RBI Verified CodeGARKHA, BIHAR

Utkarsh Small Finance Bank

GARKHA Branch • IFSC: UTKS0001072

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Branch Specifications & IFSC Data

Updated 2026
Bank NameUtkarsh Small Finance Bank
Branch NameGARKHA
Complete AddressUTKARSH SMALL FINANCE BANK-GARKHA,ASHOK KUMAR UPADHYA VILL RAIPURA POST GARKHA SARAN BIHAR
City / LocalityGARKHA
DistrictSARAN
StateBIHAR
Contact Helpline+91 72800 00000
IFSC CodeUTKS0001072
MICR Code841762009
NEFT SupportedEnabled (24x7)
RTGS SupportedEnabled (High Value)
IMPS SupportedInstant 24x7
UPI PaymentsSupported

IFSC Code Breakdown for Utkarsh Small Finance Bank

The IFSC (Indian Financial System Code) for Utkarsh Small Finance Bank GARKHA branch is UTKS0001072. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.

Bank IdentifierUTKS

First 4 characters represent Utkarsh Small Finance Bank.

Control Character0

5th character is always 0 (reserved for RBI).

Branch Code001072

Last 6 digits identify GARKHA branch.

Frequently Asked Questions (Utkarsh Small Finance Bank GARKHA)

Q1.What is the IFSC code for Utkarsh Small Finance Bank GARKHA branch?

The IFSC code for Utkarsh Small Finance Bank GARKHA branch is UTKS0001072. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.

Q2.What is the address and contact number of Utkarsh Small Finance Bank GARKHA?

The complete address is: UTKARSH SMALL FINANCE BANK-GARKHA,ASHOK KUMAR UPADHYA VILL RAIPURA POST GARKHA SARAN BIHAR, GARKHA, BIHAR. You can reach the branch at +91 72800 00000.

Q3.What is the MICR code of Utkarsh Small Finance Bank GARKHA?

The MICR code for Utkarsh Small Finance Bank GARKHA is 841762009. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.

Q4.Does Utkarsh Small Finance Bank GARKHA support 24x7 IMPS and NEFT transfers?

Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC UTKS0001072 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.

Q5.How can I transfer money using IFSC code UTKS0001072?

Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code UTKS0001072. Once validated, select IMPS, NEFT, or RTGS to execute the payment.

RBI Verification Disclaimer

Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.

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