Leading Private Financier · Fast Track Disbursement

Kotak Mahindra Bank Personal Loan

Instant e-Approval & Rapid Disbursal for Salaried Professionals

Starting ROI

10.99% p.a.

Max Tenure

60 Months

Loan Amount

Up to ₹40 Lakh

Processing Fee

Up to 2.50% + GST

100% Digital Process Flexible Prepayment Instant Sanction

Check Loan Eligibility

INSTANT

Get custom quotes without impacting your CIBIL score.

Enter your 10-digit mobile number to receive a verification OTP and view custom loan offers.

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⚡ Instant
No CIBIL Impact
🔒 100% Safe
Bank-Grade Security
⏱️ 3 Mins
Fast Disbursal

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Zero Foreclosure Fee

Save thousands on early loan closures

Swift 24h Disbursal

Direct deposit into your bank account

100% Paperless KYC

Secure Aadhaar & PAN verification

Smart Loan Planning

Kotak Mahindra Bank Personal Loan EMI Calculator

Plan your monthly installments based on Kotak Mahindra Bank’s starting interest rate of 10.99% p.a..

Loan Amount₹5,00,000
₹50,000Up to ₹40 Lakh
Interest Rate (% p.a.)10.99%
10.99% (Min)24.0%
Tenure3 Years (36 Months)
1 Year5 Years
Monthly EMI

₹16,367

Principal: 85%Interest: 15%
Principal Amount:₹5,00,000
Total Interest Payable:₹89,212
Total Amount Payable:₹5,89,212

Ready to Apply for Kotak Mahindra Bank Personal Loan?

Check instant customized offers from Kotak Mahindra Bank with zero paperwork and zero impact on your credit score.

Got Questions?

Frequently Asked Questions

Everything you need to know about Kotak Mahindra Bank personal loan rates, eligibility, and processing.

Kotak Mahindra Bank personal loan rates start from 10.99% p.a. and go up to 24.00% depending on employer tier and credit score.