Instant cash Personal Loan in Chennai within 1hrs*
Chennai, the cultural and economic hub of Tamil Nadu, embodies a unique blend of tradition and modernity. In this dynamic city of aspirations, financial flexibility is crucial to keep pace with its rapid growth and diverse lifestyles. Recognizing the pulse of Chennai, FinCrif introduces Personal Loans in Chennai customized to meet the distinctive financial needs of its residents. Let's explore how FinCrif's Personal Loans in Chennai redefine financial solutions for the vibrant city of Chennai.
Understanding the Need for Personal Loans in Chennai
The demand for financial solutions is evident in a city where traditions meet innovation. Whether it's addressing unforeseen expenses or seizing timely opportunities, Chennai require access to funds with the swiftness of their ambitions. FinCrif's Personal Loans in Chennai are crafted to address this need, offering rapid disbursal and a hassle-free application process. Focusing on efficiency and convenience, FinCrif ensures that Chennai residents can navigate their financial challenges easily and confidently.
Banks for Personal loan in chennai
Bank Name | Interest Rate Range | Processing Fee Range | Loan Amount | Tenure Range | Details |
HDFC Bank Personal Loan | 10.50% - 24.00% | ₹4,999 (One-time fee) | Up to Rs.40L | 1 - 5 Years | |
IndusInd Bank Personal Loan | 10.49% | Up to 3.00% (One-time fee) | Up to Rs.50L | Up to 5 Years | |
Chola Finance TurboLoan | 15.00% - 21.00% | 3.00% (One-time fee) | Rs.1L - Rs.3L | Up to 3 Years | |
MyShubhLife (Shubh Loans) | 26.00% | 3.00% (One-time fee) | Rs.75K - Rs.5L | 1 - 4 Years | |
Tata Capital Personal Loan | 10.99% - 29.00% | Up to 3.00% (One-time fee) | Up to Rs.35L | Up to 6 Years | |
Fullerton Personal Loan | 11.99% | 6.00% (One-time fee) | Up to Rs.25L | Up to 5 Years | |
Home Credit Personal Loan | 24.00% - 34.00% | 2.50% - 5.00% (One-time fee) | Up to Rs.5L | Up to 4 Years | |
Kotak Mahindra Bank Personal Loan | 10.99% | 3.00% (One-time fee) | Up to Rs.40L | Up to 5 Years | |
Ujjivan Small Finance Bank | 11.49% - 16.49% | 2.00% (One-time fee) | Up to Rs.30L | Up to 3 Years | |
InCred Personal Loan | 16.00% - 36.00% | 2.00% - 5.00% (One-time fee) | Rs.50K - Rs.7.5L | 1 - 4 Years | |
Edelweiss Salaried Personal Loan | 25.00% | 2.00% (One-time fee) | Up to Rs.20L | Up to 4 Years | |
Standard Chartered Personal Loan | 10.60% - 18.00% | 2.25% (One-time fee) | Rs.1L - Rs.6L | Up to 5 Years | |
Yes Bank Personal Loan | 10.99% - 20.00% | 2.50% (One-time fee) | Up to Rs.40L | Up to 5 Years | |
HDB Financial Services Personal Loan | 12.00% - 31.00% | Up to 2.00% (One-time fee) | Up to Rs.20L | Up to 5 Years | |
Aditya Birla Finance Limited | 10.99% | 3.00% (One-time fee) | Up to Rs.50L | Up to 7 Years | |
India Infoline Finance Ltd. | 12.75% - 44.00% | 2.00% - 6.00% (One-time fee) | Up to Rs.5L | Up to 42 Months | |
IDFC First Bank Personal Loan | 10.49% | Up to 3.50% (One-time fee) | Up to Rs.5L | 1 - 5 Years |
Features and Benefits of FinCrif's Instant Personal Loans:
FinCrif's Instant Personal Loans offer a range of features and benefits tailored to the needs of Chennai's residents:
- Fast Disbursement: In Chennai's fast-evolving landscape, time is of the essence. FinCrif ensures instant disbursal of personal loans, often within hours of approval, enabling customers to address their financial needs promptly.
- Competitive Interest Rates: Our Instant Personal Loans come with attractive interest rates, ensuring manageable repayments and financial viability for our customers.
- Maximum Loan Amounts: Chennaites can access substantial loan amounts, up to Rs. 40 Lakhs, empowering them to fulfill their diverse financial goals, whether it's renovating their homes or funding a dream vacation.
- Easy Application Process: With FinCrif's user-friendly online platform, applying for an Instant Personal Loan in Chennai is effortless. Customers can complete the entire application process from the comfort of their homes, eliminating the need for lengthy paperwork and tedious visits to the bank.
- Flexible Repayment Options: We understand that every customer's financial situation is unique. That's why we offer flexible repayment options, allowing customers to tailor their loan terms according to their financial capabilities and preferences.
- 100% Digital Process : Through our digital platform, customers can apply for and manage their loans online, simplifying the entire borrowing experience. From document uploads to loan tracking, everything can be done with just a few clicks.
Lowest Interest Rates for Instant Personal Loans in Chennai:
At FinCrif, we take pride in offering some of the lowest interest rates for Instant Personal Loans in Chennai. Our aim is to make borrowing affordable and accessible to all, regardless of their financial background. Here's a quick overview of our interest rates:
- Personal Loan: Starting from 10.99% p.a.
- Personal Loan Balance Transfer: Starting from 10.99% onwards.
Eligibility Criteria for Instant Personal Loans in Chennai: Applying for an Instant Personal Loan with FinCrif is simple, provided applicants meet the following eligibility criteria:
- Salaried Employees:
- Age: 21 to 60 years
- Employment: Regular monthly salary, employed with a public/private company or MNC for at least 1 year
- Self-Employed Individuals:
- Age: 21 to 60 years
- Income: Consistent income from business or profession
Meeting these criteria ensures that applicants are well-positioned to manage their personal loans effectively, aligning with FinCrif's commitment to responsible lending.
Documents Required for Instant Personal Loans in Chennai:
To expedite the loan application process, applicants need to have the following documents ready:
- Identity Proof: Aadhaar Card, PAN Card, or Passport – to verify identity.
- Address Proof: Recent Utility Bills, Aadhaar Card, or Passport – to ascertain current residence.
- Income Proof: Latest Bank statements and Salary Slips (for the last three months) – crucial for assessing financial health and repayment capacity.
Steps to Apply for an Instant Personal Loan Online in Chennai: Applying for an Instant Personal Loan with FinCrif is quick and convenient. Here's a step-by-step guide:
- Online Application: Visit the FinCrif website or use the mobile app to access the personal loan application form. The intuitive interface ensures a user-friendly experience.
- Document Upload: Securely upload the necessary documents for identity, address, and income verification using our platform.
- Approval and Disbursal: Our team promptly reviews the application and documents. Upon approval, the loan amount is disbursed directly into the applicant's account, ensuring timely financial support.
FAQs for Instant Personal Loans in Chennai:
Have questions about Instant Personal Loans in Chennai? Here are answers to some commonly asked queries:
- Q1. How to apply for an Instant Personal Loan in Chennai with FinCrif?
A. Apply online at www.fincrif.com and get the best Instant Personal Loan in Chennai Offers. - Q2. What are the eligibility criteria for Instant Personal Loans in Chennai?
A. - Age. 18 years or above.
- Citizen of India. Valid PAN & Aadhaar card.
- Work Experience. Salaried individual.
- Monthly Salary. Monthly income of at least ₹20,000.
Q3. How much can I borrow with an Instant Personal Loan in Chennai?
A. You can get personal loan upto 1 Cr in Chennai.
Q4. What are the interest rates for Instant Personal Loans in Chennai?
A. Instant Personal Loan in Chennai interest rate starting from 10.99% onwards.
Q5. How long does it take to get an Instant Personal Loan in Chennai with FinCrif?
A. Instant Personal Loan in Chennai will take hardly 24 Hrs.
In a city as vibrant and culturally rich as Chennai, financial empowerment is key to realizing one's aspirations. With FinCrif's Instant Personal Loans, residents of Chennai can access the funds they need quickly and conveniently, empowering them to pursue their dreams with confidence. Whether it's addressing immediate needs or investing in future endeavours, FinCrif is committed to being a trusted partner in every Chennai financial journey.
Compare the best Personal loan offers

