Muthoot Finance Verified Partner · Fast Online Approval

muthoot finance Personal Loan

Exclusive Personal Loan Offers & Instant Disbursal up to ₹50 Lakhs

Starting ROI

10.25%

Max Tenure

1 to 6 year

Loan Amount

₹ 25 Lakhs

Processing Fee

0-3%

100% Digital Process Flexible Prepayment Instant Sanction

Check Loan Eligibility

INSTANT

Get custom quotes without impacting your CIBIL score.

Enter your 10-digit mobile number to receive a verification OTP and view custom loan offers.

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⚡ Instant
No CIBIL Impact
🔒 100% Safe
Bank-Grade Security
⏱️ 3 Mins
Fast Disbursal

By clicking submit, you authorize FinCrif & partner banks to contact you via Call/SMS/WhatsApp.

Zero Foreclosure Fee

Save thousands on early loan closures

Swift 24h Disbursal

Direct deposit into your bank account

100% Paperless KYC

Secure Aadhaar & PAN verification

Smart Loan Planning

muthoot finance Personal Loan EMI Calculator

Plan your monthly installments based on muthoot finance’s starting interest rate of 10.25%.

Loan Amount5,00,000
₹50,000₹ 25 Lakhs
Interest Rate (% p.a.)10.25%
10.25% (Min)24.0%
Tenure3 Years (36 Months)
1 Year7 Years
Monthly EMI

16,192

Principal: 86%Interest: 14%
Principal Amount:5,00,000
Total Interest Payable:82,912
Total Amount Payable:5,82,912
Eligibility & Overview
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Documentation Checklist
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Transparent Fees & Charges
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Loan Insights & EMI Reference
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Got Questions?

Frequently Asked Questions

Everything you need to know about muthoot finance personal loan rates, eligibility, and processing.

Muthoot Finance personal loan rates start from 10.4% p.a., determined by your credit score, monthly net salary, and employer category.