RBI Verified CodeVARANASI, UTTAR PRADESH

Utkarsh Small Finance Bank

PANCHKOSI Branch • IFSC: UTKS0001078

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Branch Specifications & IFSC Data

Updated 2026
Bank NameUtkarsh Small Finance Bank
Branch NamePANCHKOSI
Complete Address1ST FLOOR SA20 BY 206 H 2 1 CHANDRA CHARMUHANI ASHAPUR WARD SARNATH,VARANASI 221007
City / LocalityVARANASI
DistrictVARANASI
StateUTTAR PRADESH
Contact Helpline+91 87560 00000
IFSC CodeUTKS0001078
MICR Code221762004
NEFT SupportedEnabled (24x7)
RTGS SupportedEnabled (High Value)
IMPS SupportedInstant 24x7
UPI PaymentsSupported

IFSC Code Breakdown for Utkarsh Small Finance Bank

The IFSC (Indian Financial System Code) for Utkarsh Small Finance Bank PANCHKOSI branch is UTKS0001078. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.

Bank IdentifierUTKS

First 4 characters represent Utkarsh Small Finance Bank.

Control Character0

5th character is always 0 (reserved for RBI).

Branch Code001078

Last 6 digits identify PANCHKOSI branch.

Frequently Asked Questions (Utkarsh Small Finance Bank PANCHKOSI)

Q1.What is the IFSC code for Utkarsh Small Finance Bank PANCHKOSI branch?

The IFSC code for Utkarsh Small Finance Bank PANCHKOSI branch is UTKS0001078. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.

Q2.What is the address and contact number of Utkarsh Small Finance Bank PANCHKOSI?

The complete address is: 1ST FLOOR SA20 BY 206 H 2 1 CHANDRA CHARMUHANI ASHAPUR WARD SARNATH,VARANASI 221007, VARANASI, UTTAR PRADESH. You can reach the branch at +91 87560 00000.

Q3.What is the MICR code of Utkarsh Small Finance Bank PANCHKOSI?

The MICR code for Utkarsh Small Finance Bank PANCHKOSI is 221762004. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.

Q4.Does Utkarsh Small Finance Bank PANCHKOSI support 24x7 IMPS and NEFT transfers?

Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC UTKS0001078 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.

Q5.How can I transfer money using IFSC code UTKS0001078?

Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code UTKS0001078. Once validated, select IMPS, NEFT, or RTGS to execute the payment.

RBI Verification Disclaimer

Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.

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