Incred
13.99%
0-1%
₹ 15 lacs
1 to 5 years

IDFC First Bank
10.25%
1%
₹ 1 cr
6 month to 5 year

Bajaj Finserv
10.25%
0-1%
₹ 35 lacs
1 to 7 years

Tata Capital
10.99%
0-1%
₹ 35 lacs
upto 6 Years

Axis Finance
13.0%
0-1%
₹ 15 lacs
0 to 3 years

Axis Bank
10.49%
0-1%
₹ 15 Lacs
1 to 5 years

Fullerton India
11.99%
0-2%
₹ 25 lacs
1 to 5 years

Finnable
12%
0-1%
₹ 10 Lacs
Upto 5 years

Shriram Finance
11% onwards
1-2%
Rs.50,000 to 10 Lakhs
1 to 5 year

L&T Finance
L&T Finance
0-1%
upto 10 lakhs
1-6 year

FairCent
9.99%
0-3%
₹ 10 lacs
6 months to 3 years

Upwards
18%
0-2%
₹ 3 Lacs
1 to 5 years

Moneyview
15.96%
2%
₹ 10 Lacs
1 to 5 years

Standard Chartered Bank
9.55%
0-1%
₹ 1 lacs to 50 lacs
1 to 5 years

IIFL
12.75%
0-3%
₹ 1 lacs to 25 lacs
1 to 5 years

IndusInd Bank
10.49%
0-2%
₹ 3 Lacs to 75 Lacs
1 to 50 years

Kotak Bank
10.99%
0-2%
₹ 30 Lacs
1 to 5 years

ICICI Bank
10.25%
0-1%
₹ 50 Lacs
1 to 6 years

RBL Bank
18%
0-2%
₹ 20 lacs
1 to 5 years

HDB Financial
10% - 35%
0-3%
upto ₹ 20 lacs
1 to 5 years

IDBI Bank
11.0%
1 %
₹ 5 Lacs
1 to 5 years

HDFC Bank
10.75%
2.50%
₹ 40 Lakhs
1 to 5 years

Karur Vysya Bank
11.15%
0.50%
upto ₹ 75 lacs
1 to 6 years

Union Bank of India
11.35%
1.0%
upto 15 lacs
1 to 5 years

Canara Bank
10.95%
0.50%
upto ₹ 10 lacs
0 to 7 years

Bank of Maharashtra
10.0%
1%
upto ₹ 20 lacs
0 to 7 years

Federal Bank
11.49%
2.50%
₹ 50 lacs
1 to 5 years

Syndicate Bank
12%
0.50%
₹ 5 lacs
1 to 5 years

Bank of Baroda
11.40%
0-2%
₹ 15 Lacs
1 to 7 years

PNB
10.95%
0-1%
upto 20 lacs
1 to 6 years

Yes Bank
10.99%
2%
₹ 40 lacs
1 to 5 years

Aditya Birla Capital
10.99%
3%
₹ 50 Lacs
0 to 7 years

Paysense
16.80%
0-2%
₹ 15 Lacs
3 Months to 5 years

MoneyTap
13%
0-1%
upto ₹ 5 lacs
2 months to 3 years
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