will be sent once it’s done.

2. Using SMS Facility

Linking your PAN via SMS is simple and fast. Follow these steps:

  • Type a message in the format:PAN
  • Send the SMS to: 56161600 or +91-9951860002 from your registered mobile number.

Example:PAN A123456789 123456789012345

Ensure your mobile number is linked to your bank account to use this facility.

3. Using Axis Mobile App

The Axis Bank mobile banking app also offers an easy way to link your PAN:

  1. Open and log in to the Axis Mobile App.
  2. Tap on ‘Requests’ from the menu.
  3. Select the ‘PAN Seeding’ option.
  4. Enter your PAN number twice for verification.
  5. Confirm and submit your request.

You’ll receive a confirmation SMS within 48 hours of successful linking.

4. Using Axis Bank ATM

You can also link your PAN by visiting any Axis Bank ATM:

  1. Insert your debit/ATM card and enter your PIN.
  2. Go to the ‘Services’ section.
  3. Select ‘PAN Seeding’.
  4. Enter your PAN card number twice.
  5. Confirm the entry and submit.

A receipt will be generated, and confirmation will follow via SMS.

5. Via Customer Care

Axis Bank also allows PAN linking via customer support:

  1. Call Axis Bank customer care at 1860 419 5555 from your registered mobile number.
  2. Follow the IVR menu to speak with a customer care executive.
  3. Provide your account number, name, and PAN.
  4. The executive will assist with the linking process.

The update is usually completed within 1–2 working days, and a confirmation SMS will be sent.

6. Visiting the Branch (Offline Method)

If you prefer an offline process, you can visit a nearby Axis Bank branch:

  1. Carry a self-attested copy of your PAN card and a valid ID.
  2. Request a PAN update form from the bank executive.
  3. Fill out the form and submit it along with your documents.

You'll receive a confirmation message once the PAN is successfully updated in your account.


Frequently Asked Questions (FAQs)

Q1. I submitted Form 60/61 earlier. Do I still need to provide my PAN?

Yes. If you submitted Form 60/61 at the time of opening your account, you must submit your PAN within six months to complete KYC.

Q2. What is Axis Bank’s customer care number?

The customer care number is 1860 419 5555.

Q3. What happens if I don’t link my PAN to my Axis Bank account?

You may face issues like:

  • Higher TDS deductions
  • Ineligibility for online services
  • Difficulty accessing income tax returns
  • Limitations on cash transactions above ₹50,000

Q4. Can I open an Axis Bank account without a PAN card?

No. A valid PAN card is mandatory to open a new Axis Bank account.

Linking your PAN card to your Axis Bank account is a simple yet essential step in ensuring hassle-free banking and compliance with financial regulations. With multiple online and offline methods available, you can choose the most convenient way to complete the process.

Don’t delay—link your PAN card today and enjoy uninterrupted banking services.