RBI Verified CodeHMR, BIHAR

Utkarsh Small Finance Bank

RAMNAGAR Branch • IFSC: UTKS0001831

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Branch Specifications & IFSC Data

Updated 2026
Bank NameUtkarsh Small Finance Bank
Branch NameRAMNAGAR
Complete AddressUTKARSH SMALL FINANCE BANK LTD.GROUND FLOOR MOTI LAL CHAURASIYA COMPLEX P.O.- HARINAGAR P.S.- RAMNAG
City / LocalityHMR
DistrictRAMNAGAR BIHAR
StateBIHAR
Contact Helpline1800-1200 (National Helpline)
IFSC CodeUTKS0001831
MICR Code845762106
NEFT SupportedEnabled (24x7)
RTGS SupportedEnabled (High Value)
IMPS SupportedInstant 24x7
UPI PaymentsSupported

IFSC Code Breakdown for Utkarsh Small Finance Bank

The IFSC (Indian Financial System Code) for Utkarsh Small Finance Bank RAMNAGAR branch is UTKS0001831. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.

Bank IdentifierUTKS

First 4 characters represent Utkarsh Small Finance Bank.

Control Character0

5th character is always 0 (reserved for RBI).

Branch Code001831

Last 6 digits identify RAMNAGAR branch.

Frequently Asked Questions (Utkarsh Small Finance Bank RAMNAGAR)

Q1.What is the IFSC code for Utkarsh Small Finance Bank RAMNAGAR branch?

The IFSC code for Utkarsh Small Finance Bank RAMNAGAR branch is UTKS0001831. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.

Q2.What is the address and contact number of Utkarsh Small Finance Bank RAMNAGAR?

The complete address is: UTKARSH SMALL FINANCE BANK LTD.GROUND FLOOR MOTI LAL CHAURASIYA COMPLEX P.O.- HARINAGAR P.S.- RAMNAG, HMR, BIHAR. You can reach the branch at Not Available.

Q3.What is the MICR code of Utkarsh Small Finance Bank RAMNAGAR?

The MICR code for Utkarsh Small Finance Bank RAMNAGAR is 845762106. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.

Q4.Does Utkarsh Small Finance Bank RAMNAGAR support 24x7 IMPS and NEFT transfers?

Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC UTKS0001831 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.

Q5.How can I transfer money using IFSC code UTKS0001831?

Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code UTKS0001831. Once validated, select IMPS, NEFT, or RTGS to execute the payment.

RBI Verification Disclaimer

Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.

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